I am hoping to complete my purchase in Wooburn Green next Thursday. I have now been asked to send a copy of my building insurance schedule by my solicitor as he says that he has to check this in his capacity as lawyer for the lender. What does the insurance need to cover?

All property lawyers on acting for lenders would need to check that the following risks are covered fire; lightning; aircraft; explosion; earthquake; storm; flood; escape of water or oil; riot; malicious damage; theft or attempted theft; falling trees and branches and aerials; subsidence; heave;landslip;collision;accidental damage to underground services;professional fees, demolition and site clearance costs; and public liability to anyone else. There are some other issues such as the level of excess that are set out in a lender’s Part 2 conditions. These requirements are not unique to conveyancing in Wooburn Green.

My wife and I own a terraced Edwardian property in Wooburn Green. Conveyancing solicitor represented me and The Royal Bank of Scotland. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold with the exact same address. I thought I was buying a freehold how can I check?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Wooburn Green and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the position with the conveyancing solicitor who conducted the work.

Am I right to be wary by third parties that I am dealing with are suggesting an online conveyancing firm as opposed to a local Wooburn Green conveyancing company?

As is the case with many service providers, often recommendations from family and friends can be very helpful. But there are lots of parties with a vested interest in a conveyancing transaction; estate agents, financial adviser and lenders might all recommend solicitors to use. Sometimes the lawyers might be known to one of the organisations as one of the best in their field, but sometimes there might be a commercial relationship behind the recommendation. You are at liberty to select your preferred lawyer. However, bear in mind that some mortgage providers operate an approved list of conveyancers you must use for the lender related work in your home move.

In my capacity as executor for the estate of my aunt I am disposing of a house in Swansea but live in Wooburn Green. My solicitor (who is 300 miles awayrequires that I execute a stat dec before completion. Can you recommend a conveyancing lawyer in Wooburn Green who can witness this legal document for me?

strictly speaking you are unlikely to need to have the documents witnessed by a conveyancing solicitor. Normally or notary public or solicitor will do regardless of whether they are located in Wooburn Green

Finally, a mortgage offer from a bank for the refinancing of my 2 bedroom apartment is to be issued imminently. Are you able to suggest an efficient remortgage conveyancing practitioner in Wooburn Green ?

You have come to the wrong place to search for the cheapest conveyancing solicitors in Wooburn Green. We can offer you cost effective conveyancing but we do not work with the cheapest lawyers. Avoid the trap of appointing brokers offering low cost conveyancing in Wooburn Green.At best, in going for cheap conveyancing, you will get what you pay for and at worst you will end up invoiced for extras and still not get the service required.