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Find a Gerrards Cross Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gerrards Cross? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gerrards Cross home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Gerrards Cross conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Gerrards Cross

Our lawyer has discovered a a legal deficiency with the lease for the flat we are purchasing in Gerrards Cross. The other side have suggested defective title insurance as a solution. We are content with insurance and will pay for it. Our lawyer has advised that he must be satisfied that the bank is content with this solution. Who is the client here, us or the lender?

The short answer to your last question is that, notwithstanding the risk of a conflict of interest, you and the mortgage company are the client. Your conveyancer must comply with the UK Finance Lenders’ Handbook provisions. The UK Finance Lenders’ Handbook conditions require your lawyer to disclose issues such as defects with the lease so that the lender can be afforded the opportunity to check with their valuer as to the extent that the value of the property is affected. Should you refuse to allow your lawyer to make the appropriate notification then your solicitor will have no choice but to discontinue acting for you.

The Gerrards Cross conveyancing lawyers that I appointed last week on my house acquisition in Gerrards Cross have suddenly closed. I chose them because I had to have a firm on the Co-operative conveyancing panel and my previous Gerrards Cross lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What do I do now?

Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You will need to appoint new lawyers that are on the Co-operative conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.

I require quick conveyancing in Gerrards Cross as I have a deadline to complete in less than 3 weeks. A home loan is not required. Can I avoid the conveyancing searches to save fees and time?

If.Given you are not getting a mortgage you have the choice not to have searches carried out although no law firm would advise that you don't. With plenty of history conveyancing in Gerrards Cross the following are examples of what can show up and therefore impact future mortgageability: Refused Planning Applications, Overdue Fees, Outstanding Grants, Road Schemes,...

Over the last few months I have been searching for a ground for flat up to £195,000 and found one round the corner in Gerrards Cross I like with open areas and station in the vicinity, however it only has 52 remaining years left on the lease. I can't really find anything else in Gerrards Cross suitable, so just wondered if I would be making a grave error purchasing a short lease?

Should you need a home loan the remaining unexpired lease term will likely be problematic. Discount the offer by the amount the lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for a minimum of 2 years you could ask them to start the process of the extension and then assign it to you. You can add 90 years to the current lease and have £0 ground rent by law. You should consult your conveyancing solicitor about this matter.

How do I search for a Gerrards Cross solicitor on the Accord Mortgages Ltd conveyancing panel? I have wheels and am prepared to travel upto 20kilometers to meet the solicitor.

Feel free to make use of the facility on this page. Please select a mortgage company and your location and you will see a number of Gerrards Cross conveyancing lawyers locally. We have detailed some Gerrards Cross conveyancing firms at the bottom of this page and you can contact them to check whether they are on the Accord Mortgages Ltd approved list

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