lenderpanel

Find a Haddenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Haddenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Haddenham transaction at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Haddenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Haddenham

I plan on acquiring a flat in Haddenham. My lawyer is not on the mortgage company conveyancing list. Can I still continue with my Haddenham conveyancing solicitor even though they are not on the lender panel of approved conveyancing solicitors?

One must have a conveyancer to complete the legal work required if you need a mortgage to purchase your home. They will conduct all the necessary investigations on the property, make sure that you’re properly registered as the owner and ensure that all the required mortgage documentation is dealt with. You may select a Haddenham solicitor of your choice. Nevertheless, if the lawyer selected is not a member of the mortgage company approved list supplemental charges will be levied as separate legal representation will be need by the lender. Bank panel applications can be submitted, so if your solicitor has not historically applied for membership they should take the chance to apply.

What can a local search reveal regarding the house we're buying in Haddenham?

Haddenham conveyancing often commences with the ordering local authority searches directly from your local Authority or via a personal search organisations for instance Searchflow The local search is essential in every Haddenham conveyancing purchase; as long as you don’t want any unpleasant surprises after you move into your property. The search should reveal information on, amongst other things, details on planning applications relevant to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject areas.

I am purchasing a new build house in Haddenham with the aid of help to buy. The builders would not reduce the amount so I negotiated five thousand pounds worth of additionals instead. The property agent told me not to tell my conveyancer about this side-deal as it could affect my loan with Alliance & Leicester . Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I decided to have a survey done on a house in Haddenham before retaining lawyers. I have been told that there is a flying freehold aspect to the property. The surveyor advised that some mortgage companies tend refuse to give a mortgage on this type of property.

It varies from the lender to lender. Santander has different instructions for example to Halifax. If you e-mail us we can check via the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Haddenham. Conveyancing may be slightly more expensive based on your lender's requirements.

My husband and I are novice buyers - agreed a price, yet the estate agent told us that the owners will only move forward if we use the agent's recommended lawyers as they are insisting on an ‘expedited deal’. We would rather use a high street conveyancer accustomed to conveyancing in Haddenham

We suspect that the seller is unaware of this request. Should the seller desire ‘a quick sale', taking such a hostile approach to a serious buyer is counter productive. Speak to the owners direct and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with finances arranged © you do not need to sell (d) you intend to proceed fast (e)but you intend to appoint your preferred Haddenham conveyancing firm - rather thanthose that will provide their negotiator at the agency a commission or hit his conveyancing thresholds pre-set by corporate headquarters.

Last updated

Find out more about how flying freehold can affect your the value of a property.