My IFA says he needs my Chertsey lawyer’ panel reference for the Lloyds conveyancing panel. Can you suggest how I discover this. I have e-mailed my local Chertsey branch but they have not got back to me yet.

Have you tried speaking to your Chertsey solicitor about this?. They should have a central record lender panel numbers.

Can your site be used to recommend a Conveyancing solicitor in Chertsey even where I’m not purchasing or selling a house, for instance if I wish to buy an office in Chertsey with a mortgage from Yorkshire Building Society?

Our search tool is primarily used to help choose domestic conveyancing solicitors in Chertsey but we have listed towards the bottom of this page a few Chertsey commercial conveyancing firms. You will need to make contact with the company directly to check if they are also authorised to represent Yorkshire Building Society

I used Wolstenholmes several years ago for my conveyancing in Chertsey. I now require my file however the law firm is no longer operating. What do I do?

Do call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Chertsey of the conveyancing firm of solicitors you previously hired, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Over the last few months I have been searching for a leasehold apartment up to £235,500 and found one close by in Chertsey I like with open areas and transport links nearby, the downside is that it's only got 52 years unexpired on the lease. There is not much else in Chertsey in this price bracket, so just wondered if I would be making a grave error acquiring a short lease?

Should you require a mortgage the remaining unexpired lease term will be a potential deal breaker. Discount the price by the anticipated lease extension will cost if it has not already been discounted. If the existing proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the existing lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer regarding this.

I am tempted by the attractive purchase price for a couple of maisonettes in Chertsey both have approximately forty five years remaining on the leases. Should I regard a short lease as a deal breaker?

There are no two ways about it. A leasehold apartment in Chertsey is a deteriorating asset as a result of the shortening lease. The nearer the lease gets to its expiry date, the more it adversely affects the value of the property. For most buyers and banks, leases with less than eighty years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the premises for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a property with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Chertsey conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. A more straightforward and quicker method of extending would be to contact your landlord directly and sound him out on the prospect of extending the lease. You may find he or she is happy to negotiate informally and willing to consider your offer straight off, without having to involve anyone else. This will save you time and money and it could help you reach a lower price on the lease. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I own a ground-floor 1950’s flat in Chertsey. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal make a decision on the sum due for a lease extension?

Most definitely. We can put you in touch with a Chertsey conveyancing firm who can help.

An example of a Lease Extension decision for a Chertsey residence is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case was in relation to 1 flat. The number of years remaining on the existing lease(s) was 82.93 years.