Completed the sale of my flat in Chesham last April yet the purchaser is e-mailing me to moan that their lawyer is waiting to hear from mylawyer. What should my lawyer have done now that I have sold?
After completion of your disposal your solicitor should send the transfer documentation and all of the paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer must also confirm that the home loan has been redeemed to the buyers lawyers. There is unlikely to be post completion tasks specific conveyancing in Chesham.
A colleague advised me that where I am buying in Chesham I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
This is a search is sometimes included in the estimate for your Chesham conveyancing searches. It is not a small document of more than thirty pages, listing and setting out important information about Chesham around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Chesham Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Chesham Education with plans and statistics, Local Amenities and other useful information about Chesham.
My wife and I have a semi-detached Georgian property in Chesham. Conveyancing lawyer acted for me and Birmingham Midshires. I did a free Land Registry search last week and there are a couple of entries: the first freehold, the second leasehold under the exact same property. Is it worth asking Birmingham Midshires to clarify?
You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Chesham and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with lenders. You can also check the situation with your conveyancing lawyer who conducted the purchase.
I am purchasing a new build house in Chesham benefiting from help to buy. The sellers refused to reduce the amount so I negotiated £7000 of additionals instead. The property agent suggested that I not inform my conveyancer about the extras as it may put at risk my loan with the lender. Do I keep my lawyer in the dark?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
My step-father has suggested that I appoint his conveyancing solicitors in Chesham. Do I follow his recommendation?
There are no two ways about it the best way to select a conveyancing solicitor is to seek feedback from friends or family who have actually experience in using the solicitor that you are contemplating using.