I am considering applying for a Aldermore mortgage for purchase of a newly converted (under development) in Pangbourne with 60% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for Aldermore ?

In theory, you could use a solicitor that is not on the Aldermore conveyancing panel, but Aldermore would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.

I got the keys to my home on 8 July and the transaction details are still not registered. Need I be worried? My conveyancing solicitor in Pangbourne expressed confidence that it would be formalised inside ten days. Are properties in Pangbourne particularly slow to register?

As far as conveyancing in Pangbourne is concerned, registration is no faster or slower than the rest of England and Wales. As opposed to being determined by geographic area, timescales can adjust according to the party submitting the application, whether there are errors and if the Land registry need to notify any interested persons or bodies. At present approximately 80% of such applications are completed within 12 days but occasionally there can be extensive hold-ups. Historically registration takes place after the buyer has moved in to the property so post completion formalities is not typically top priority yet if there is a degree of urgency associated with the registration then you or your conveyancer should communicate with the Registry to express the reasoning for the application to be prioritised.

How does conveyancing in Pangbourne differ for newly converted properties?

Most buyers of new build property in Pangbourne approach us having been asked by the developer to sign contracts and commit to the purchase even before the house is built. This is because new home sellers in Pangbourne tend to buy the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Pangbourne or who has acted in the same development.

My uncle has recommend that I appoint his lawyers for conveyancing in Pangbourne. Do I follow his advice?

Much as we are happy to recommend a Pangbourne conveyancing lawyer it’s preferable to find a conveyancing practitioner is to have feedback from friends or relatives who have actually used the firm that you are contemplating using.

We are about to acquiring a flat in Pangbourne. Can our solicitor keep our transaction price private from the likes of Rightmove. How do I make sure this is not revealed?

HMLR as a matter of law required to disclose price sold information on the official title for residential properties nationwide including properties in Pangbourne. The Title Register is an open document, so HM Land Registry would be breaching their statutory duty excluded specific properties such as the one in Pangbourne.

You can ask HM Land Registry to hide the price paid data but the response would be in the negative.