I am being advised by my solicitor that breach of easement insurance is necessary on my purchase. What is the typical level of cover needed for conveyancing in Staines?
The right level of breach of easement indemnity insurance depends on who your lender is. It would differ for example between Lloyds TSB Bank and Norwich and Peterborough Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.
Can I be sure that the Staines conveyancing solicitor on the Virgin Money panel is any good?
When it comes to conveyancing in Staines getting recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always recommend that you speak with the lawyer conducting your conveyancing.
I recently had an offer accepted on an apartment in Staines. My financial adviser pressured me to appoint their property lawyer. I paid an on account payment of £225. Not long after, the conveyancing practitioner called me sheepishly admitting that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Just had an offer accepted on a new build apartment in Staines. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.
Here are examples of a selection of leasehold new build enquiries that you can expect your new-build leasehold conveyancing in Staines
The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. There must be mutual enforceability of lessee’s covenants. The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided. If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal.
Yesterday I discovered that there is a flying freehold element on a property I have offered on last month in what was supposed to be a straight forward, chain free conveyancing. Staines is where the house is located. What do you suggest?
Flying freeholds in Staines are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Staines you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Staines may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
As co-executor for the will of my father I am selling a house in Newport but reside in Staines. My solicitor (approximately 260 kilometers awayneeds me to execute a statutory declaration before completion. Can you recommend a conveyancing solicitor in Staines who can attest this legal document for me?
Technically speaking you should not need to have the documents witnessed by a conveyancing solicitor. Ordinarily any notary public or solicitor will be fine regardless of whether they are located in Staines
My mother and father are experiencing difficulties in finding their Staines property on the HMLR online search facility. They recall that back in the 60’s when they bought the property there were complications concerning the post code not being identified on some systems.
Nearly all properties in Staines should be revealed. Have you endevoured to search to simply the postcode. Ordinarily it should reveal all the properties inside that postcode. Assuming the property is registered it will show up with a title number. If they bought back in the 70’s it's conceivable it may be not yet registered. The property might still be revealed but with the title number shown 'na'. In this scenario you will need to find the original title papers which might be with your parent’s lender.