I am aiming to move property in April. Will my conveyancing solicitor communicate with the removal company on the completion day. As an aside, can you put forward a removal company in Hatton. Conveyancing solicitor was organised before I stumbled across this website.

On the day of completion you will need to pick up the house keys from the estate agent however this should only happen once the vendors solicitors advise the agent that they have the completion monies and the keys can be released. You will need to tell the removal company that you are ready to move in. We do not suggest a specific removal company but can assist you in finding a conveyancing in Hatton or a lawyer that specialises in conveyancing in Hatton.

We had chosen conveyancing lawyers locally in Hatton on the Leeds Building Society solicitor panel. They are now charging me a separate sum for dealing with the Leeds Building Society mortgage. Is this a supplemental conveyancing fee specified by Leeds Building Society?

As unfair as it may appear, as long as it’s in their Terms and Conditions or Quote then yes your lawyer is entitled to levy a fee for this. The fee is not set by Leeds Building Society but by your Hatton solicitor. Plenty of firms on the Leeds Building Society panel will quote ’dealing with mortgage’ fee but many practices include it on their overall fee.

I have today made my last payment due on my mortgage with Principality. I assume I don't need a Hatton property lawyer on the Principality panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Principality mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Principality mortgage from the register. Principality, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where Principality has sent the Land Registry the discharge electronically, and
3. Principality has instructed the Land Registry to do so

Despite weeks of looking the Title Certificate and documents to our home are lost. The conveyancers who conducted the conveyancing in Hatton 5 years ago are no longer around. What are my options?

Assuming you have a registered title the information relating to your proprietorship will be held by the Land Registry with a Title Number. It is possible to carry out a search at the Land Registry, find your property and order up to date copies of the property title for a small fee. If the property is Leasehold then the Land Registry will in most cases retain a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.

About to purchase a new build flat in Hatton. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Hatton

Please confirm the Lease plans are architect prepared. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where service of notices and proceedings can be at the property demised please confirm that this can be amended to include simultaneous services at the Lessees’ solicitors’ offices where the Lessee from time to time is not resident in the UK - such solicitors may be varied by notice in writing to the Landlord from time to time but otherwise will be as previously specified.

I am attracted to a couple of maisonettes in Hatton both have approximately forty five years remaining on the leases. Should I regard a short lease as a deal breaker?

There are no two ways about it. A leasehold apartment in Hatton is a wasting asset as a result of the reducing lease term. The closer the lease gets to zero years unexpired, the more it reduces the value of the property. The majority of buyers and lenders, leases with less than 75 years become less and less attractive. On a more upbeat note, leaseholders can extend their leases by serving a Section 42 Notice. One stipulation is that they must have owned the property for two years (unlike a Section 13 notice for purchasing the freehold, when leaseholders can participate from day one of ownership). When successful, they will have the right to an extension of 90 years to the current term and ground rent is effectively reduced to zero. Before moving forward with a purchase of a property with a short lease term remaining you should talk to a solicitor specialising in lease extensions and leasehold enfranchisement. We are are happy to put you in touch with Hatton conveyancing experts who will explain the options available to you during an initial telephone conversation free of charge. More often than not it is possible to negotiate informally with the freeholder to extend the lease. They may agree to a smaller lump sum and an increase in the ground rent, but to shorter extension terms in return. You need to ensure that the agreed terms represent good long-term value compared with the standard benefits of the Section 42 Notice and that onerous clauses are not inserted into any redrafting of the lease.

I have given up trying to purchase the freehold in Hatton. Can this matter be resolved via the Leasehold Valuation Tribunal?

Absolutely. We are happy to put you in touch with a Hatton conveyancing firm who can help.

An example of a Lease Extension matter before the tribunal for a Hatton property is 147 Redford Close in June 2012. The Tribunal determined the lease extension premium to be at £4,200 This case affected 1 flat. The unexpired term as at the valuation date was 82.93 years.

We have AIP from Santander who have advised that they will lend up to £218k. When do we need to instruct a lawyer for conveyancing? Hatton is where we plan to move to.

You can appoint a conveyancing practitioner now so that the lawyer can open the file so they can conduct the AML checks etc. If and when you wish them to commence work you will be asked for a payment on account usually approximately £225. That would generally be once you have the loan offer from your lender and survey results, but if you wish to speed matters you can start quicker even though you may be risking some expense.