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Find a Haddenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Haddenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Haddenham conveyancing at risk of delay or failure.

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Recently asked questions about conveyancing in Haddenham

At what point will exchange of contracts happen for purchase conveyancing in Haddenham and do I need to be at the conveyancers branch?

Where you are near to one of the conveyancing solicitors in Haddenham you are welcome to come in to sign the paperwork. However, the firms we recommend supply a nationwide conveyancing service and provide just as comprehensive and professional a job for you when dealing with you digitally. The executing of the purchase agreement is not when everything is set in stone. A signed contract is necessary for the conveyancer to address the formalities when the time is right, which will usually be very shortly after signing. The procedure is nowadays normally dealt with by telephone and can be very rapid, although where a long "chain" is involved, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Haddenham)to be in the office at the appropriate time.

I am helping my step-mother sell her flat in Haddenham. Will the conveyancer commission an energy assessment or it is for me to coordinate?

Following the demise of HIPs, energy assessments was left as a compulsory element of moving house. An energy performance certificate must be commissioned prior to the property being marketed. It is not a task that law firms normally arrange. Where you are instructing a Haddenham conveyancing solicitor they may be willing to arrange energy assessments given their relationships with long established local accredited person

I'm in the process of viewing apartments in Haddenham and I am about to put in an offer. Should I already have a solicitor in place at this stage? I am planning to take a mortgage with Leeds Building Society.

You should start requesting conveyancing quotes from solicitors ASAP. After you have chosen your lawyer and once your offer is accepted you can instruct them to work for you and forward their details on to the selling agent. Given that you are taking out a mortgage with Leeds Building Society, make sure you remember to check that your lawyer is on the Leeds Building Society conveyancing panel.

Planning on purchasing a house in Haddenham. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Haddenham conveyancing practitioner is on the Aldermore conveyancing panel.

Me and my brother have a terraced Victorian house in Haddenham. Conveyancing lawyer acted for me and Chelsea Building Society. I happened to do a free search for it on the Land Registry database and I saw a couple of entries: the first freehold, another for leasehold with the matching property. I thought I was buying a freehold how can I check?

You need to review the Freehold register you have again and check the Charges Register as there may be mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Haddenham and other locations in the country and poses no real issues for owners other than when they buy they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the position with your conveyancing lawyer who conducted the purchase.

Due to the input of my in-laws I had a survey completed on a house in Haddenham in advance of instructing conveyancers. I have been informed that there is a flying freehold element to the house. The surveyor advised that some lenders will not issue a mortgage on such a premises.

It varies from the lender to lender. Santander has different requirements from Birmingham Midshires. If you contact us we can check with the appropriate mortgage company. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Haddenham. Conveyancing may be slightly more expensive based on your lender's requirements.

My wife and I purchased a leasehold flat in Haddenham. Conveyancing and Santander mortgage organised. A letter has just been received from someone claiming to own the reversionary interest in the property. It included a demand for arrears of ground rent dating back to 1995. The conveyancing solicitor in Haddenham who acted for me is not around. What should I do?

The first thing you should do is make enquiries of HMLR to make sure that this person is in fact the registered owner of the freehold reversion. It is not necessary to incur the fees of a Haddenham conveyancing solicitor to do this as it can be done on-line for a few pound. Rest assured that in any event, even if this is the legitimate freeholder, under the Limitation Act 1980 no more than 6 years of rent can be collected.

Haddenham Leasehold Conveyancing - Sample of Queries before Purchasing

    Can you tell me if there are any major works anticipated that could add a premium to the maintenance costs? You should be aware that where the lease has no more than eighty years it will affect the marketability of the apartment. It is worth checking with your mortgage company that they are willing to lend given the lease term. Leases with fewer than 80 years remaining means that you will probably require a lease extension sooner rather than later and it is worth finding out how much this will be. For most Haddenhamlease extensions you would be be obliged to have owned the residence for 24 months in order to be entitled to carry out a lease extension.

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Find out more about how flying freehold can affect your the value of a property.