I am getting a mortgage with Santander. I intend to retain the legal services of a Licensed Conveyancer in Wendover. Does the Santander Conveyancing panel allow for conveyancers regulated by the CLC?
The Santander approved solicitor list is, like many other lenders, associated to the CML or Building Society Association, open to Licensed Conveyancers regulated by the CLC.
Can your site be used to recommend a Conveyancing solicitor in Wendover even where I’m not purchasing or disposing of a house, for instance where I intend to buy an office in Wendover with a mortgage from Bank of Ireland?
The service is predominantly utilised to find domestic conveyancing solicitors in Wendover but we have listed at the end of this page a selection of Wendover commercial conveyancing firms. You should make contact with the solicitors directly to see if they are also authorised to represent Bank of Ireland
When it comes to mortgage companies such as HSBC, do Wendover solicitors have to pay an annual charge to be on the list of approved solicitors?
We are not aware of any lender fees to register on their panel, although some do charge an administration charge to deal with the processing of the conveyancing panel application.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Wendover lawyer on the Lloyds panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
I have decided to exercise my right to buy my property in Wendover off the council. I have a mortgage agreed with Lloyds. Conveyancing is not something I have any knowledge of. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with Lloyds, you will need to appoint a solicitor on the Lloyds conveyancing panel.
I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a straight forward, no chain conveyancing. Wendover is where the house is located. Is there any guidance you can give?
Flying freeholds in Wendover are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Wendover you must be sure that your lawyer goes through the deeds thoroughly. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Wendover may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
Are there any apps to help find a Wendover conveyancing solicitor on the lender conveyancing panel? I have a car and am prepared to travel up to 10miles to attend the conveyancer.
You can use the find a conveyancing panel search on this website. Please choose the lender and your location, in this case Wendover and you will see a number of lawyer located nearest Wendover. Alternatively you can type in the name of your proposed law firm and see if they are listed as being on the bank solicitor panel.