It is is a decade since I acquired my home in Hillingdon. Conveyancing lawyers have recently been appointed on the sale but I can't locate the deeds. Will this jeopardise the sale?
Don’t worry too much. First the deeds may be kept by the mortgage company or they could still be with the solicitor who acted in your purchase. Secondly in most cases the land will be recorded at the land registry and you will be able to prove you are the registered owner by your conveyancing lawyers acquiring current official copies of the land registers. The vast majority of conveyancing in Hillingdon involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
Yesterday I discovered that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a quick, chain free conveyancing. Hillingdon is where the house is located. What do you suggest?
Flying freeholds in Hillingdon are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hillingdon you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hillingdon may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
How simple is it to use your search app to locate a conveyancing lawyer in Hillingdon on the panel for my bank?
First pick a mortgage company such as Barclays , Virgin Money or Barclays Direct then choose your preferred area e.g. Hillingdon. Conveyancing practices in Hillingdon and nationally should be identified.
I am thinking of appointing a conveyancing lawyer in Hillingdon for my sale. Is it possible to see a solicitor's record with the profession’s regulator?
Anyone may review published Solicitor Regulator Association (SRA) decisions stemming from investigations commenced on or after 1 January 2008. Go to Check a solicitor's record. To find information Pre 2008, or to check a solicitors history, phone 0870 606 2555, 08.00 - 18.00 any week day save for Tuesday when lines open at 9.30am. For callers outside the UK, dial +44 (0)121 329 6800. The SRA may monitor telephone calls for training reasons.
What can I do to determine who owns a property in Hillingdon?
Assuming that the property is registered with HM Land Registry, and you have requisite specifics of the location of the premises, you will be able to view results from the HMLR of the registered proprietor for a fee.