It is 10 years ago since I acquired my property in Hanslope. Conveyancing solicitors have just been appointed on the sale but I can't locate my title deeds. Will this jeopardise the sale?
Don’t worry too much. First there is a chance that the deeds will be kept by your mortgage company or they may stored with the lawyers who handled the purchase. Secondly the chances are that the title will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing lawyers procuring up to date copy of the land registers. Nearly all conveyancing in Hanslope involves registered property but in the unlikely event that your home is unregistered it adds to the complexity but is not insurmountable.
My partner and I have organised the release of further monies on our home loan from HSBC as we wish to carry out a loft conversion to our property in Hanslope. Are we obliged to choose a local Hanslope solicitor on the HSBC conveyancing panel to handle the legals?
HSBC don't usually require a member of their conveyancing panel to deal with the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the HSBC list.
I am expecting a AIP from Kent Reliance this week so we know how much we could potentially offer as otherwise we only have online calculators to go by (which aren't taking into account credit checks etc). Do Kent Reliance recommend any Hanslope solicitors on the Kent Reliance conveyancing panel, or is it better to go independently?
You will need to appoint Hanslope solicitors independently although you'll need to choose one on the Kent Reliance conveyancing panel. The solicitor represents both you and Kent Reliance through the process.
About to purchase flat in Hanslope. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Nottingham conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.
They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Hanslope conveyancer is on the Nottingham conveyancing panel.
I have been on the look out for a leasehold apartment up to £195,000 and identified one close by in Hanslope I like with open areas and railway links nearby, however it only has 49 remaining years left on the lease. I can't really find anything else in Hanslope suitable, so just wondered if I would be making a grave error purchasing a short lease?
Should you require a home loan that many years may be an issue. Reduce the price by the anticipated lease extension will cost if it has not already been discounted. If the current proprietor has owned the property for at least twenty four months you may request that they start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing lawyer concerning this matter.
Is it possible to change firm as I have to retain one who is on the TSB conveyancing list. I hired a local conveyancing solicitor in Hanslope five minutes from me but he is not accepted by TSB
We will our best to assist in finding you a conveyancing solicitor in Hanslope on the TSB panel. Please note that the property lawyers that we list do not pay us a referral fee if you instruct them and are authorised and regulated by the Solicitors Regulation Authority who oversee all conveyancing solicitors in Hanslope. In utilising the find a conveyancing solicitor tool on this website, you can compare and instruct different solicitors and conveyancers both nationally and in Hanslope.
In my capacity as executor for the will of my father I am disposing of a house in Newport but I am based in Hanslope. My conveyancer (approximately 250 miles awayhas requested that I execute a stat dec before completion. Could you suggest a conveyancing practitioner in Hanslope who can attest this legal document for me?
Technically speaking you are not likely to need to have the documents witnessed by a conveyancing solicitor. Ordinarily or notary public or solicitor will do regardless of whether they are located in Hanslope