My god-son is about to exchange on a newly built flat in Wooburn Green with a mortgage from Aldermore. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. Who needs to receive the form?

The form is intended to provide information to the main parties engaged in the purchase. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the surveyor when asked. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

What is the difference between a licensed conveyancer and conveyancing solicitor in Wooburn Green

There are two types of lawyers who can perform conveyancing in Wooburn Green namely licenced conveyancers or solicitors. The two can handle the legal services that required to complete the disposal or acquisition of property. Both are obliged to handle Wooburn Green conveyancing to the same quality and guidelines so you can be safe in the knowledge that your conveyancing will be professionally conducted and that the necessary procedures should be suitably taken.

We had selected conveyancers located in Wooburn Green on the Virgin Money solicitor panel. They are now charging me a supplemental fee for handling the Virgin Money mortgage. Is this a supplemental conveyancing fee set by Virgin Money?

Unfortunately, as long as it is in their Terms and Conditions or Quote then yes your lawyer is entitled to levy a fee for this. This charge is not dictated by Virgin Money but by your Wooburn Green conveyancer. Numerous firms on the Virgin Money panel will levy ’dealing with mortgage’ fee and others do not.

Completion of my remortgage has taken place for my property in Wooburn Green. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Almost all banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.

Taking into account that I will soon part with over three hundred thousand on a two bedroom apartment in Wooburn Green I would like to have a conversation with the conveyancer regarding thehouse move before instructing the firm. Is this something that you can arrange?

This is something that we encourage - we would be delighted to talk to you we do not take any clients on without you speaking to the lawyer due to be conducting your property ownership legalities in Wooburn Green.There is no ‘factory style conveyancing’ - each client is an important individual, not a matter number. The practices that we put you in touch with believe that the fees you are provided with for your conveyancing in Wooburn Green should be the figure that you are charged.

I am using a search engine for the words cheap conveyancing in Wooburn Green it shows results of numerous solicitorslocally. How do I determine which is the right solicitor for purchase transaction?

The preferential method of finding the right conveyancer is through a personal recommendation, so seek the guidance of colleagues and relatives who have acquired a property in Wooburn Green or the respected estate agent or financial adviser. Charges for conveyancing in Wooburn Green vary, so it's sensible to request at least three fee calculations from different solicitors. Be sure to secure confirmation that the fees are fixed.

Me and my partner are buying a four room ground floor flatin Wooburn Green with a mortgage from a mortgage company. We like our solicitor in Wooburn Green but our bank advise she’s not on their "panel". We have to appoint from the our lender panel firms or stay with our Wooburn Green conveyancer and incur the extra fees for one of their panel ones to represent our mortgage company. We feel as though this is unjust; is there anything we can do?

No, not really. The bank mortgage issued is subject to conditions, one of which will be that solicitors will on the bank's conveyancing panel. in the past, most mortgage companies had open panels, including almost all conveyancing solicitors in Wooburn Green : a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for your mortgage company.