I am looking to buy a property and need a conveyancing solicitor in Great Missenden who is on the HSBC Bank solicitor. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for HSBC Bank in certain locations such as Great Missenden. We dont recommend any particular firm.
Have just purchased a probate house at auction in Great Missenden. Conveyancing is necessary. What happens now?
Now that you have legally bound yourself to purchase you will need to choose a conveyancing lawyer as a matter of priority as you now have a fast approaching a drop dead date to complete the transaction. All auction property will have a corresponding legal set of papers. This should include evidence of title and search results. Where you are dealing with leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing paperwork relating to leasehold premises. You need to give this to the lawyer instructed by you at the earliest opportunity. You also need to ensure that that you have the requisite funding in place to complete on the date specified in the contract.
Are all Great Missenden Conveyancing Quality Solicitors on the Bank of Ireland conveyancing panel?
A selection of lenders now make use of the accreditation scheme as the starting point for Panel approval such as HSBC and Santander. CQS accreditation however is no guarantee to lender panel acceptance. Nevertheless,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for firms wishing to remain on their approved list of conveyancing solicitors.
I had an offer accepted on a property in Great Missenden on 2/6/2021, valuation was booked 2 days after, received a clean bill of health. Conveyancer appointed, so the only thing outstanding was my mortgage offer. Having made daily calls to Clydesdale and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Clydesdale conveyancing panel. Are Clydesdale entitled to hold back the Mortgage pending the lawyer being on the approved list?
A lender would not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Clydesdale to deal with your lawyer's application to be on the Clydesdale conveyancing panel. There's no guarantee that your solicitor will be accepted.
Me and my brother own a 4 bedroom Victorian property in Great Missenden. Conveyancing practitioner acted for me and Virgin Money. I happened to do a free search for it on the Land Registry database and there are two entries: one for freehold, another for leasehold under the exact same property. Is it worth asking Virgin Money to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Great Missenden and other areas of the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with buyers. You can also enquire as to the situation with your conveyancing solicitor who conducted the purchase.
I have been on the look out for a ground for flat up to £235,500 and identified one round the corner in Great Missenden I like with a park and transport links nearby, the downside is that it only has 49 years unexpired on the lease. I can't really find anything else in Great Missenden suitable, so just wondered if I would be making a mistake buying a lease with such few years left?
If you need a home loan the remaining unexpired lease term will be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current proprietor has owned the property for a minimum of 2 years you may ask them to commence the lease extension formalities and pass it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing lawyer regarding this.
My husband and I are a couple of weeks into a residential purchase having been referred to a firm by the local agent to execute conveyancing in Great Missenden. We are not happy. Could you help me find new solicitors?
They would have to be very bad in order to consider replacing them. Has the mortgage been issued? If so you will need to inform them of the new contact details and ensure the mortgage documents are re-issued. The solicitor ideally should be on the banks approved list to avoid added fees and frustration. So that should be your first question of the new lawyers. The search tool will assist you in finding a lender approved solicitor for your conveyancing in Great Missenden