Finally the sale completed on my house in Thame last August yet the purchaser is Skype messaging me to say her solicitor needs to hear from mine. What are the post completion sale formalities following completion?
Post completion of your house sale your solicitor should forward the transfer documentation and all additional paperwork to the buyer’s lawyers. If applicable, your conveyancer should also confirm that the mortgage has been discharged to the buyers solicitors. There are no post completion formalities specific conveyancing in Thame.
I have been referred to a conveyancing solicitor in Thame. I I would like to check if they are on the Godiva Mortgages Ltd conveyancing panel. Can you advise?
The first thing to do is contact the solicitor and enquire whether they can act for the lender. Alternatively you can get in touch with Godiva Mortgages Ltd who may be able to confirm.
My partner and I have organised a further advance on our mortgage from Nottingham as we intend to carry out a loft conversion to our property in Thame. Are we obliged to appoint a bricks and mortar Thame solicitor on the Nottingham conveyancing panel to handle the legals?
Nottingham do not ordinarily instruct firms on their approved list of lawyers to handle the formalities. If they do require any legal work then you would need to ensure that such a lawyer was on the Nottingham conveyancing panel.
After weeks of negotiation I have agreed a price on a house in Thame. My financial adviser recommended their conveyancers. I paid an advanced payment of £150. Soon after, the conveyancer contacted me to say that they were not on the TSB conveyancing panel. Am I right in thinking that I should be due a refund?
You should be able to recover this from the law firm if they were not on the TSB panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.
Our sealed bid on a property in Thame has been accepted, the vendors do however have a connected purchase. The owners have offered on on an apartment, however it’s not yet tied up, and have viewings of other properties booked. I have chosen a local conveyancing solicitor in Thame. What do I do now? At what point do I apply for the mortgage with Leeds Building Society?
It is usual to have apprehensions where there is a chain as you are unlikely to want to be too out of pocket prematurely (home loan application is approx £1k, then valuation, Thame conveyancing search fees, etc). The first course of action is to ensure that your solicitor is on the Leeds Building Society approved list. Concerning the subsequent phase this very much dictated by the circumstances of your case, attraction to the property and on the state of the market. In a rising market the majority of buyers would apply for a home loan with Leeds Building Society and arrange for the valuation and only if it was satisfactory would they pay their solicitor to proceed with searches.
The deeds to my house are lost. The solicitors who dealt with the conveyancing in Thame 5 years ago are no longer around. What are my options?
Assuming the title is registered the information relating to your proprietorship will be retained by HMLR under a Title Number. It is easy to perform a search at the Land Registry, identify your house and obtain up to date copies of the property title for less than a fiver. Where the title is Leasehold then the Land Registry will in most cases hold a certified duplicate of the Registered Lease and again, a copy can be retrieved for £20 inclusive of VAT.
Is it best to appoint a Thame conveyancing practitioner based in the location that I am hoping to buy? We have a good friend who can deal with the conveyancing but they are based approximately 350kilometers away.
The benefit of a high street Thame conveyancing firm is that you can pop in to sign documents, hand in your ID and apply pressure on them if necessary. Having local Thame know how is a bonus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were happy that must outweigh using an unknown Thame conveyancing lawyer solely due to them being based in the area.