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Find a Chertsey Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chertsey? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chertsey transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chertsey conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chertsey

Having sold my house in Chertsey last May but our buyer keeps texting every few hours to say his lawyer needs to hear from mine. What should have happened following completion?

Post completion of your sale your lawyer should forward the transfer deeds and all of the paperwork to the purchaser's lawyers. Where relevant, your solicitor must also confirm that the legal charge in favour of the lender has been paid off to the purchasers lawyers. There is unlikely to be post completion procedures just for conveyancing in Chertsey.

My wife and I are purchasing a house in Chertsey. It might be a silly question but how we can trust a conveyancer? On completion day we have to deposit money into their account. What protection do we have from them run away with our monies?

Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.

I happen to be the only beneficiary of my late mum's will and I have everything in my name now, including the my former home in Chertsey. The Chertsey property was put into my name in March. I now wish to sell up. I do know about the Mortgage Lenders 6 month 'rule', which means that my property ownership will be treated the same way as though I had purchased the property in March. Do I have to wait 6 months to sell?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be impacted by that. Most lenders would take a practical view as this clause primarily exists to capture the purchase and immediately sell or the flipping of property.

I am currently in the process of buying my council flat in Chertsey. I have a mortgage agreed with UBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should use one. Any advice?

It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with UBS, you will need to appoint a solicitor on the UBS conveyancing panel.

Should commercial conveyancing searches reveal proposed roadworks that could affect a commercial estate in Chertsey?

Its becoming the norm that commercial conveyancing solicitors in Chertsey will carry out a SiteSolutions Highways report as it reduces the time that conveyancers expend in looking into accurate data on highways that impact buildings and development assets in Chertsey. The search result sets out definitive data on the adoption status of roads, footpaths and verges, as well as the implication of traffic schemes and the rights of way surrounding a commercial development sites in Chertsey.

For every commercial conveyancing transaction in Chertsey it is critical to investigate the adoption status of roads surrounding a site. The absence of identifying developments where adoption procedures have not been dealt with adequately may cause delays to Chertsey commercial conveyancing transactions as well as pose a risk to future intentions for the site. These searches are not conducted for residential conveyancing in Chertsey.

My husband and I are FTB’s - agreed a price, yet the estate agent has warned us that the seller will only move forward if we use the agent's preferred solicitors as they are insisting on a ‘quick sale’. We would rather use a family solicitor who is familiar with conveyancing in Chertsey

It is highly unlikely the owners are driving this. If they want ‘a quick sale', taking such a hostile approach to a motivated purchaser is likely to cause more damage than good. Speak to the vendors direct and explain that (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you intend to proceed fast (e)however you are going to use your preferred Chertsey conveyancing firm - not the ones that will give their estate agent a kickback or meet his conveyancing thresholds demanded by senior management.

Despite our best endeavours, we have been unsuccessful in seeking a lease extension in Chertsey. Can this matter be resolved via the Leasehold Valuation Tribunal?

in cases where there is a absentee landlord or if there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the LVT to arrive at the amount due.

An example of a Lease Extension case for a Chertsey property is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case was in relation to 1 flat. The unexpired term was 82.93 years.

What makes a Chertsey lease problematic?

Leasehold conveyancing in Chertsey is not unique. Most leases are drafted differently and drafting errors can sometimes mean that certain sections are erroneous. The following missing provisions could result in a defective lease:

    A provision for the recovery of money spent for the benefit of another party. Repairing obligations to or maintain elements of the building

A defective lease can cause issues when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. Barclays , Leeds Building Society, and Clydesdale all have very detailed requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, forcing the buyer to pull out.

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