We were about to choose a conveyancing solicitor in Amersham recommended by you but have come across alternative fee calculations via the web seem cheaper – how come?

There are many firms of solicitors advertising what appear to be cut price. You should give due consideration as to how much you respect your own move to want to take 'cheap' risks in relation to the standard of the conveyancing. Many of them accentuate a bargain quote to grab your attention but conceal extra fees in the fine print..

We wish to acquire a 1 bedroom apartment in Amersham with a homeloan from Virgin Money.We have a Amersham conveyancing practitioner but Virgin Money informed us her practice is not on their "panel". It seems we have little choice but to instruct a Virgin Money panel solicitor or keep our preferred solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?

Unfortunately,no. The loan issued to you is subject to its terms and conditions, one of which will be that conveyancers will be on the Virgin Money approved list. in the past, most banks had large numbers of solicitors on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your solicitors to apply to be on the conveyancing panel for Virgin Money

I require expedited conveyancing in Amersham as I have an ultimatum to exchange contracts within 2 weeks. Fortunately I do not need a mortgage. Is it possible to avoid the conveyancing searches to save money and time?

As you are not getting a mortgage you have the choice not to do searches although no solicitor would recommend that you don't. Drawing on years of experience of conveyancing in Amersham the following are instances of issues that can arise and adversely affect future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...

I used Action Conveyancing a few years past for my conveyancing in Amersham. I now require my papers but the law firm has closed. What do I do?

Do contact the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Amersham of the conveyancing firm of solicitors you previously instructed, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.

Why do Amersham conveyancing costs are higher for leasehold and freehold properties?

Inevitably there is increased work needed for leasehold conveyancing. Amersham has many leasehold properties. There is more hours involved in the purchase: for example, the lease and leasehold information (including current service charge, ground rent and buildings insurance details) obtained from the freeholder or managing agents. There are strict criteria that the lease must meet in order to be acceptable to a mortgage company. If it does not meet these requirements, the lease must be amended, which can involve additional expense for the seller.