We are buying a property and require a conveyancing solicitor in Wooburn Green who is on the Clydesdale approved panel. Can you recommend a local solicitor?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Clydesdale . We don't recommend any particular firms conducting conveyancing in Wooburn Green.
We just had an offer accepted to purchase with Earl Shilton BS. I went into a few local practices yet am struggling to find a Wooburn Green conveyancing firm on the Earl Shilton BS panel. Can you help?
Feel free to take advantage of the search tool on this site. Please choose the lender and type Wooburn Green or your preferred area and you will see a number of lawyer located in Wooburn Green or by proximity to you.
We had chosen conveyancing lawyers locally in Wooburn Green on the Co-operative solicitor approved list. They are now charging me an additional amount for dealing with the Co-operative mortgage. Is this an additional conveyancing fee set by Co-operative?
As unfair as it may seem, as long as it’s in their Terms and Conditions or estimate then yes your solicitor may levy a fee for this. The charge is not dictated by Co-operative but by your Wooburn Green property lawyer. Plenty of firms on the Co-operative panel will charge an ‘acting for lender’ fee but many firms incorporate it on their overall fee.
I am buying a property in Wooburn Green. One unusual aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Co-operative be concerned?
As your lender is Co-operative your lawyer must comply with the formal instructions contained in Section two of UK Finance Lenders’ Handbook for Co-operative. The CML Handbook sets out minimum conditions for solar panel roof-space leases, and conveyancers are required to report to Co-operative where a lease does not comply with these specifications. The conditions relate to the installation of panels on properties countrywide and is not isolated to Wooburn Green.
After shopping around on the internet I have found a Wooburn Green lawyer having checked that they are on the Principality conveyancing panel. Does my lawyer arrange the survey of the property?
Principality will need an independent valuation of the property. Your lawyer will not arrange this. Usually Principality will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Wooburn Green surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
A friend suggested that if I am buying in Wooburn Green I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is occasionally included in the estimate for your Wooburn Green conveyancing searches. It is not a small report of about 40 pages, listing and detailing important information about Wooburn Green around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the type of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Wooburn Green Education with plans and statistics, Local Amenities and other useful information concerning Wooburn Green.
I'm purchasing my first flat in Wooburn Green with the aid of help to buy. The builders refused to reduce the amount so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not inform my solicitor about this deal as it could put at risk my mortgage with the lender. Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.