I am expecting a offer of a home loan from Lloyds. I intend to instruct a Licensed Conveyancer in Aston Clinton. Does the Lloyds Conveyancing panel exclude Licensed Conveyancers?

The Lloyds conveyancing panel is, like many other lenders, represented by the Council or Mortgage Lenders or Building Society Association, open to Licensed Conveyancers regulated by the CLC.

We are looking to buy a house and require a conveyancing solicitor in Aston Clinton who is on the RBS solicitor panel. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for RBS . We don't recommend any particular firms conducting conveyancing in Aston Clinton.

My grandmother passed away six months ago and as sole heir and executor I was left the property in Aston Clinton. The house had a relatively small loan left on it of around £8000. I want to have the title changed into my name whilst I re-mortgage to Leeds Building Society, pay off the mortgage. Is this allowed?

Given you intend to re-mortgage then Leeds Building Society will insist on your using a conveyancer on the Leeds Building Society conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Leeds Building Society conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Leeds Building Society mortgage is registered as a charge at the Land Registry.

I require fast conveyancing in Aston Clinton as I am under pressure to sign on the dotted line inside one month. A home loan is not required. Can I escape the need for conveyancing searches to save fees and time?

As you are are a cash purchaser you are at free not to do searches although no conveyancer would advise that you don't. Drawing on our experience of conveyancing in Aston Clinton the following are instances of what can appear and adversely impact market value: Refused Planning Applications, Overdue Fees, Outstanding Grants, Railway Schemes,...

Do you have any top tips for leasehold conveyancing in Aston Clinton with the purpose of speeding up the sale process?

• Much of the delay in leasehold conveyancing in Aston Clinton can be reduced where you get in touch lawyers as soon as your agents start marketing the property and ask them to put together the leasehold documentation which will be required by the purchasers’ representatives.
If there is a history of any disputes with your freeholder or managing agents it is essential that these are resolved prior to the flat being put on the market. The buyers and their solicitors will be nervous about purchasing a flat where there is a current dispute. You may need to swallow your pride and pay any arrears of service charge or resolve the dispute prior to completion of the sale. It is therefore preferable to have any dispute settled prior to the contract papers being issued to the buyers’ solicitors. You will still have to reveal particulars of the dispute to the purchasers, but it is better to reveal the dispute as historic as opposed to unresolved. If you have carried out any alterations to the property would they have required Landlord’s approval? Have you, for example laid down wooden flooring? Most leases in Aston Clinton state that internal structural alterations or addition of wooden flooring calls for a licence from the Landlord approving such changes. Where you fail to have the paperwork in place do not contact the landlord without checking with your lawyer first. The majority of landlords or Management Companies in Aston Clinton charge for providing management packs for a leasehold premises. You or your lawyers should discover the fee that they propose to charge. The management information can be applied for as soon as you have a buyer, thus reducing delays. The typical amount of time it takes to receive management information is three weeks. It is the most common reason for delay in leasehold conveyancing in Aston Clinton. If you are supposed to have a share in the Management Company, you should ensure that you hold the original share certificate. Obtaining a re-issued share certificate can be a time consuming formality and frustrates many a Aston Clinton conveyancing transaction. Where a new share is needed, you should approach the company director and secretary or managing agents (where relevant) for this at the earliest opportunity.

Aston Clinton Leasehold Conveyancing - A selection of Questions you should ask Prior to buying

What is the name of the managing agents? You should be aware that where the lease has no more than 80 years it will impact the salability of the apartment. Check with your bank that they are content with residual term of the lease. Leases with less than 80 years remaining means that you will almost definitely require a lease extension at some point and you need to have some idea of what this will be. Remember, in most cases you will be be obliged to have been the owner of the property for two years before you are legally able to carry out a lease extension. How many years remain on the lease?