Can the conveyancing practitioners identified through your search tool handle auction conveyancing in Ickenham?
We know of a number of auction lawyers we can connect you with those who can conduct auction conveyancing. Ickenham is just one of our areas of where our lawyers are based.
Do I choose a Licenced Conveyancer or Solicitor for conveyancing in Ickenham?
There are many recorded licenced Conveyancers in Ickenham and Solicitor practices in Ickenham who can help with your conveyancing It is important to make clear that both are supervised by regulatory bodies with both specialising in the legal work in the home buying process. Both can conduct associated property related work such as remortgage conveyancing, lease extensions and transfer of equity conveyancing.
I currently have a mortgage with Bank of Ireland for my property in Ickenham. Conveyancing was finalised some time ago. If I am intending to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Bank of Ireland?
Your original mortgage agreement with Bank of Ireland will provide that you need their approval prior to renting your property as this is likely to be a breach of Bank of Ireland’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Bank of Ireland directly. You need not do this via a Bank of Ireland conveyancing panel solicitor.
My offer on a house in Ickenham has been agreed to, the owners do however have a dependent purchase. The owners have offered on on an apartment, but it’s not been accepted yet, and are looking at other properties booked. I have chosen a bricks and mortar conveyancing solicitor in Ickenham. What do I do now? At what point should I apply for the mortgage with Skipton?
It is normal to have anxieties where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of £1k, then valuation, Ickenham conveyancing search costs, etc). First, you should check that your conveyancer is on the Skipton conveyancing panel. Regarding the subsequent stages this very much depends on the circumstances of your transaction, attraction to the property and on the state of the market. During a rising market many buyers will apply for a home loan with Skipton and pay for the valuation and only if it was satisfactory would they request their solicitor to proceed with searches.
What will a local search inform me about the house my wife and I purchasing in Ickenham?
Ickenham conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations such as Xpress Legal The local search is essential in every Ickenham conveyancing purchase; as long as you wish to avoid any nasty once you have moved into your property. The search will provide information on, amongst other things, details on planning applications relevant to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen subject areas.
I own a renovated Victorian property in Ickenham. Conveyancing solicitor acted for me and Britannia. I did a free Land Registry search last week and I saw a couple of entries: the first freehold, another for leasehold with the exact same property. Is it worth asking Britannia to clarify?
You should assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Ickenham and other locations in the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who conducted the purchase.
I have been on the look out for a leasehold apartment up to £245,000 and identified one close by in Ickenham I like with a park and railway links nearby, however it's only got 61 remaining years left on the lease. I can't really find anything else in Ickenham suitable, so just wondered if I would be making a mistake purchasing a short lease?
Should you require a home loan the shortness of the lease will likely be problematic. Discount the price by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for a minimum of 2 years you may request that they start the process of the extension and pass it to you. You can add 90 years to the existing lease and have £0 ground rent by law. You should consult your conveyancing lawyer about this.