It is is a decade since I purchased my house in Yiewsley. Conveyancing lawyers have just been instructed on the sale but I can't find my title documents. Is this a major issue?
Don’t worry too much. Firstly the deeds may be with your lender or they may be in the possession of the conveyancers who acted in the purchase. Secondly in all probability the property will be recorded at the land registry and you will be able to prove you own the property by your conveyancing lawyers obtaining current official copies of the land registers. The vast majority of conveyancing in Yiewsley relates to registered property but in the unlikely event that your property is unregistered it adds to the complexity but is not insurmountable.
We are purchasing a house in Yiewsley. I might seem paranoid but how we can trust a solicitor? On completion day we have to send funds into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
What is your number one tip for choosing a conveyancing solicitor in Yiewsley
It would be unwise to be swayed by the lowest Yiewsley conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you go into the conveyancing with your eyes wide open.
We were going to get a OIP from Leeds Building Society this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Leeds Building Society recommend any Yiewsley solicitors on the Leeds Building Society conveyancing panel, or is it better to go independently?
You will need to appoint Yiewsley solicitors independently although you'll need to choose one on the Leeds Building Society conveyancing panel. The solicitor represents both you and Leeds Building Society through the process.
Are there restrictive covenants that are commonly picked up during conveyancing in Yiewsley?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Yiewsley. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the advice of my in-laws I had a survey completed on a property in Yiewsley before retaining lawyers. I have been advised that there is a flying freehold element to the house. Our surveyor advised that some lenders will not issue a mortgage on such a property.
It varies from the lender to lender. Bank of Scotland has different instructions from Birmingham Midshires. If you contact us we can investigate further via the appropriate mortgage company. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Yiewsley. Conveyancing may be slightly more expensive based on your lender's requirements.
We are 18 days into a residential purchase having been recommend to solicitors by the high street agent to handle our conveyancing in Yiewsley. I am am very disappointed with the quality of service. Can you help me find new solicitors?
A conveyancer would need to be really bad to suggest diss instructing them. Has the mortgage offer been sent? In the event that it has you need to make them aware of the new conveyancer and ensure the offer are re-issued. Your conveyancer should be on the banks approved list to avoid supplemental charges and delays. So that should be your starting point. Our find a solicitor tool can help you find a lender approved solicitor for your conveyancing in Yiewsley