Can you help? My Bourne End solicitor is assuring me that she is duty bound toorder Bourne End conveyancing searches asthe firm are on the HSBCapproved lawyer panel. Is this really necessary?
Unfortunately both you and your lawyer have little choice here. As you are obtaining a mortgage with a lender your lawyer has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your conveyancer would have previously signed the Terms and Conditions of your bank’s conveyancing panel appointment which obliges them to follow the Council of Mortgage Lenders’ Handbook requirements . Even if you were a cash buyer you would be ill advised not to carry out Bourne End conveyancing searches.
How up to date is your search tool for Bourne End conveyancing solicitors on the Nationwide conveyancing panel? Do Nationwide send you an updated list?
Bourne End conveyancing firms themselves provide us confirmation that they are on the Nationwide conveyancing panel as opposed to being supplied with a list from Nationwide directly.
I understand that there are debates on Chancel Insurance on online forums. Am I compelled to take this when acquiring a residence in Bourne End? or Apparently there is an ancient law that means some owners of property living in a parish church boundary will be compelled to pay for repairs to the chancel within the church. Is this a legitimate concern for conveyancing in Bourne End?
Unless a prior acquisition of the property took place post 12 October 2013 you may expect conveyancing practitioners delivering conveyancing in Bourne End to continue to advocate a chancel search and or insurance against a claim.
I've recently found out that there is a flying freehold issue on a house I put an offer in two weeks back in what was supposed to be a quick, no chain conveyancing. Bourne End is the location of the property. Is there any guidance you can impart?
Flying freeholds in Bourne End are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Bourne End you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Bourne End may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
In what way can the Landlord & Tenant Act 1954 impact my business offices in Bourne End and how can you help?
The particular law that you refer to gives security of tenure to commercial lessees, giving them the a statutory right to apply to court for a new tenancy and continue in occupation at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act to your advantage and assist with commercial conveyancing in Bourne End