Are there restrictive covenants that are commonly picked up as part of conveyancing in Chinnor?
Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in Chinnor. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’
Due to the guidance of my in-laws I had a survey completed on a property in Chinnor prior to appointing lawyers. I have been advised that there is a flying freehold overhang to the house. The surveyor has said that some lenders will refuse to grant a mortgage on such a property.
It varies from the lender to lender. Lloyds has different requirements from Nationwide. If you call us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are used to dealing with flying freeholds in Chinnor. Conveyancing will be smoother if you use a solicitor in Chinnor especially if they are acquainted with such properties in Chinnor.
I'm converting the mortgage on my current house to a BTL mortgage with and intend to use the remaining equity towards further house. The neighborhood we are talking about is Chinnor. Will your conveyancers be able to act for both sets of mortgage companies and tie in the transactions?
Make use of our search tool on this page to check that the lawyers are approved by both mortgage companies. Having checked that they are your lawyer will be able to simultaneously deal with the two conveyancing matters but you should have a chat with you conveyancer and communicate your desired outcome and requirements.
My husband and I are novice buyers - had an offer accepted, but the property agent informed us that the seller will only move forward if we appoint their recommended solicitors as they are insisting on an ‘expedited deal’. Our preferred option is to instruct a local solicitor who is familiar with conveyancing in Chinnor
We suspect that the seller is unaware of this ultimatum. Should the vendor require ‘a quick sale', turning down a genuine purchaser is is going to put the whole deal at risk. Try to communicate with the vendors directly and make the point that (a)you are motivated buyers (b)you are ready to progress, with finances arranged © you do not need to sell (d) you wish to move quickly (e)however you will continue to use your preferred Chinnor conveyancing firm - not the ones that will give their negotiator at the agency a referral fee or achieve conveyancing figures pre-set by HQ.
Our solicitor in Chinnor is asking me for proof of ID documents saying that this forms part of his requirements as a conveyancer on the bank Solicitor panel. This is news to me - can I refuse?
Due to Money Laundering Regulations your conveyancing lawyer is duty bound to confirm positively your identification when entering into a business relationship with you. It is a criminal offence if your lawyer not do this. If you do not provide ID early in the transaction the solicitor must refuse to act for you. It’s unlikely a lawyer will turn you away if you come to the first meeting without relevant ID but you will have to produce it at some point so you might as well bring it with you to the initial meeting so the lawyer can tick the ID verification box and start sorting out the conveyancing straight away. If you are getting a mortgage, your lawyer also has to check ID documents to satisfy the lender. This is not unique to conveyancing in Chinnor