Completed the sale of my flat in Chesham last August yet the purchaser is Skype messaging every few hours to moan that his solicitor is waiting to hear from mine. What are the post completion sale legalities now that I have sold?
Post completion of your disposal your conveyancer should deliver the transfer documentation and all additional paperwork to the purchaser's solicitors. Depending on the transaction, your lawyer must also send confirmation that the legal charge in favour of the lender has been paid off to the buyers solicitors. There is unlikely to be post completion formalities just for conveyancing in Chesham.
My fiance and I are hoping to buy a newbuild apartment in Chesham with a residential mortgage from Barclays Direct.We like our Chesham conveyancing solicitor but Barclays Direct advised that she’s not on their approved list of firms. It seems we have no choice but to instruct a Barclays Direct panel solicitor or retain our high street solicitor and pay for one of their panel ones to act for them. We feel as though this is unjust; is there anything we can do?
No, not really. The home loan offered to you contains various provisions, one of which will be that lawyers will be on the Barclays Direct approved list. Until recently, most mortgage companies had large numbers of solicitors on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your lawyer to apply to be on the conveyancing panel for Barclays Direct
Are there restrictive covenants that are commonly identified as part of conveyancing in Chesham?
Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Chesham. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
I've recently found out that there is a flying freehold issue on a property I put an offer in two weeks back in what should have been a straight forward, chain free conveyancing. Chesham is the location of the property. Can you shed any light on this issue?
Flying freeholds in Chesham are unusual but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Chesham you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Chesham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.
My husband and I are four weeks into a residential purchase having been recommend to conveyancers by the estate agent to perform conveyancing in Chesham. I am am very frustrated with the quality of service. Can you help me find new conveyancers?
A solicitor would have to be really bad in order to consider replacing them. Has your mortgage offer been generated? In the event that it has you must make them aware of the new contact details and have the offer are re-sent. The conveyancer needs to be on the mortgage company approved list to avoid added charges and delays. That should be your first question of the new lawyers. Our find a solicitor tool should assist you in finding a lender approved solicitor for your conveyancing in Chesham