Just been in touch with my conveyancing lawyer in Wendover who completed the legal work 18 months ago asking for a conveyancing estimate based on an identical type of house sale & purchase (a leasehold residence and a freehold property) of almost identical values with a loan from Barclays . I am now being charged twice the amount. Stick with what I know or do I seek out a cheaper internet property lawyer?
The quote is slightly on the expensive side. If you shop around you might decrease the fees slightly by say £100 plus VAT. That being said, providing that you were satisfied with the service the firm provided you maycome to rue opting for an a cheaper solicitor. If is important to enquire that the firm can act for Barclays . Do utilise our search tool to select a Wendover conveyancing firm on the Barclays member panel, which can often include conveyancing solicitors in Wendover.
Completion of my remortgage has taken place for my property in Wendover. Conveyancing was a necessary evil but I would like to complain about the lender. Who do I contact should I wish to lodge a complaint?
Most banks and building societies have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out very quickly. If you feel the matter is not resolved you can write to Financial Ombudsman Service who will take matters further.
I am due to exchange contracts on my apartment. I had a double glazing fitted in March 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My buyer's lender, Lloyds are being pedantic. The Wendover solicitor who is on the Lloyds conveyancing panel is saying indemnity insurance will be fine but Lloyds are insisting on a building regulation certificate. Why do Lloyds have a conveyancing panel if they don't accept advice from them?
It is probably the case that Lloyds have referred the matter to their valuer. The reason why Lloyds may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
Having digested plenty of house buying guides, I note that they all recommend that you should get your house surveyed prior to buying it. When I asked my local Wendover solicitor - who is on the Nationwide conveyancing panel - on this she said they don't do this and I need to contract an independent surveyor. is that correct?
Nationwide will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nationwide will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your conveyancer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Wendover postcode. As you are getting a mortgage with Nationwide, you could contact them to see if they have a list of approved surveyors in Wendover.
A colleague suggested that where I am buying in Wendover I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is usually quoted for as part of the standard Wendover conveyancing searches. It is not a small document of about 40 pages, listing and setting out significant information about Wendover around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Wendover Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Wendover Education with plans and statistics, Local Amenities and other useful information about Wendover.
Due to the input of my in-laws I had a survey completed on a property in Wendover in advance of instructing lawyers. I have been informed that there is a flying freehold aspect to the house. The surveyor has said that some banks will not grant a loan on this type of property.
It depends who your proposed lender is. Lloyds has different requirements from Nationwide. If you call us we can check with the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Wendover. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Wendover to see if the conveyancing costs will increase in light of this.
I am looking into buying my first house which is in Wendover and I am already nervous. I couldn't find anything specific about Wendover. Conveyancing will be needed in due course but do you know about the Wendover area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Wendover. In the meantime here are some basic statistics that we found