My fiance’s step-father is a solicitor. I anticipate that I can be offered friends and family pricing for conveyancing, However if that does not come materialise, what kind of fees should I be paying for conveyancing in High Wycombe?

Do contrast pricing. Make use of our search tool on this site. Whilst estimates will be different but service levels do are distinct between solicitors as is true with the vast majority of professional services.

In what way does my ID and proof of funds have anything to do with my conveyancing in High Wycombe? Why is this being asked of me?

You are right in these requests have nothing to do with conveyancing in High Wycombe. However these days you can not complete any conveyancing transaction if you have not providing proof of your identity. Ordinarily this takes the form of a either your passport or driving licence and a council tax bill. Please note that if you are supplying your driving licence as evidence of ID it must be both the paper section as well as the photo card part, one is not sufficient without the other.

Proof of the source of money is required under Money Laundering Regulations. You should not be offended when you are asked to produce this as your lawyer must retain this information on file. Your High Wycombe conveyancing practitioner will need to see evidence of proof of funds prior to accepting any monies from you into their client account and they may also ask additional questions concerning the source of funds.

I know that there are debates on Chancel Insurance on online forums. Do I need chancel insurance when purchasing a house in High Wycombe? or I am told that there is a law dating back centuries that means some homeowners residing in a parish church boundary may be liable to pay for maintenance to the chancel in proximity to the church. Is this appropriate for conveyancing in High Wycombe?

Unless a prior purchase of the house completed post 12 October 2013 you could expect solicitors handling conveyancing in High Wycombe to continue to propose a a chancel search and or insurance against a claim.

How does conveyancing in High Wycombe differ for new build properties?

Most buyers of new build or newly converted property in High Wycombe come to us having been asked by the builder to sign contracts and commit to the purchase even before the house is built. This is because house builders in High Wycombe usually purchase the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in High Wycombe or who has acted in the same development.

I have been on the look out for a ground for flat up to £195,000 and found one near me in High Wycombe I like with amenity areas and railway links in the vicinity, the downside is that it only has 61 remaining years left on the lease. There is not much else in High Wycombe suitable, so just wondered if I would be making a grave error buying a lease with such few years left?

Should you require a home loan the remaining unexpired lease term will be a potential deal breaker. Discount the price by the amount the lease extension will cost if not already taken into account. If the current proprietor has owned the property for at least twenty four months you may ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.