Last October we completed a house move in Woodcote. We have since encountered a number of issues with the property which we believe were overlooked in the conveyancing searches. What action can we take? What searches should? have been ordered for conveyancing in Woodcote?

It is not clear from the question as to the nature of the problems and if they are relate to conveyancing in Woodcote. Conveyancing searches and due diligence undertaken during the legal transfer of property are designed to help avoid problems. As part of the process, a property owner fills in a document known as a SPIF. If the information ends up being inaccurate, you may have a misrepresentation claim against the seller for any losses that you have suffered. The survey should have identified any problems with the structure of the property. Assuming a detailed survey was carried out and the issues were not identified, you may have a claim against the surveyor. However, if you did not have a full survey, you may be responsible for fixing any defects that have now been noted. We would always encourage buyers to take every possible step to ensure they are completely aware of the condition of a property before purchase regardless of whether they are buying in Woodcote.

What can a local search tell me about the property my wife and I buying in Woodcote?

Woodcote conveyancing often starts with the ordering local authority searches directly from your local Authority or via a personal search organisations such as Searchflow The local search is essential in every Woodcote conveyancing purchase; that is if you wish to avoid any unpleasant once you have moved into your property. The search will reveal data on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic sections.

I am purchasing my first flat in Woodcote with a loan from Bank of Ireland. The builders would not move on the amount so I negotiated five thousand pounds worth of additionals instead. The property agent suggested that I not disclose to my lawyer about the deal as it would affect my mortgage with the lender. Should I keep quiet?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Given that I am about to part with 450k on 3 bedroom house in Woodcote I wish to talk to a lawyer concerning thehouse move prior to appointing the firm. Can this be arranged?

Absolutely - we would be happy to talk to you we do not take any clients on without you liaising with the lawyer due to be doing your conveyancing in Woodcote.There is no ‘factory style conveyancing’ - every client is unique individual, not a case reference. The law firms that we put you in touch with believe that the fees you are quoted for your conveyancing in Woodcote should be the amount on the final invoice that you end up paying.

As a leasehold owner I am on the hook for a service charge for my appartment in Woodcote. As a result of flawed financial planning I slipped behind with remittance. I negotiated a clearance plan but there is still around £2000 outstanding at the current time.

I want to sell and I am nervous that this can threaten to derail the sale if I have to discharge the arrears in advance. Do I have to settle before - is this possible?

Do clarify with the solicitor dealing with your Woodcote conveyancing but it might be possible to arrange for the debt to be transferred to the purchasers. The purchase price they pay would be adjusted to reflect the amount of debt they take on. They would then deal with the fees post completion of the purchase.