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Find a Stokenchurch Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Stokenchurch? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Stokenchurch transaction at risk of delay or failure.

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Recently asked questions about conveyancing in Stokenchurch

We are planning to acquire a house and require a conveyancing solicitor in Stokenchurch who is on the UBS conveyancing panel. Could you point me in the right direction as regards a solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for UBS . We don't recommend any particular firms conducting conveyancing in Stokenchurch.

My aunt passed away six months ago and as sole heir and executor I was left the house in Stokenchurch. The house had a relatively small loan remaining of approximately £4500. I want to transfer the title deeds into my name whilst I re-mortgage to Lloyds, pay off the mortgage. Is this allowed?

If you intend to refinance then Lloyds will insist on your using a conveyancer on the Lloyds conveyancing panel. Here is link to the Land Registry online guidance around what to do when a property owner dies. This will help you to understand the registration process behind changing the details re the registered title. in your case it would appear that you are effectively purchasing the property from the estate. Your Lloyds conveyancing panel solicitor pays the new mortgage money into the estate, the estate pays off the old mortgage, the charge is released and you become the owner and the Lloyds mortgage is registered as a charge at the Land Registry.

Should our solicitor be making enquiries regarding flooding as part of the conveyancing in Stokenchurch.

Flooding is a growing risk for solicitors conducting conveyancing in Stokenchurch. Plenty of people will buy a property in Stokenchurch, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, adequate building insurance, or dispose of the property. Steps can be carried out during the course of a property purchase to forewarn the buyer.

Lawyers are not best placed to impart advice on flood risk, but there are a number of checks that may be undertaken by the purchaser or on a buyer’s behalf which will give them a better appreciation of the risks in Stokenchurch. The conventional set of completed inquiry forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual inquiry of the owner to find out if the premises has suffered from flooding. If flooding has previously occurred and is not disclosed by the seller, then a purchaser may commence a claim for damages as a result of such an inaccurate answer. A purchaser’s solicitors will also order an environmental search. This will reveal if there is any known flood risk. If so, further investigations should be initiated.

I am buying a new build flat in Stokenchurch. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Here are examples of a selection of leasehold new build questions that you can expect your new-build leasehold conveyancing in Stokenchurch

    There must be mutual enforceability of lessee’s covenants. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose? The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme.

I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Stokenchurch is where the house is located. Can you shed any light on this issue?

Flying freeholds in Stokenchurch are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Stokenchurch you must be sure that your lawyer goes through the deeds diligently. Your lender may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Stokenchurch may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

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Find out more about how flying freehold can affect your the value of a property.