It is is a decade since I purchased my home in Great Missenden. Conveyancing solicitors have recently been appointed on the sale but I am unable to track down my title documents. Will this jeopardise the sale?

Don’t worry too much. First there is a chance that the deeds will be kept by your lender or they could be in the possession of the solicitor who handled the purchase. Secondly the chances are that the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors acquiring up to date copy of the land registers. Almost all conveyancing in Great Missenden relates to registered property but in the unlikely event that your home is not registered it is more tricky but is not insurmountable.

We decided to purchase a purpose built apartment in Great Missenden with a loan from Accord Mortgages Ltd.We use our Great Missenden conveyancing practitioner but Accord Mortgages Ltd advised that she’s not listed on their approved list of member firms. It seems we are left with little choice but to instruct a Accord Mortgages Ltd panel lawyer or keep our high street solicitor and fork out for a Accord Mortgages Ltd panel lawyer to represent them. We feel as though this is unjust; Can we not simply insist that Accord Mortgages Ltd use our lawyer?

Unfortunately,no. The home loan issued to you contains various provisions, one of which will be that conveyancers will be on the Accord Mortgages Ltd solicitor panel. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for Accord Mortgages Ltd

I got the keys to my home on 6 July and the transaction details is yet to be registered. Any reason for this? My conveyancing solicitor in Great Missenden advises it will be concluded inside ten days. Are titles in Great Missenden uniquely lengthy to register?

As far as conveyancing in Great Missenden registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can adjust depending on the party submitting the application, whether there are errors and whether the Land registry need to notify any other persons or bodies. At present roughly 80% of submission are fully addressed within two weeks but some can be subject to protracted delays. Registration takes place once the purchaser is living at the property so 'speed' is not always top priority yet where there is a degree of urgency associated with the registration then you or your lawyers can communicate with the Registry to express the reasoning for an expedited registration.

What tools are available to search for a Great Missenden law firm on the Yorkshire Building Society conveyancing panel? I am a keen cyclist and am happy to travel upto 10miles to meet the solicitor.

Feel free to make use of the facility on this website. Please choose the bank and your location and you will see a number of Great Missenden conveyancing lawyers based on proximity. We have detailed some Great Missenden conveyancing firms towards the end of this page and you can ring them to see whether they are on the Yorkshire Building Society member panel

Estate agents have just been given the go-ahead to market my ground floor flat in Great Missenden.Conveyancing has not commenced however I have recently had a yearly maintenance charge demand – Do I pay up?

Your conveyancing lawyer is likely to suggest that you should discharge the maintenance contribution as you normally would because all rents and service charges should be apportionedon completion, so you should recover the relevant percentage by the purchaser for the period running from after the completion date to the subsequent invoice date. Most management companies will not acknowledge the buyer unless the service charges have been paid and are up to date so it is important for both buyer and seller for the seller to show that they are up to date. This will smooth the conveyancing process