We are a couple about to exchange contracts for a ground floor flat in Wooburn Green. We encountered a problem. The mortgage offer with The Mortgage Works runs out on 16/1/2026 but the vendors are putting forward a completion date of 20/1/2026. Can one prolong the mortgage offer?

The best person to address this concern is your conveyancer who will hopefully calculate if they better off negotiating with the bank, vendor’s representatives, estate agents or possibly all parties taking into account the circumstances your house move as of today.

Having sold my house in Wooburn Green last December yet the purchaser is texting daily complaining that his solicitor needs to hear from myconveyancer. What should have happened following completion?

Following your house sale your lawyer is obliged to forward the transfer documentation and all of the paperwork to the buyer’s solicitors. Depending on the transaction, your solicitor must also confirm that the mortgage has been discharged to the buyers solicitors. There are no post completion tasks specific conveyancing in Wooburn Green.

Have just purchased a repossessed house at auction in Wooburn Green. Conveyancing is needed. What happens now?

Given that you have now exchanged you should instruct a conveyancing lawyer soon as you are facing a tight deadline in which to complete the transaction. An auction property should have a bespoke auction pack. This should include most,if not all of the paperwork that your lawyer will need. In the case of leasehold property the legal papers may provide a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation pertinent to leasehold premises. You must give this to your appointed conveyancing solicitor ASAP. Do make sure that that you have the requisite funding organised to complete on the on the contractual date .

Is it correct that all Wooburn Green CQS (Conveyancing Quality Scheme) solicitors are on the Santander conveyancing panel?

It is true that some lenders now make use of CQS as the starting point for Panel membership such as HSBC and Santander. The Law Society’s CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitor practices wishing to remain on their panels.

Is there a list of Santander panel solicitors in Wooburn Green on the UK Finance Lenders’ Handbook Website?

Unfortunately not yet. There is no such tool on the Council of Mortgage Lenders or Building Society Association websites. Very few banks make their panel listings available over the internet. If you are in need of a Wooburn Green conveyancer on the Santander please use our tool.

Yesterday I discovered that there is a flying freehold issue on a property I have offered on two weeks back in what was supposed to be a simple, chain free conveyancing. Wooburn Green is where the house is located. Is there any advice you can give?

Flying freeholds in Wooburn Green are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wooburn Green you would need to get your solicitor to go through the deeds thoroughly. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wooburn Green may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.

What makes a Wooburn Green lease defective?

Leasehold conveyancing in Wooburn Green is not unique. All leases are unique and drafting errors can result in certain sections are missing. For example, if your lease is missing any of the following, it could be defective:

A duty to insure the building A provision for the recovery of money spent for the benefit of another party.

A defective lease can cause problems when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Nationwide Building Society, Bank of Scotland, and TSB all have express requirements when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease does not cover certain provisions they may refuse to grant the mortgage, obliging the purchaser to withdraw.

I bought a 1 bedroom flat in Wooburn Green, conveyancing was carried out half a dozen years ago. Can you work out an approximate cost of a lease extension? Corresponding flats in Wooburn Green with over 90 years remaining are worth £260,000. The average or mid-range amount of ground rent is £45 levied per year. The lease expires on 21st October 2099

With just 74 years remaining on your lease the likely cost is going to be between £8,600 and £9,800 as well as costs.

The suggested premium range that we have given is a general guide to costs for renewing a lease, but we cannot give you a more accurate figure without more comprehensive investigations. You should not use the figures in tribunal or court proceedings. There may be additional issues that need to be considered and you obviously want to be as accurate as possible in your negotiations. Please do not take any other action placing reliance on this information without first getting professional advice.