I am buying a maisonette in Gerrards Cross and Chalfont. My Conveyancer is not listed on the bank conveyancing panel. Am I still permitted to retain my Gerrards Cross and Chalfont conveyancing solicitor notwithstanding that they are not on the bank panel of approved conveyancing solicitors?

You have a couple of alternatives open to you here

• Carry on with your chosen Gerrards Cross and Chalfont property lawyer but your lender will need to appoint a conveyancer on their approved panel. This will result in additional cost and potential interruption.
• Get a new property lawyer to conduct the conveyancing, making sure they are on the mortgage company conveyancing panel.
• Convince your conveyancer to pull out all the stops to get listed on the lender’s conveyancing panel

We are planning to acquire a flat and require a conveyancing solicitor in Gerrards Cross and Chalfont who is on the Aldermore approved panel. Could you point me in the right direction as regards a firm?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Aldermore . We don't recommend any particular firms conducting conveyancing in Gerrards Cross and Chalfont.

My fiancee and I are in the process of looking at flats in Gerrards Cross and Chalfont and I am about to put in an offer. Is it too early to have a solicitor in place? I will be getting a home loan with Coventry BS.

You should start requesting conveyancing quotes from solicitors ASAP. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the selling agent. As you are seeking a mortgage with Coventry BS, make sure you remember to check that your lawyer is on the Coventry BS conveyancing panel.

I am due to exchange contracts on my flat. I had a double glazing fitted in April 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, UBS are being difficult. The Gerrards Cross and Chalfont solicitor who is on the UBS conveyancing panel is saying indemnity insurance will be fine but UBS are insisting on a building regulation certificate. Why do UBS have a conveyancing panel if they don't accept advice from them?

It is probably the case that UBS have referred the matter to their valuer. The reason why UBS may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.

After what seems like an age I have had an offer on a flat in Gerrards Cross and Chalfont accepted, the sellers do however have a tied purchase. The sellers have put an offer on somewhere, however it’s not yet agreed to, and have viewings of other properties in the pipeline. I have chosen a bricks and mortar conveyancing solicitor in Gerrards Cross and Chalfont. What should be my next step? At what stage do I apply for the mortgage with Nottingham?

It is usual to have concerns where there is a chain as you are unlikely to want to incur costs too early (mortgage application is in the region of one thousand pounds, then survey, Gerrards Cross and Chalfont conveyancing search charges, etc). The first thing to do is ensure that your property lawyer is on the Nottingham conveyancing panel. As to the subsequent phase this very much depends on the circumstances of your transaction, motivation for this property and on the state of the market. During a rising market the majority of buyers would apply for the mortgage with Nottingham and arrange for the valuation and only if it was satisfactory would they pay their conveyancer to proceed with the conveyancing in Gerrards Cross and Chalfont.

I am purchasing my first flat in Gerrards Cross and Chalfont with the aid of help to buy. The developers would not move on the amount so I negotiated 6k of fixtures and fittings instead. The sale representative told me not reveal to my solicitor about this side-deal as it would jeopardize my mortgage with Nottingham Building Society. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

My a dozen years ago. He has been wed, widowed and is now married again. He now wishes to dispose of the Gerrards Cross and Chalfont property. I suspect that he will just be requested to provide a copy of his marriage certificates to the property lawyer however he is concerned it could frustrate the conveyancing. Should he appoint a conveyancer to update the Land Registry details for the property?

The is no need to update the register on the basis that you have the evidence needed to demonstrate how the name change has come about.

The buyer’s conveyancing practitioner will examine the land registry entries and require evidence by way of proof of the name change e.g. marriage documentation.