Me and my fiance are purchasing a 3 bedroom apartment in Iver with a mortgage. We wish to retain our Iver lawyer, however the bank advise he's not on their "panel". We have to appoint one of the mortgage company panel conveyancing practices or continue with our Iver conveyancing practitioner as well as pay for one of their panel firms to act for them. We regard this is inequitable; is there anything we can do?

Unfortunately,no. Your mortgage offer is subject to its terms and conditions, one of which will be that lawyers will on the lender’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. A further alternative is for your Iver conveyancing lawyer to apply to be on the conveyancing panel.

I opted to have a survey completed on a property in Iver in advance of appointing solicitors. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some banks tend refuse to issue a loan on such a premises.

It varies from the lender to lender. Bank of Scotland has different requirements for example to Birmingham Midshires. Should you wish to telephone us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Iver. Conveyancing may be slightly more expensive based on your lender's requirements.

I need to appoint a conveyancing solicitor for freehold conveyancing in Iver. I happened to land on a web site which appears to be the ideal offering If it is possible to get all formalities completed via phone that would be preferable. Should I be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

I am attracted to a couple of flats in Iver both have approximately fifty years unexpired on the leases. should I be concerned?

There are plenty of short leases in Iver. The lease is a legal document that entitles you to use the property for a prescribed time frame. As the lease shortens the marketability of the lease decreases and results in it becoming more costly to extend the lease. This is why it is generally wise to extend the lease term. It is often difficult to sell a property with a short lease as mortgage companies less inclined to grant a loan on properties of this type. Lease enfranchisement can be a difficult process. We recommend you seek professional help from a conveyancer and surveyor with experience in this arena.

My wife and I have hit a brick wall in seeking a lease extension in Iver. Can the Leasehold Valuation Tribunal adjudicate on premiums?

Absolutely. We are happy to put you in touch with a Iver conveyancing firm who can help.

An example of a Freehold Enfranchisement matter before the tribunal for a Iver residence is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case related to 2 flats. The unexpired term was 69 years.

I have been advised by numerous family members that it should take 6-8 weeks for Iver conveyancing to complete.This was four weeks ago. The property information was only forwarded from the vendors solicitor last week so does the clock start running now?

No definitive time frame exists for conveyancing in Iver. Conveyancing is subject to many variable. Iver conveyancing searches alone may take some weeks to arrive.