What is the best way to search for the right solicitor to supply a quality service for our conveyancing in Englefield Green?
First ask connections who they would recommend.
Option 2 is to look on the web for conveyancing in Englefield Green. Pick up the phone to two or three listed and request that they forward you their conveyancing fee calculations and discuss your needs with the solicitor who will conduct the legal process beforemaking your choice.
Third is to use this site to assist you in finding the right solicitors for you based on your personal expectations including the type of property,speed, complications and who the proposed mortgage company is. Resist the temptation to go for £99 conveyancing in Englefield Green
My grandmother passed away six months ago and as sole heir and executor I was left the property in Englefield Green. The house had a relatively small loan remaining of approximately £8000. I want to have the title changed into my name whilst I re-mortgage to Nottingham, pay off the mortgage. Is this possible?
Where you plan to refinance then Nottingham will require that you use a conveyancer on the Nottingham conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Nottingham conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Nottingham mortgage is registered as a charge at the Land Registry.
My wife and I own a 4 bedroom Georgian property in Englefield Green. Conveyancing lawyer represented me and Lloyds TSB Bank. I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the matching address. I'd like to know for sure, how can I find out??
You should review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Englefield Green and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the position with your conveyancing practitioner who conducted the work.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a simple, no chain conveyancing. Englefield Green is where the house is located. Can you shed any light on this issue?
Flying freeholds in Englefield Green are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Englefield Green you must be sure that your lawyer goes through the deeds diligently. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Englefield Green may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Should I be suspicious by 3rd parties that I am dealing with are suggesting a factory type conveyancing firm rather than a High Street Englefield Green conveyancing firm?
As is the case with many professional services, often suggestions from connections can be very helpful. Nevertheless there are many players in a conveyancing deal; estate agents, financial adviser and banks may put forward conveyancers to choose. On occasion these lawyers might be known to one of the organisations as experts in their field, but sometimes there is an underlying financial incentive behind the recommendation. You have the right to select your preferred lawyer. Don't forget that many mortgage providers specify a panel list of law firms you are obliged to use for the lender related work in your conveyancing.