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Find a Pangbourne Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pangbourne? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pangbourne home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Pangbourne conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Pangbourne

The Pangbourne conveyancing solicitors that I recently instructed on my house acquisition in Pangbourne have without warning shut down. I only went with them because I needed a solicitor on the Skipton conveyancing panel and my previous Pangbourne lawyer was not. I issued them a cheque for two hundred pounds in advance. What are my options?

Assuming that you have an Estate Agent in the equation then let them know immediately so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Skipton conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new solicitors may be able to assist.

This question may be naive but I am new to the house moving as a first time purchaser of a garden flat in Pangbourne. Do I collect the keys to the house on completion from my lawyer? If so, I will instruct a High Street conveyancing solicitor in Pangbourne?

There is no need to visit the lawyers office on the day of completion. Your solicitors will transfer the purchase money to the vendor’s conveyancers, and shortly after the monies have arrived, you should be able to collect the keys from the Estate Agents and move into your new home. This tends to happen between 1 and 3pm.

The mortgage over my property is with Nationwide for my property in Pangbourne. Conveyancing was finalised months ago. If I am intending to rent out the flat and do not currently have a buy-to-let mortgage do I need to remortgage to a buy-to-let mortgage or inform Nationwide?

Nationwide must be informed of your intention in advance of renting your property as this is likely to be a breach of Nationwide’s mortgage conditions. In many cases banks or building societies will permit you to let out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Nationwide directly. It should not be necessary to do this via a Nationwide conveyancing panel solicitor.

Intending to buy a flat in Pangbourne. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Lloyds conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Pangbourne solicitor is on the Lloyds conveyancing panel.

What can a local search reveal about the house I am buying in Pangbourne?

Pangbourne conveyancing often starts with the submitting local authority searches directly from your local Authority or through a personal search company for example PSG The local search plays a central part in most Pangbourne conveyancing purchase; that is if you wish to avoid any nasty once you have moved into your new home. The search should provide information on, amongst other things, details on planning applications applicable to the premises (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of thirteen topic headings.

Me and my brother purchased a semi-detached Georgian property in Pangbourne. Conveyancing solicitor acted for me and HSBC Bank. I did a free Land Registry search last week and there are two entries: the first freehold, the second leasehold with the exact same property. Is it worth asking HSBC Bank to clarify?

You should assess the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered proprietor of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Pangbourne and other areas of the country and poses no real issues for owners other than when they sell they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing lawyer who conducted the work.

I need to instruct a conveyancing solicitor for purchase conveyancing in Pangbourne. I happened to discover a site which seems to have the perfect answer If there is a chance to get all formalities done via email that would be preferable. Do I need to be concerned? What are the potential pitfalls?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

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Neighbouring Locations

Goring
Woodcote
Pangbourne
Theale
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