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Recently asked questions about conveyancing in Gerrards Cross

What is the first thing I need to know about purchase conveyancing in Gerrards Cross?

Not many law firms shout this from the rooftops but conveyancing in Gerrards Cross and elsewhere in England and Wales is an adversarial process. Put another way, when it comes to conveyancing there is lots of opportunity for friction between you and others involved in the transaction. For instance, the vendor, property agent and sometimes your lender. Choosing a lawyer for your conveyancing in Gerrards Cross is a critical decision as your conveyancer is your adviser, and is the ONE party in the transaction whose interest is to look after your best interests and to protect you.

There is a worrying emergence in the "blame" culture- someone has to be at fault for the process being so protracted. We recommend that you your first instinct should be to trust your lawyer ahead of all other players in the conveyancing process.

Should our solicitor be raising questions regarding flooding during the conveyancing in Gerrards Cross.

Flooding is a growing risk for solicitors specialising in conveyancing in Gerrards Cross. There are those who purchase a property in Gerrards Cross, completely aware that at some time, it may be flooded. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the property. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Conveyancers are not qualified to impart advice on flood risk, however there are a number of checks that may be initiated by the buyer or by their conveyancers which should give them a better appreciation of the risks in Gerrards Cross. The conventional set of property information forms given to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) contains a usual question of the vendor to discover if the property has ever been flooded. In the event that the premises has been flooded in past which is not revealed by the seller, then a buyer may bring a compensation claim resulting from an inaccurate response. A purchaser’s lawyers will also commission an environmental report. This should disclose if there is any known flood risk. If so, more detailed investigations should be carried out.

I completed on my apartment on 9 July and my personal details is yet to be on the land registry website. Need I be worried? My conveyancing solicitor in Gerrards Cross advises it will be dealt with in a couple of weeks. Are transfers in Gerrards Cross particularly slow to register?

There is nothing unique about conveyancing in Gerrards Cross registration formalities. As opposed to being determined by geographic area, timescales can differ according to who lodges the application, whether there are errors and if the Land registry communicate with any other persons or bodies. Currently roughly 80% of submission are completed within two weeks but occasionally there can be protracted delays. Historically registration is effected once the new owner is living at the premises thus post completion formalities is not usually top priority yet if there is a degree of urgency associated with the registration then you or your solicitor should communicate with the Registry to express the reasoning for the application to be prioritised.

How does conveyancing in Gerrards Cross differ for newly converted properties?

Most buyers of new build residence in Gerrards Cross come to us having been asked by the developer to sign contracts and commit to the purchase even before the premises is built. This is because new home sellers in Gerrards Cross usually purchase the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Gerrards Cross or who has acted in the same development.

I'm converting the mortgage on my primary house to a buy to let mortgage with Halifax and intend to use the remaining equity towards another house. The location we are looking at is Gerrards Cross. Will your conveyancers be able to act for the two mortgage companies and link together the two deals?

Make use of our comparison tool on this site to check that the lawyers are approved by both mortgage companies. Assuming that they are your lawyer should be able to simultaneously deal with the two deals but you should talk with you solicitor and make clear your desired outcome and needs.

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