My partner and I changing mortgage lender for our maisonette in Watlington with Aldermore. We have a son 18 who lives with us. Our solicitor requested us to identify any adults other than ourselves who reside at the property. Our lawyer has now e-mailed a document for our son to sign, waiving any legal rights in the event that the property is repossessed. I have two questions (1) Is this form unique to the Aldermore conveyancing panel as he never had to sign this form when we bought 3 years ago (2) Does our son by signing this giving up his entitlement to inherit the property?

First, rest assured that your Aldermore conveyancing panel solicitor is doing the right thing as it is established procedure for any occupier who is aged 17 or over to sign the necessary Consent Form, which is purely to state that any rights he has in the property are postponed and secondary to Aldermore. This is solely used to protect Aldermore if the property were re-possessed so that in such circumstances, your son would be legally obliged to leave. It does not impact your son’s right to inherit the apartment. Please note that if your son were to inherit and the mortgage in favour of Aldermore had not been discharged, he would be liable to take over the loan or pay it off, but other than that, there is nothing stopping him from keeping the property in accordance with your will or the rules of intestacy.

Various online forums that I have visited warn that are the main reason for delay in Watlington house deals. Is this right?

The Council of Property Search Organisations (CoPSO) released determinations of research by MoveWithUs that conveyancing searches do not feature within the top 10 causes of delays in the conveyancing process. Searches are not likely to be the root cause of holding up conveyancing in Watlington.

I am purchasing my first flat in Watlington with the aid of help to buy. The sellers would not move on the price so I negotiated £7000 of fixtures and fittings instead. The property agent advised me not reveal to my solicitor about the extras as it will affect my loan with National Westminster Bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I am selling my house. My former lawyers closed down. I am in need of a recommendation of a conveyancing firm. Im based in Watlington if that makes things easier.

Please use our search tool to help you find a solicitor for your conveyancing in Watlington. We have connected thousands of home buyers and sellers with regulated solicitors to ensure that the legalities of their house move goes with a minimum of fuss.

Am I better off to choose a Watlington conveyancing lawyer in close proximity to the house I am hoping to buy? An old friend can perform the legal work however they are based 300miles away.

The benefit of a local Watlington conveyancing practice is that you can visit the firm to execute documents, hand in your identification documents and apply pressure on them if necessary. Having local Watlington know how is a bonus. However nothing is more important than finding someone that will pull out all the stops for you. If other friends have used your friend and they were happy that must surpass using an unfamiliar Watlington conveyancing lawyer just because they are based in the area.