I am hoping to receive a mortgage offer from Lloyds. I hope to retain the legal services of a Licensed Conveyancer in Longford. Does the Lloyds Solicitor panel allow for conveyancers regulated by the CLC?
The Lloyds conveyancing panel is, like many other lenders, associated to the Council or Mortgage Lenders or BSA, open to Licensed Conveyancers regulated by the CLC.
Would the conveyancing solicitors to be found on your site execute auction conveyancing in Longford?
There are a few niche solicitors we can connect you with those who can conduct auction conveyancing. Longford is just one of hundreds of locations where our lawyers have offices.
I am purchasing a semi-detached house in Longford. Conveyancing solicitors are said to be ‘a necessary evil’ but can I do it myself?
Leaving aside the complexities and merits of DIY conveyancing in Longford you will have to appoint a solicitor on your mortgage company's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Longford.
We are buying a detached bungalow in Longford. The intention is to an extension at the rear at the house.Will legal investigations on the property include investigations to determine if these alterations are allowed?
Your conveyancer will check the registered title as conveyancing in Longford can sometimes reveal restrictions in the title deeds which prevent categories of works or need the consent of a 3rd party. Some works call for local authority planning permissions and approval in accordance building regulations. Certain locations are designated conservation areas and special planning restrictions apply which frequently prevent or impact extensions. You should check these things with a surveyor prior to committing yourself to a purchase.
About to purchase house in Longford. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Bank of Ireland conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Longford conveyancer is on the Bank of Ireland conveyancing panel.
After what seems like an age I have had an offer on a flat in Longford accepted, but there is a chain. The sellers have placed an offer on on an apartment, however it’s not been accepted yet, and have viewings of other apartments in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Longford. What should be my next step? When should I get the mortgage application with Nationwide going?
It is understandable to have concerns where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is in the region of £1k, then survey, Longford conveyancing search fees, etc). The first course of action is to check that your conveyancing practitioner is on the Nationwide approved list. Regarding the next stages this very much depends on the circumstances of your transaction, desire for the property and on the state of the market. During a hot market many purchasers will apply for the mortgage with Nationwide and pay for the valuation and only if it comes back ok would they ask their solicitor to press on with the conveyancing in Longford.
Over the last few months I have been searching for a ground for flat up to £305k and identified one near me in Longford I like with amenity areas and transport links nearby, however it's only got 49 years on the lease. I can't really find anything else in Longford suitable, so just wondered if I would be making a grave error purchasing a lease with such few years left?
If you need a home loan the shortness of the lease may be an issue. Discount the offer by the anticipated lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of twenty four months you could ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term and have £0 ground rent by law. You should speak to your conveyancing lawyer about this.