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Find a Chalfont St Peter Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Chalfont St Peter? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Chalfont St Peter transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Chalfont St Peter conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Chalfont St Peter

We have rather assertive vendors who has insisted on a exclusivity agreement with a deposit two thousand pounds. Is it wise to enter into such agreements?

This form of arrangement isn't frequently used in Chalfont St Peter, conveyancers are often inclined to veer clients away from them as they detract from focusing on the primary objective, namely conveyancing and if you end up having your deposit forfeited then the solicitor at best left with an upset client and at worst a litigious one. Furthermore, there is no guarantee that just because the vendor has signed a lock out agreement they will sell to you. They may be in contravention of the agreement if they are offered a large enough offer to do so because an aggrieved party with the benefit of a exclusivitycontract will still be obliged establish consequential losses from the breach and this may not amount to the extra amount that your seller may obtain by breaking the contract, however morally reprehensible that may be.

How can we know in advance if a Chalfont St Peter conveyancing solicitor on the Santander panel is any good?

When it comes to conveyancing in Chalfont St Peter seeking recommendations is a good starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always suggest that you speak with the solicitor handling your conveyancing.

It is not clear whether my lender requires a lease extension. I have called my Chalfont St Peter bank branch on various occasions and was informed it wasn't a problem and they would lend. My Chalfont St Peter conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they refuse to lend in accordance with their UK Finance Lenders’ Handbook minimum lease term requirements. Who do I believe?

As long as the property lawyer is on the lender approved list, they must adhere to the Council of Mortgage Lenders’ Handbook requirements for the lender. Unless your lawyer obtains specific confirmation in writing that the lender will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the bank to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

After much negotiation I have agreed a price on an apartment in Chalfont St Peter. My mortgage broker suggested a lawyer. I paid an advanced payment of £175. Not long after, the conveyancing practitioner contacted me to say that they were not on the UBS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the UBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

four months have elapsed since my purchase conveyancing in Chalfont St Peter completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £170,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the residence from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

I am looking for a ground for flat up to £245,000 and identified one close by in Chalfont St Peter I like with open areas and station nearby, the downside is that it's only got 51 years unexpired on the lease. There is not much else in Chalfont St Peter in this price bracket, so just wondered if I would be making a grave error purchasing a lease with such few years left?

Should you need a home loan the shortness of the lease may be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the current proprietor has owned the premises for at least 2 years you could request that they commence the lease extension formalities and pass it to you. An additional ninety years can be extended on to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

What do I do if I am not happy with the lawyer who carried out my conveyancing in Chalfont St Peter?

We live in an imperfect world, and is is a fact of life that sometimes matters do not go as planned. That being said there is recourse if you were dissatisfied with your conveyancing in Chalfont St Peter. This varies from trying to resolve matters directly with them, through to reporting a conveyancing practitioner to their governing body. If you remain dissatisfied you may consider enlisting the help of the Legal Ombudsman.

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