It is a dozen years since I acquired my property in Aston Clinton. Conveyancing lawyers have recently been instructed on the sale but I can't locate my deeds. Will this jeopardise the sale?

Don’t worry too much. Firstly there is a chance that the deeds will be retained by your mortgage company or they may still be with the solicitor who handled the purchase. Secondly in all probability the land will be registered at the land registry and you will be able to prove you own the property by your conveyancing lawyers acquiring up to date copy of the land registers. Almost all conveyancing in Aston Clinton involves registered property but in the rare situation where your home is unregistered it is more problematic but is not insurmountable.

My solicitor has informed me that lack of building regulations insurance is needed on my purchase. What is the level of cover for Aston Clinton conveyancing?

The right level of lack of building regulations indemnity insurance depends on who your lender is. It would differ for example between Barclays and Barnsley Building Society. Conveyancing practitioners as opposed to borrowers take out such policies.

When it comes to lenders such as Co-operative, do Aston Clinton lawyers face a fee to be on the conveyancing panel?

We are unaware of any mortgage company fees to register on their panel, although some do levy an administration fee to deal with the processing of the conveyancing panel submission.

Completion of my purchase has taken place for my property in Aston Clinton. Conveyancing was of an acceptable standard but I feel I should register my dissatisfaction about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Care Department at head office. We understand that complaints to a lender are sorted out very quickly. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR with full details of your complaint.

My wife and I purchased a terraced Edwardian property in Aston Clinton. Conveyancing solicitor represented me and Nottingham Building Society. I did a free Land Registry search last week and I saw two entries: the first freehold, another for leasehold with the exact same address. If a house is not a freehold shouldn't I have been informed?

You need to assess the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Aston Clinton and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with buyers. You can also question the position with the conveyancing practitioner who conducted the conveyancing.

My business partner and I are looking to take an assignment of a lease of an office on the high street. Can you recommend conveyancers offering no-sale-no costs for commercial conveyancing in Aston Clinton for less than £1,200?

We can recommend firms who host a wealth of experience of commercial conveyancing in Aston Clinton, including the disposal and purchase of businesses as well as simply property. If you are looking to acquire or dispose of a shop, pub, restaurant, office, retail premises or a whole business we can put you in touch with the right lawyer. As for the costs these will vary based on the structure and complexity of the proposed transaction. Please provide us with your contact information or phone us so that we can supply you with a fixed commercial conveyancing calculation.

What are your top tips when it comes to choosing a Aston Clinton conveyancing practice to carry out our lease extension conveyancing?

If you are instructing a property lawyer for your lease extension (regardless if they are a Aston Clinton conveyancing firm) it is imperative that they be familiar with the legislation and specialises in this area of conveyancing. We suggest that you talk with several firms including non Aston Clinton conveyancing practices prior to instructing a firm. Where the conveyancing practice is ALEP accredited then so much the better. The following questions could be useful:

How experienced is the practice with lease extension legislation? If the firm is not ALEP accredited then what is the reason?

I am the registered owner of a studio flat in Aston Clinton, conveyancing having been completed half a dozen years ago. Can you give me give me an indication of the likely cost of a lease extension? Corresponding properties in Aston Clinton with over 90 years remaining are worth £260,000. The ground rent is £50 per annum. The lease ceases on 21st October 2100

You have 75 years unexpired we estimate the premium for your lease extension to range between £8,600 and £9,800 as well as legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide the actual costs without more comprehensive due diligence. Do not use the figures in tribunal or court proceedings. There are no doubt other concerns that need to be considered and clearly you should be as accurate as possible in your negotiations. You should not take any other action placing reliance on this information without first getting professional advice.