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Find a Cowley Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Cowley? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Cowley transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Cowley conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Cowley

Can I use your services to find a Conveyancing solicitor in Cowley even where I’m not purchasing or disposing of a house, for example where I wish to buy an office in Cowley with a mortgage from The Mortgage Works?

The service is primarily utilised to select residential conveyancing solicitors in Cowley but we have listed towards the end of this page a selection of Cowley commercial conveyancing firms. You should enquire with the solicitors directly to check if they are also authorised to represent The Mortgage Works

What is your number one tip for choosing a conveyancing solicitor in Cowley

Do not opt for the cheapest Cowley conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in advance.

Have just purchased a probate house at auction in Cowley. Conveyancing is required. What is next?

Now that you are exchanged you will need to hire the services of a conveyancing lawyer soon as you are facing a pending a fixed date to complete the purchase. An auction property should have a bespoke auction set of papers. This will likely include most,if not all of the documents that your conveyancer requires. In the case of leasehold premises the legal papers should include a copy of the lease, management information and a sellers leasehold information form and other conveyancing documentation pertinent to leasehold premises. You should give this to the solicitor instructed by you ASAP. Do make sure that you have funds organised to complete the transaction on the set completion date.

My fiancee and I are in the throws of looking at apartments in Cowley and I am about to put in an offer. Should I already have a property lawyer in place at this point? I am planning to take a home loan with Leeds Building Society.

It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and pass their contact information on to the EA. As you are obtaining a mortgage with Leeds Building Society, ask your prospective lawyers if they are on the Leeds Building Society conveyancing panel otherwise they can't do the mortgage legal work.

Various internet forums that I have come across warn that are the primary reason for obstruction in Cowley house deals. Is there any truth in this?

The Council of Property Search Organisations (CoPSO) published determinations of a review by MoveWithUs that conveyancing searches do not figure within the most frequent causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Cowley.

Due to the guidance of my in-laws I had a survey completed on a house in Cowley ahead of retaining lawyers. I have been advised that there is a flying freehold aspect to the property. Our surveyor advised that some lenders may not grant a loan on this type of property.

It varies from the lender to lender. Bank of Scotland has different instructions for example to Birmingham Midshires. If you contact us we can investigate further with the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Cowley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Cowley to see if the conveyancing costs will increase in light of this.

I am hoping to complete next month on a basement flat in Cowley. Conveyancing lawyers have said that they will have a report out to me on Monday. What should I be looking out for?

The report on title for your leasehold conveyancing in Cowley should include some of the following:

    Ground rent - how much and when you need to pay, and also know whether this is subject to change What the implications are if you have violated the provisions of the lease? Where does the liability rest to repair and maintain the main walls and foundations. It is important for you to know which party is duty bound to repair and maintenance of all parts of the block and communal areas Whether the landlord has obligations to ensure rights of quiet enjoyment over your premises and do you know what it means in practice? You should be informed what is to be regarded as a Nuisance as far as the lease is concerned
For a comprehensive list of information to be contained in your report on your leasehold property in Cowley please enquire of your lawyer in ahead of your conveyancing in Cowley.

I inherited a two-bedroom flat in Cowley. Given that I can not reach agreement with the freeholder, can the Leasehold valuation Tribunal determine the premium due for the purchase of the freehold?

Absolutely. We are happy to put you in touch with a Cowley conveyancing firm who can help.

An example of a Freehold Enfranchisement decision for a Cowley residence is 164 Nestles Avenue in October 2013. The tribunal agreed with the proposed price of £20,158 for the freehold and determined that that sum is the amount to be paid into court This case related to 2 flats. The unexpired term as at the valuation date was 69 years.

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Find out more about how flying freehold can affect your the value of a property.