I am under pressure from the owner of a property in West Drayton to sign contracts within four weeks. What can be done to expedite the conveyancing process?
First, If you are under a tight deadline for your conveyancing we would recommend that your lawyer is familiar with the location as they will benefit local relationships and intelligence. It is possible that they could have transacted otherhomes in the same street. You would be best advised to use a West Drayton conveyancing solicitor. Second, make sure that the conveyancing firm is on the on the approved list for your mortgage company. It is understood that 18% of West Drayton conveyancing deals are held up or jeopardised after finding out that a purchaser’s solicitor was not on their mortgage lender’s member panel. In many cases this discovery resulted in the legal transfer of property being held up by as much as three weeks. It is said that this issue impacts in the region of 100,000 home moves annually. Many West Drayton conveyancing firms can not act for certain lenders so do check as early as possible.
Is it necessary during the course of the conveyancing process to pop into the offices of the solicitor to sign the mortgage deed? If so, I will appoint a lawyer who conducts conveyancing in West Drayton so that I can pop in to their offices if necessary.
As opposed to 12 years ago, most lenders no longer oblige their conveyancing panel lawyer to witness the mortgagors signature. You will still be obliged to hand over identification documents and there are still manifest benefits to instructing a locally based ayer, in your situation a conveyancing solicitor in West Drayton.
My wife and I own a semi-detached Victorian property in West Drayton. Conveyancing solicitor acted for me and Virgin Money. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold with the exact same address. I'd like to know for sure, how can I find out??
You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in West Drayton and other locations in the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also enquire as to the position with the conveyancing solicitor who completed the work.
Is it simple use your search facility to find a conveyancing practitioner in West Drayton on the authorised to act for my mortgage?
First pick a lender such as Santander, Chelsea Building Society or Aldermore then specify your preferred area for instance West Drayton. Conveyancing organisations in West Drayton and nationally will then be listed.
My father-in-law has urged me to appoint his lawyers for conveyancing in West Drayton. Should I choose my own solicitor?
Much as we are happy to recommend a West Drayton conveyancing lawyer the ideal way to find a conveyancing solicitor is to get referrals from friends or relatives who have previously instructed the firm that you are are thinking of instructing.