Willretaining a Stokenchurch conveyancing practice make my purchase more efficient?

Stokenchurch is a unique place, where neighbourhood knowledge helps. The laid-back lifestyle has it’s attractions – just not for your conveyancing. The property lawyers that we work with host well rounded Stokenchurch know how with a proactive, can doapproach that ensures the conveyancing to progress with the minimum of fuss. It is a definite plus if they enjoy well established relationships with mortgage brokers, search providers, valuers and other Stokenchurch conveyancing practitioners

Should lawyers ask for money on account when it comes to conveyancing in Stokenchurch?

If you are buying a property in Stokenchurch your solicitor will request that you put them with monies to cover the search fees. Ordinarily this is requested to cover the fees of the conveyancing searches. If any down payment is as part of the total price then this will be asked for shortly in advance of exchange of contracts. The closing balance that is needed should be transferred a few days ahead of the day of completion.

Will my conveyancer be raising questions regarding flooding during the conveyancing in Stokenchurch.

Flooding is a growing risk for conveyancers conducting conveyancing in Stokenchurch. There are those who acquire a house in Stokenchurch, completely expectant that at some time, it may suffer from flooding. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or dispose of the property. Steps can be carried out as part of the conveyancing process to forewarn the purchaser.

Conveyancers are not best placed to impart advice on flood risk, however there are a various searches that can be carried out by the buyer or by their conveyancers which will figure out the risks in Stokenchurch. The standard completed inquiry forms supplied to a purchaser’s lawyer (where the Conveyancing Protocol is adopted) includes a standard question of the seller to find out whether the property has suffered from flooding. If flooding has previously occurred and is not notified by the vendor, then a purchaser could issue a claim for damages stemming from an inaccurate answer. A purchaser’s solicitors may also order an environmental report. This will disclose whether there is a recorded flood risk. If so, further investigations will need to be made.

My wife and I own a terraced Edwardian property in Stokenchurch. Conveyancing practitioner acted for me and Alliance & Leicester . I happened to do a free search for it on the Land Registry database and there are a couple of entries: the first freehold, the second leasehold with the matching address. Is it worth asking Alliance & Leicester to clarify?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Stokenchurch and other areas of the country and poses no real issues for owners other than when they mortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with the conveyancing practitioner who conducted the purchase.

I am thinking of appointing a conveyancing lawyer in Stokenchurch for my purchase. Is there any facility to see a firm’s complaints history with the profession’s regulator?

One may review documented Solicitor Regulator Association (SRA) decisions resulting from inquisitions commenced on or after 1 January 2008. Go to Check a solicitor's record. For details Pre 2008, or to check a solicitors history, call 0870 606 2555, 08.00 - 18.00 Monday, Wednesday, Thursday, Friday and 09.30 - 18.00 Tuesday. For callers outside the UK, use +44 (0)121 329 6800. The regulator could recorded call for training purposes.