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Recently asked questions about conveyancing in Haddenham

Should our conveyancer be asking questions about flooding as part of the conveyancing in Haddenham.

The risk of flooding is if increasing concern for solicitors dealing with homes in Haddenham. Some people will buy a property in Haddenham, fully expectant that at some time, it may suffer from flooding. However, aside from the physical damage, where a house is at risk of flooding, it may be difficult to get a mortgage, satisfactory building insurance, or sell the premises. Steps can be carried out during the course of a house purchase to forewarn the purchaser.

Lawyers are not qualified to impart advice on flood risk, however there are a various checks that can be undertaken by the buyer or on a buyer’s behalf which should figure out the risks in Haddenham. The conventional set of property information forms sent to a purchaser’s solicitor (where the solicitors are adopting what is known as the Conveyancing Protocol) incorporates a usual inquiry of the seller to find out whether the property has ever been flooded. If the property has been flooded in past which is not disclosed by the seller, then a purchaser could commence a claim for damages resulting from an incorrect reply. A buyer’s lawyers may also carry out an environmental report. This should higlight whether there is any known flood risk. If so, more detailed investigations should be conducted.

Just bought a terraced house in Haddenham , What is the estimated time for the Land Registry to register my ownership? My Haddenham conveyancing solicitor works at snail pace, so I want to be sure the land registry aspects are dealt with.

There is nothing unique when it comes to conveyancing in Haddenham registration formalities. As opposed to being determined by geographic area, timescales can vary depending on who lodges the application, whether there are errors and if the Land registry have to notify any interested parties. At present in the region of three quarters of submission are completed within two weeks but some can be subject to longer delays. Historically registration is effected after the buyer has moved in to the property therefore registration formalities is not typically primary concern yet where there is a degree of urgency associated with the registration then you or your solicitor can contact the land registry and explain the circumstances.

I have been on the look out for a flat up to £245,000 and identified one near me in Haddenham I like with amenity areas and station in the vicinity, however it's only got 49 years unexpired on the lease. I can't really find anything else in Haddenham for this price, so just wondered if I would be making a mistake buying a short lease?

Should you require a mortgage the shortness of the lease will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the current owner has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the current lease term and have £0 ground rent by law. You should consult your conveyancing solicitor concerning this matter.

Should I instruct a Haddenham conveyancing practitioner who is local to the property I am purchasing? An old friend can execute the legal work but his firm is located 200miles away.

The benefit of a high street Haddenham conveyancing practice is that you can pop in to execute paperwork, deliver your identification documents and apply pressure on them where appropriate. Having local Haddenham know how is a benefit. That being said nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and they were happy that must trump using an unfamiliar Haddenham conveyancing lawyer just because they are round the corner.

Helen (my wife) and I may need to let out our Haddenham basement flat temporarily due to taking a sabbatical. We used a Haddenham conveyancing practice in 2003 but they have closed and we did not think at the time seek any advice as to whether the lease permits subletting. How do we find out?

Notwithstanding that your last Haddenham conveyancing solicitor is not available you can review your lease to see if you are permitted to let out the premises. The accepted inference is that if the lease is non-specific, subletting is allowed. Quite often there is a prerequisite that you need to obtain permission via your landlord or some other party in advance of subletting. The net result is that you cannot sublet in the absence of prior consent. Such consent is not allowed to be unreasonably refused ore delayed. If the lease does not allow you to sublet you will need to ask your landlord if they are willing to waive this restriction.

Haddenham Leasehold Conveyancing - Sample of Questions you should consider Prior to Purchasing

    How much is the service charge and ground rent on the flat? It would be wise to discover as much as you can about the managing agents as they will impact your use and enjoyment of the property. Being a leasehold owner you are frequently at the mercy of the managing agents from a financial perspective and when it comes to daily matters like the cleanliness of the common parts. You should not be afraid to ask other tenants what they think of their service. Finally, investigate as to the dates that the maintenance charges are due to the managing agents and specifically what you get for your money. Most Haddenham leasehold flats will have a service charge for the upkeep of the building set on behalf of the landlord. Where you buy the apartment you will have to pay this contribution, usually periodically throughout the year. This may differ from a few hundred pounds to thousands of pounds for blocks with lifts and large common areas. There will also be a rentcharge to be met annual, this is usually not a significant figure, say about £25-£75 but you should to enquire it because on occasion it could be surprisingly expensive.

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