My mortgage broker requires my Yiewsley law firm’s panel member for the Lloyds conveyancing panel. How do I find this out. I have tried my local Yiewsley branch but they don't know it.
Have you tried contacting your Yiewsley property lawyer about this?. They keep a central record lender panel numbers.
I'm the only recipient of my late father’s will and I have everything in my name alone, including the house in Yiewsley. The Yiewsley property was put into my name in January. I now wish to sell up. I understand that there is a Mortgage Lenders 6 month 'rule', which means that my property ownership could be treated the same way as though I had purchased the property in January. Do I have to wait half a year to sell?
The CML handbook obliges conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you could be caught by that. Most mortgage companies would take a sensible view as this clause is principally there to identify subsales or the wholesaling and assigning of properties.
My fiancee and I are spending time looking at apartments in Yiewsley and I am now considering a potential offer. Is it too early to have a solicitor in place? I am planning to take a mortgage with UBS.
It would be wise to commence your search sooner rather than later. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and pass their contact information on to the estate agent. Given that you are seeking a mortgage with UBS, make sure you remember to check that your lawyer is on the UBS conveyancing panel.
The formalities of my remortgage has taken place for my property in Yiewsley. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Almost all lenders have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Care Department at head office. In most cases complaints to a lender are resolved very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.
I opted to have a survey done on a house in Yiewsley before instructing solicitors. I have been told that there is a flying freehold element to the house. The surveyor advised that some mortgage companies may not grant a mortgage on a flying freehold home.
It varies from the lender to lender. Bank of Scotland has different instructions for example to Nationwide. If you contact us we can check with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Yiewsley. Conveyancing will be smoother if you use a solicitor in Yiewsley especially if they regularly deal with such properties in Yiewsley.
How do I use your search facility to find a conveyancing solicitor in Yiewsley on the panel for my mortgage?
1st select a mortgage company such as Yorkshire Building Society, The Mortgage Works or Barclays Direct then choose your preferred area such as Yiewsley. Conveyancing firms in Yiewsley and nationally will then be shown.
I need to find a conveyancing solicitor for remortgage conveyancing in Yiewsley. I happened to stumble upon a site which appears to be the perfect solution If there is a chance to get all this stuff completed via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?