I'm in the process of porting my existing standard loan to a BTL TSB mortgage. I was told by my mortgage that I must appoint a solicitor as part of the process. I spoke to the same Chinnor conveyancing solicitor who dealt with the legals when I originally purchased the house. The costs illustration they've given of £470 has surprised me as I am not require purchase conveyancing - it’s simply a bog-standard refinance.

The estimate does seem a little on the high side. If you shop around you may be able to decrease the fees marginally by perhaps £100 plus VAT. On the other hand, assuming were happy with the legal work the firm offered you maycome to rue opting for an a cheaper lawyer. Remember to ensure that the conveyancer can act for TSB. You can employ our search tool to find a Chinnor conveyancing firm on the TSB member panel, which can often include conveyancing solicitors in Chinnor.

As someone with no idea as to conveyancing in Chinnor what’s the number one tip you can impart for the legal transfer of property in Chinnor

You may not hear this from too many lawyers but conveyancing in Chinnor and elsewhere in England and Wales is an adversarial process. In other words, when it comes to conveyancing there is an abundance of room for friction between you and other parties involved in the ownership transfer. For instance, the seller, estate agent and even potentially your mortgage company. Selecting a lawyer for your conveyancing in Chinnor an important selection as your conveyancer is your adviser, and is the ONE party in the legal process whose interest is to look after your best interests and to protect you.

On occasion a potential adversary will try and persuade you that you should follow their advice. For example, the estate agent may claim to be helping by suggesting your lawyer is dragging his heels. Or your mortgage broker may advise you to do take action that is against your lawyers advice. You should always trust your lawyer above all other parties when it comes to the legal transfer of property.

Should my conveyancer be raising enquiries about flooding as part of the conveyancing in Chinnor.

The risk of flooding is if increasing concern for conveyancers conducting conveyancing in Chinnor. There are those who acquire a house in Chinnor, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, if a house is at risk of flooding, it may be difficult to obtain a mortgage, satisfactory insurance cover, or dispose of the premises. There are steps that can be taken as part of the conveyancing process to forewarn the buyer.

Conveyancers are not qualified to offer advice on flood risk, but there are a number of checks that may be initiated by the purchaser or by their conveyancers which can figure out the risks in Chinnor. The conventional set of information sent to a purchaser’s solicitor (where the Conveyancing Protocol is adopted) incorporates a usual inquiry of the vendor to determine whether the premises has ever been flooded. If flooding has previously occurred which is not notified by the owner, then a buyer may commence a legal claim for losses resulting from an misleading response. A purchaser’s solicitors may also carry out an enviro report. This should indicate if there is any known flood risk. If so, additional investigations should be conducted.

I have justdiscovered that Arc property Solicitors have been shut down. They conducted my conveyancing in Chinnor for a purchase of a leasehold flat 12 months ago. How can I establish that the property is not still registered in the name of the previous owner?

The quickest way to see if the property is in your name, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Chinnor conveyancing specialists.

What does commercial conveyancing in Chinnor cover?

Non domestic conveyancing in Chinnor covers a wide range of guidance, supplied by qualified solicitors, relating to business premises. For instance, this type of conveyancing can cover the sale or purchase of freehold business premises or, more commonly, the assignment of existing business tenancies or the drafting of new leasing arrangements. Commercial conveyancing solicitors can also offer advice on the sale of business assets, commercial mortgages and the termination of leases.