I am selling my ground floor flat in Aston Clinton and the EA has just telephoned to warn that the purchasers are changing their solicitor. The reason given is that the mortgage company will only deal with property lawyers on their approved list. Why would a major mortgage company only work with specific solicitors rather the firm that they want to choose for their conveyancing in Aston Clinton ?

Banks have always had an approved set of law firms they are willing to work with, but in recent years big names such as Lloyds Banking Group, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for many years.

Lending institutions blame a rise in fraud by way of justification for the pruning – criteria have been tightened as a smaller panel is easier to maintain. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society claims that it is being contacted daily by practices that have been removed from panels. Some do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are not going to have any impact on this.

Can I be sure that the Aston Clinton conveyancing solicitor on the Principality panel is any good?

When it comes to conveyancing in Aston Clinton getting recommendations is a sensible starting point. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one which is cheap as chips. We would always advise that you speak with the solicitor conducting your transaction.

About to purchase apartment in Aston Clinton. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Aston Clinton solicitor is on the Nottingham conveyancing panel.

Skipton have agreed my home loan in principle, my bid on a house in Aston Clinton has been accepted, what are the next steps?

Your estate agent will wish to know who your solicitors are (make sure the lawyers are on the bank’s approved list). Contact Skipton or your financial adviser and finish off any relevant forms. Skipton will instruct a valuer who will get in contact with the selling agent or seller to arrange an appointment. Once carried out (assuming no problems) it takes on average a fortnight for the mortgage offer to be issued. Skipton will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in Aston Clinton.

Just had an offer accepted on a new build apartment in Aston Clinton. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Aston Clinton

Please confirm the Lease plans are surveyor prepared. Please supply a car parking plan. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

Hoping to buy a property located in Aston Clinton and I am already nervous. I couldn't find anything specific about Aston Clinton. Conveyancing will be needed in due course but do you know about the Aston Clinton area? or perhaps some other tips you can share?

Rather than looking online forget looking online you should go and have a look at Aston Clinton. In the meantime here are some basic statistics that we found

We had our home loan approved on Monday with our lender. We have retained a reputable conveyancer in Aston Clinton last week. This morning, our broker contacted us saying that the lender said that we cannot use our solicitor as they aren't on their 'approved list'. As FTB's, we had no idea that the mortgage company had a say Is this permitted?

You can actually use any conveyancing solicitor you wish to appoint including the said conveyancer in Aston Clinton nevertheless if your mortgage company aren't happy with them you will have to pay an extra fee so the bank can appoint their own lawyers. On occasion it is possible your solicitor may apply to get added to the mortgage company panel. You can use web-based search facilities such as lenderpanel.com to find a conveyancing solcitor in Aston Clinton on the lender panel. You can go into your high street lender branch in Aston Clinton. They will know some good conveyancing solicitors in Aston Clinton on the panel for your lender.