After what seems like an age a mortgage offer from NatWest for the refinancing of my 4 room apartment is expected any day now. Are you able to suggest a cheap conveyancing law firm in High Wycombe?

This site is not designed to assist those in their quest for the lowest fares for conveyancing solicitors in High Wycombe. Our aim is to provide excellent value conveyancing but our intention is not to advertise as being the cheapest. Avoid the trap of appointing companies offering the bait of ninety nine pound conveyancing in High Wycombe. Optimistically, in deciding on cheap conveyancing, you will earn what you pay for and at worst it will result in you spending a lot in extras and still not get the service required.

Finally the sale completed on my house in High Wycombe last October yet the purchaser is calling every few hours to say her lawyer is waiting to hear from mine. What are the post completion sale legalities following completion?

Following your disposal your conveyancer is obliged to forward the transfer documentation and all additional paperwork to the buyer’s lawyers. Where relevant, your solicitor must also confirm that the legal charge in favour of the lender has been repaid to the purchasers solicitors. There is unlikely to be post completion procedures specific conveyancing in High Wycombe.

What will a local search tell me regarding the house my wife and I purchasing in High Wycombe?

High Wycombe conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search organisations for example Searchflow The local search is essential in every High Wycombe conveyancing purchase; as long as you wish to avoid any nasty surprises after you move into your new home. The search will reveal information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic areas.

Due to the encouragement of my in-laws I had a survey completed on a house in High Wycombe prior to retaining lawyers. I have been told that there is a flying freehold overhang to the property. Our surveyor has said that some banks tend not grant a loan on this type of premises.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. If you contact us we can check with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in High Wycombe. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in High Wycombe to see if the conveyancing will be more expensive.

Can you provide any advice for leasehold conveyancing in High Wycombe from the perspective of expediting the sale process?

• A significant proportion of the frustration in leasehold conveyancing in High Wycombe can be avoided if you get in touch lawyers the minute your agents start marketing the property and ask them to collate the leasehold documentation which will be required by the buyers’ solicitors.
Some High Wycombe leases require Landlord’s consent to the sale and approval of the buyers. If this applies to your lease, it would be prudent to notify your estate agents to make sure that the purchasers put in hand financial (bank) and professional references. Any bank reference will need to confirm that the buyers are financially capable of paying the yearly service charge and the actual amount of the service charge should be quoted in the bank’s letter. You will therefore need to provide your estate agents with the actual amount of the service charge so that they can pass this information on to the buyers or their lawyers. You believe that you know the number of years remaining on your lease but it would be advisable double-check by asking your solicitors. A purchaser's lawyer will be unlikely to recommend their client to to exchange contracts if the lease term is below 75 years. It is therefore essential at an early stage that you consider whether the lease for your property needs extending. If it does, contact your solicitors before you put your home on the market for sale. If there is a history of conflict with your landlord or managing agents it is essential that these are settled prior to the flat being put on the market. The buyers and their solicitors will be warry about purchasing a property where there is an ongoing dispute. You may have to bite the bullet and discharge any arrears of service charge or resolve the dispute prior to the buyers completing the purchase. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal details of the dispute to the purchasers, but it is clearly preferable to reveal the dispute as over rather than ongoing.

High Wycombe Conveyancing for Leasehold Flats - Examples of Queries Prior to buying

What is the name of the managing agents? Please note that where the lease has no more than 80 years it will affect the marketability of the apartment. It is worth checking with your lender that they are content with residual term of the lease. A short lease means that you will most likely have to extend the lease at some point and you need to have some idea of how much this will be. Remember, in most cases you would need to own the residence for 24 months before you are legally able to extend the lease.