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Find a Haddenham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Haddenham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Haddenham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Haddenham conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Haddenham

My husband and I are purchasing a 3 bedroom flat in Haddenham with a mortgage. We have a Haddenham lawyer, however the bank says he's not on their "panel". It seems we have little option but to use one of the bank panel firms or retain our Haddenham solicitor and pay for one of their panel firms to act for them. We regard this is inequitable; can we not insist that the mortgage company use our Haddenham solicitor ?

Unfortunately,no. The mortgage offered to you is subject to its terms and conditions, one of which will be that lawyers will on the bank’s conveyancing panel. Until recently, most lenders had large numbers of law firms on their panels: a borrower could choose one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your Haddenham conveyancing lawyer to apply to be on the conveyancing panel.

I have an AIP. The lender mentioned the mortgage came with free conveyancing. Is the implication that I have to appoint their panel conveyancer as I would much rather instruct a high street conveyancing solicitor in Haddenham?

Do check but the chances are that appoint one of their panel conveyancers should you accept the "fee-free" incentive. Contact the lender and determine if they make available a cash alternative. Some mortgage companies have previously offered a £250 cashback as a further option in which case that money can go towards the cost for your conveyancing solicitor in Haddenham.

three months have elapsed since my purchase conveyancing in Haddenham completed. I have checked the Land Registry site which shows that I paid £200,000 when infact I paid £180,000. Why the discrepancy?

The price paid figure is taken from the application to register the purchase. It is the figure included in the Transfer (the legal deed which transfers the asset from one person to the other) and referred to as the 'consideration' or purchase price. You can report an error in the price paid figure using the LR online form. In most cases errors result from typos so at first glance the figure. Do report it so they can double check and advise.

Yesterday I discovered that there is a flying freehold element on a house I have offered on last month in what should have been a simple, chain free conveyancing. Haddenham is the location of the property. Can you shed any light on this issue?

Flying freeholds in Haddenham are not the norm but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Haddenham you must be sure that your lawyer goes through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Haddenham may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.

Whilst your website is a good idea there are many lawyers listed near Haddenham being on the lender conveyancing panel. Can you recommend a specific firm on the bank approved panel?

We do not recommend specific Haddenham firms as the right Haddenham conveyancing solicitor for you depends on where your priorities lie. For example you may require a local firm with Haddenham knowledge or you might be looking for the low cost conveyancing. Before you appoint your lawyer we advise you to speak to two or three of the the firms listed to gain comfort as to which one is right for you..

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Find out more about how flying freehold can affect your the value of a property.