Do banks and building societies provide you with an approved list of Ickenham conveyancing solicitors? How do you know who is on the HSBC conveyancing panel?
Ickenham conveyancing firms themselves provide us confirmation that they are on the HSBC conveyancing panel as opposed to being supplied with a list from HSBC directly.
What is the difference between a licensed conveyancer and conveyancing solicitor in Ickenham
There are two types of lawyers who can carry out conveyancing in Ickenham namely licenced conveyancers or solicitors. Both professionals provide conveyancing services that you need to complete the sale or purchase of property. Both are required to execute Ickenham conveyancing on similar standards and guidelines so you can be sure that your conveyancing will be professionally administered and that the necessary procedures should be appropriately adhered to.
I recently had an offer accepted on an apartment in Ickenham. My mortgage broker suggested a conveyancing practitioner. I paid an on account payment of £150. Shortly after, the conveyancer called me embarrassingly acknowledging that they were not on the Virgin Money conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the Virgin Money panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
After shopping around on the internet I have found a Ickenham conveyancing practitioner having checked that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?
Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. You may wish to consider appointing your own Ickenham surveyor to carry out a survey or prepare a home buyers report on the property. It is up to you to satisfy yourself that the property is structurally sound before you buy it. If the survey or report reveals that building work is needed, you should tell your solicitor. You may wish to renegotiate with the seller.
I've recently found out that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a quick, no chain conveyancing. Ickenham is where the house is located. Is there any advice you can give?
Flying freeholds in Ickenham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Ickenham you would need to get your solicitor to go through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Ickenham may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Hoping to buy a property located in Ickenham and I am already nervous. I couldn't find anything specific about Ickenham. Conveyancing will be needed in due course but do you know about the Ickenham area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Ickenham. In the meantime here are some basic statistics that we found
We're new on the property ladder - agreed a price, yet the selling agent has warned us that the owners will only move forward if we instruct their recommended conveyancers as they are insisting on an ‘expedited deal’. My instinct tells me that we should use a local solicitor accustomed to conveyancing in Ickenham
We suspect that the owner is not behind this request. If they desire ‘a quick sale', turning down a motivated buyer is going to damage their objectives. Speak to the vendors direct and make the point that (a)you are motivated purchasers (b)you are excited to move forward, with mortgage lined up © you have nothing to sell (d) you intend to proceed fast (e)but you intend to use your own,trusted Ickenham conveyancing lawyers - as opposed tothose that will earn the estate agent a introducer fee or hit his conveyancing figures demanded by head office.