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Find a Uxbridge Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Uxbridge? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Uxbridge home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Uxbridge conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Uxbridge

I am the only recipient of my late grandmother’s estate and I have everything in my name now, including the my former home in Uxbridge. The Uxbridge property was put into my name in October. I plan to dispose of the property. I do know about the CML six month 'rule', meaning my property ownership could be regarded the same way as if I'd bought the property in October. Do I have to wait half a year to sell?

The CML handbook requires conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be caught by that. many lenders would take a sensible view as this clause chiefly exists to capture the purchase and immediately sell or the quick reselling of property.

I have paid off my mortgage with Skipton. I assume I don't need a Uxbridge lawyer on the Skipton panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Skipton mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Skipton mortgage from the register. Skipton, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Skipton has sent the Land Registry the discharge electronically, and
  3. Skipton has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Skipton mortgage has been paid off.

It is not clear whether my bank requires a lease extension. I have called into my local Uxbridge bank branch on numerous occasions and was told they are content with the situation and they will lend. My Uxbridge conveyancing solicitor - who is on the mortgage company conveyancing panel- telephoned and was told they would not lend based on their published requirements. Who do I believe?

Provided that the conveyancing practitioner is on the lender panel, she or he must adhere to the Council of Mortgage Lenders’ Handbook conditions for the bank. Unless your lawyer obtains specific confirmation in writing that the bank will go ahead, your lawyer has no choice but to refrain from exchanging contract and committing you to the purchase. We would suggest that you ask the mortgage company to contact your lawyer in writing confirming that they will accept the number of years left on the lease.

How does conveyancing in Uxbridge differ for newly converted properties?

Most buyers of new build premises in Uxbridge approach us having been asked by the builder to sign contracts and commit to the purchase even before the property is built. This is because developers in Uxbridge typically acquire the real estate, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Uxbridge or who has acted in the same development.

Due to the encouragement of my in-laws I had a survey completed on a house in Uxbridge before retaining solicitors. I have been informed that there is a flying freehold element to the house. Our surveyor has said that some mortgage companies tend refuse to grant a mortgage on such a house.

It varies from the lender to lender. Lloyds has different requirements for example to Birmingham Midshires. If you call us we can investigate further with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Uxbridge. Conveyancing will be smoother if you use a solicitor in Uxbridge especially if they regularly deal with such properties in Uxbridge.

What makes your site different to other web based conveyancing solicitors for conveyancing in Uxbridge?

At this site receive a fixed fee costs illustration from a Solicitor or Licensed Conveyancer that has a full understanding of the issues for your conveyancing in Uxbridge. As opposed to estate agents and brokerage sites we do not have commission deals with solicitors. Some agents and online brokers 'recommend' the firm paying the highest per referral, not the best value conveyancing in Uxbridge

I've recently bought a leasehold house in Uxbridge. Do I have any liability for service charges for periods before completion of my purchase?

In a situation where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. It is an essential part of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

Having spent months of negotiations we are unable to agree with our landlord on how much the lease extension should cost for our flat in Uxbridge. Can we issue an application to the Residential Property Tribunal Service?

Absolutely. We can put you in touch with a Uxbridge conveyancing firm who can help.

An example of a Freehold Enfranchisement case for a Uxbridge residence is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case was in relation to 2 flats. The unexpired residue of the current lease was 69 years.

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Neighbouring Locations

Denham
Ickenham
Uxbridge
Hillingdon
Iver
Cowley
West Drayton
Yiewsley

Find out more about how flying freehold can affect your the value of a property.