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Find a Chalfont St Peter Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chalfont St Peter? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chalfont St Peter conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Chalfont St Peter

It is a dozen years since I bought my property in Chalfont St Peter. Conveyancing lawyers have recently been appointed on the sale but I can't find the title documents. Will this jeopardise the sale?

Don’t worry too much. First there is a possibility that the deeds will be kept by your mortgage company or they may be in the possession of the solicitor who handled your purchase. Secondly the likelihood is that the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Chalfont St Peter relates to registered property but in the rare situation where your property is not registered it adds to the complexity but is resolvable.

Will my conveyancer be raising enquiries regarding flooding during the conveyancing in Chalfont St Peter.

Flooding is a growing risk for conveyancers conducting conveyancing in Chalfont St Peter. Plenty of people will buy a property in Chalfont St Peter, completely aware that at some time, it may suffer from flooding. However, aside from the physical destruction, where a house is at risk of flooding, it may be difficult to obtain a mortgage, adequate insurance cover, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Conveyancers are not qualified to give advice on flood risk, but there are a various checks that can be undertaken by the buyer or by their conveyancers which will figure out the risks in Chalfont St Peter. The conventional set of information supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a standard question of the seller to determine whether the property has historically flooded. If the property has been flooded in past and is not revealed by the vendor, then a purchaser may commence a compensation claim as a result of such an misleading answer. The buyer’s conveyancers may also carry out an enviro report. This will disclose if there is a recorded flood risk. If so, more detailed inquiries will need to be initiated.

Just bought a semi-detached house in Chalfont St Peter , What is the estimated time for the Land Registry to deal with the formalities evidencing the transfer to my name? My Chalfont St Peter conveyancing solicitor works at snail pace, so I want to be certain that my ownership is registered.

As far as conveyancing in Chalfont St Peter is concerned, registration is no faster or slower than the rest of England and Wales. Rather than based on location, timescales can differ depending on who lodges the application, whether there are errors and whether the Land registry must send notices to any interested persons or bodies. As of today approximately three quarters of such applications are fully dealt with within two weeks but occasionally there can be protracted hold-ups. Registration occurs once the buyer has moved in to the premises thus 'speed' is not usually primary concern yet where it is urgent that the the registration takes place urgently then you or your conveyancer must speak with the land registry and explain the circumstances.

How simple is it to use your search facility to get a costs illustration from a conveyancing solicitor in Chalfont St Peter on the authorised to act for my lender?

1st pick a bank such as Birmingham Midshires, Barnsley Building Society or Clydesdale then specify your location a common one being Chalfont St Peter. Conveyancing organisations in Chalfont St Peter and nationally will then be identified.

Following months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Chalfont St Peter. Does the Leasehold Valuation Tribunal have jurisdiction to calculate the appropriate figures?

Where there is a missing freeholder or where there is dispute about the premium for a lease extension, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the First-tier Tribunal (Property Chamber) to calculate the sum to be paid.

An example of a Lease Extension decision for a Chalfont St Peter premises is Flats 8, 11 and 15 Craigmore Court 46 Murray Road in December 2013. The tribunal held that the price payable by the Applicant tenant of Flat 8 to acquire an extended lease shall be £26,438 plus £1 to the intermediate lessee . The tribunal held that the price payable by the Applicant tenants of Flat 11 to acquire an extended lease shall be £26,791 plus £1 to the intermediate lessee. The tribunal held that the price payable by the Applicant tenant of Flat 15 to acquire an extended lease shall be £26,638 plus £1 to the intermediate lessee . This case related to 3 flats. The unexpired lease term was 71 years.

When it comes to leasehold conveyancing in Chalfont St Peter what are the most common lease defects?

There is nothing unique about leasehold conveyancing in Chalfont St Peter. Most leases are drafted differently and legal mistakes in the legal wording can result in certain sections are wrong. For example, if your lease is missing any of the following, it could be defective:

    A duty to insure the building Clauses dealing with recovering service charges for expenditure on the building or common parts.

A defective lease can cause problems when trying to sell a property as they can affect a potential buyer’s ability to obtain a mortgage. HSBC Bank, Leeds Building Society, and Godiva Mortgages Ltd all have very detailed requirements when it comes to what is expected in a lease. If a mortgage lender believes that the lease is problematic they may refuse to grant the mortgage, forcing the buyer to pull out.

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