My wife and I intend to remortgage our apartment in Stokenchurch with Nottingham. We have a son 18 who lives with us. Our solicitor has asked us to disclose any adults other than ourselves who lives in the flat. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the flat is repossessed. I have two concerns (1) Is this document specific to the Nottingham conveyancing panel as he never had to sign this form when we purchased 4 years ago (2) In signing this form is our son in any way compromising his right to inherit the property?
On the face of it your lawyer has done nothing wrong as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Nottingham. This is solely used to protect Nottingham if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Nottingham had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.
Completed the sale of my flat in Stokenchurch last February but the buyer keeps calling every few hours to say her lawyer needs to hear from mine. What are the post completion sale formalities now that I have sold?
Following your disposal your lawyer is committed to send the transfer documentation and all supplemental paperwork to the buyer’s solicitors. Where appropriate, your solicitor should also confirm that the home loan has been paid off to the purchasers conveyancers. There are no post completion tasks specific conveyancing in Stokenchurch.
Me and my partner are purchasing a apartment in Stokenchurch. It might be a silly question but how we can trust a lawyer? At some point we will need to send our life savings into their account. What protection do we have from them run away with our deposit?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
We are due to move home in February. Will my conveyancing solicitor update the removal company on the completion day. Incidentally, can you suggest a removal company in Stokenchurch. Conveyancing solicitor was found prior to coming across your website.
On the afternoon of completion you can pick up the house keys from the estate agent however this can only be done once the sellers conveyancers inform the agent that they have the completion monies and the keys can be passed over. After that you can advise the removal men that you are ready to move in. We are not in a position to recommend a specific removal company but can assist you in finding a conveyancing in Stokenchurch or a solicitor that specialises in conveyancing in Stokenchurch.
I have today made my last payment due on my mortgage with Kent Reliance. I assume I don't need a Stokenchurch solicitor on the Kent Reliance panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your Kent Reliance mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Kent Reliance mortgage from the register. Kent Reliance, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Kent Reliance has sent the Land Registry the discharge electronically, and
- Kent Reliance has instructed the Land Registry to do so
I require expedited conveyancing in Stokenchurch as I have pressure to complete within one month. A mortgage is not required. Is it possible to decline from having conveyancing searches to save money and time?
As you are not getting a mortgage you have the choice not to do searches although no law firm would recommend that you don't. Drawing on our experience of conveyancing in Stokenchurch the following are instances of what can appear and therefore impact future mortgageability: Refused Planning Applications, Overdue Charges, Overdue Grants, Road Schemes,...
Been reading online that Stokenchurch solicitors are more expensive than licensed conveyancers in Stokenchurch when it comes to purchasing a property. Am I better off using a conveyancer or a solicitor where I am purchasing for my home move in Stokenchurch.
When it comes to conveyancing in Stokenchurch the costs are unlikely to vary dramatically depending on whether the legal expert is a licenced conveyancer or solicitor.