Having sold my house in Sipson last June yet the purchaser is Skype messaging every few hours to say their lawyer needs to hear from mine. What should have happened following completion?
Post completion of your house sale your lawyer is obliged to deliver the transfer documentation and all of the paperwork to the purchaser's conveyancer. Where relevant, your conveyancer must also confirm that the legal charge in favour of the lender has been paid off to the buyers lawyers. There is unlikely to be post completion steps peculiar conveyancing in Sipson.
My grandfather passed away last year and as sole heir and executor I was left the house in Sipson. The house had a small mortgage left on it of around £4500. I want to have the title changed into my name whilst I re-mortgage to UBS, pay off the mortgage. Is this possible?
If you plan to re-mortgage then UBS will require that you use a conveyancer on the UBS conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your UBS conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the UBS mortgage is registered as a charge at the Land Registry.
I'm remortgaging my existing property to a BTL mortgage with HSBC Bank and intend to use the remaining equity as a deposit on further house. The area we are looking at is Sipson. Will your lawyers be able to act for both sets of lenders and link together the two deals?
Make use of our comparison tool on this page to ensure that the conveyancers are on the appropriate lender panels. Assuming that they are the solicitor will be able to connect the two conveyancing matters but you should have a chat with you conveyancer and communicate your desired outcome and needs.
Am I best advised to appoint a Sipson conveyancing practitioner in close proximity to the house I am hoping to buy? An old friend can execute the legal formalities but they are based a couple of hundredkilometers away.
The primary upside of using a high street Sipson conveyancing firm is that you can pop in to execute paperwork, present your identification documents and pester them if necessary. Having local Sipson know how is a plus. However it's more important to get someone that will pull out all the stops for you. If other friends have used your friend and the majority were impressed that should surpass using an unknown Sipson conveyancing solicitor just because they are Sipson based.
Me and my wife are disposing of a Sipson property we inherited ten years ago in 2012. I have over 15 years conveyancing know-how and, although retired, intend to do the conveyancing. The purchaser's conveyancer has informed me that their mortgage company will not allow us to do our own conveyancing mandating that the funds to be released via a solicitor's bank account.
Lending instructions to lawyers from all mainstream lenders state that If the vendor does not have legal representation the purchaser’s lawyers should check whether the bank needs to be informed so that a decision can be made as to whether or not they are willing to proceed.