It is 10 years ago since I bought my house in Hazlemere. Conveyancing solicitors have recently been appointed on the sale but I am unable to find my title documents. Is this a major issue?
You need not be too concerned. Firstly there is a chance that the deeds will be kept by the mortgage company or they may be in the possession of the lawyers who handled the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Nearly all conveyancing in Hazlemere involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
My wife and I are purchasing a property in Hazlemere. It might be a silly question but how we can trust a conveyancer? On completion day we will need to put funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are buying a 3 bedroom semi in Hazlemere. Our aim is to carry out a loft conversion at the house.Will legal conveyancing on the property involve enquiries to determine if these alterations are allowed?
Your property lawyer should check the registered title as conveyancing in Hazlemere can occasionally reveal restrictions in the title deeds which prohibit categories of works or need the consent of a 3rd party. Many additions call for local authority planning consent and approval under the building regulations. Some locations are designated conservation areas and special planning restrictions apply which often prevent or affect extensions. It would be prudent to check these things with a surveyor prior to committing yourself to a purchase.
I'm the sole beneficiary of my late father’s estate with all property in now in my sole name, including the my former home in Hazlemere. Conveyancing formalities meant that the Land Registry date was in November. I plan to dispose of the property. I understand that there is a CML six month 'rule', which means that my proprietorship may be regarded the same way as if I'd bought the house in November. Will no one buy the property for half a year?
The Council of Mortgage Lenders’ handbook instructs solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." Technically you might be caught by that. many mortgage companies would take a practical view as this requirement chiefly exists to capture subsales or the flipping of properties.
Is it possible to transfer to a new firm as I need to select a firm on the Santander conveyancing list. I was using a family conveyancing solicitor in Hazlemere round the corner but the firm is not approved by Santander
We will our best to assist in finding you a conveyancing solicitor in Hazlemere on the Santander panel. Please note that the property lawyers that we work with do not pay us a referral fee if you instruct them and are fully regulated by the SRA who oversee all conveyancing solicitors in Hazlemere. In making use of search facility on this site, you can compare costs for conveyancing solicitors in Hazlemere and throughout England and Wales.
Estate agents have just been given the go-ahead to market my 2 bed apartment in Hazlemere. Conveyancing is yet to be initiated, however I have just received a yearly maintenance charge invoice – what should I do?
The sensible thing to do is discharge the invoice as you normally would because all ground rent and maintenance invoices should be apportioned as part of the financial calculations for completion monies, so you should recover the relevant percentage by the buyer for the period running from after the completion date to the next payment date. Most managing agents will not acknowledge the buyer until the service charges have been paid and are up to date, so it is important for both buyer and seller for the seller to show that they are up to date. Having a clear account will assist your cause and will leave you no worse off financially.
I purchased a basement flat in Hazlemere, conveyancing formalities finalised 6 years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Equivalent flats in Hazlemere with over 90 years remaining are worth £227,000. The average or mid-range amount of ground rent is £50 per annum. The lease ceases on 21st October 2090
With 72 years left to run we estimate the price of your lease extension to be between £9,500 and £11,000 as well as costs.
The suggested premium range above a general guide to costs for extending a lease, but we are not able to advice on the actual costs without more detailed due diligence. Do not use the figures in a Notice of Claim or as an informal offer. There are no doubt additional concerns that need to be considered and you obviously want to be as accurate as possible in your negotiations. Neither should you take any other action based on this information before seeking the advice of a professional.
How does one as executor remove a departed person's details from the title deeds for a house in Hazlemere?
Where a Hazlemere property is co-owned and one of the proprietors dies, their name will not immediately be removed from the title deeds. You are not required to amend the title as in the event of a sale your lawyer would simply need to evidence as to the reason the other owner is missing from the conveyance, normally this is in the form of the probate documents.
With a view to making the sale conveyancing more straight forward for the sale of the property you may apply to have the deceased person erased from the title register by applying to the land registry with evidence of the death. There is no land registry fee payable.