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Find a Calcot Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Calcot? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Calcot conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Calcot conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Calcot

What will a local search reveal regarding the house my wife and I purchasing in Calcot?

Calcot conveyancing often commences with the submitting local authority searches directly from your local Authority or through a personal search company such as Xpress Legal The local search plays a central part in many a Calcot conveyancing purchase; that is if you don’t want any nasty surprises after you move into your property. The search should reveal data on, amongst other things, details on planning applications applicable to the property (whether granted or refused), building control history, any enforcement action, restrictions on permitted development, nearby road schemes, contaminated land and radon gas; in all a total of 13 subject sections.

Me and my brother own a 4 bedroom Edwardian house in Calcot. Conveyancing lawyer represented me and HSBC Bank. I did a free Land Registry search last week and I saw a couple of entries: one for freehold, another for leasehold under the exact same address. I'd like to know for sure, how can I find out??

You need to review the Freehold register you have again and check the Charges Register for mention of a lease. The best way to be sure that you are also the registered owner of the leasehold and freehold title as well is to check (£3). It is not completely unheard of in Calcot and other areas of the country and poses no real issues for owners other than when they remortgage they have to account for both freehold and leasehold interests when dealing with mortgage companies. You can also check the situation with your conveyancing practitioner who conducted the purchase.

How does conveyancing in Calcot differ for new build properties?

Most buyers of new build premises in Calcot contact us having been asked by the seller to exchange contracts and commit to the purchase even before the property is ready to move into. This is because house builders in Calcot usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are used to new build conveyancing in Calcot or who has acted in the same development.

I have recently realised that I have Fifty years left on my flat in Calcot. I need to extend my lease but my landlord is can not be found. What are my options?

If you qualify, under the Leasehold Reform, Housing and Urban Development Act 1993 you can submit an application to the County Court for an order to dispense with the service of the initial notice. This will mean that your lease can be granted an extra 90 years by the magistrate. However, you will be required to demonstrate that you or your lawyers have done all that could be expected to track down the landlord. In some cases an enquiry agent may be helpful to carry out a search and prepare a report to be accepted by the court as evidence that the landlord can not be located. It is wise to seek advice from a conveyancer in relation to investigating the landlord’s absence and the vesting order request to the County Court overseeing Calcot.

I own a leasehold flat in Calcot, conveyancing formalities finalised 9 years ago. Can you shed any light on how much the price could be for a 90 year extension to my lease? Similar properties in Calcot with a long lease are worth £191,000. The ground rent is £55 invoiced annually. The lease ends on 21st October 2074

With 53 years left to run we estimate the premium for your lease extension to range between £27,600 and £31,800 as well as costs.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to supply a more accurate figure without more detailed due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information without first getting professional advice.

Me and my wife have recently had an offer accepted on a house and had meeting on Wednesday with Leeds Building Society for the mortgage. They warned me that when it comes to selecting a lawyer that unless they are on their approved list of solicitors then we will have to pay out an additional charge of £250+. This is because they would then have to appoint a conveyancer to act on their behalf in addition to the one we select on our behalf and we assume responsibility for their invoice. I have requested Leeds Building Society to provide me with a list so I can request estimates only from their approved lawyers but was told they dont have such a list to hand over. What would be the best way of going about this?

Ask Leeds Building Society what their panel criteria is for a conveyancer.Thereafter ask the conveyancer of your choice whether they meet the criteria and have they acted on mortgages for Leeds Building Society in the past. Where the answer to those is yes, then just clarify this with Leeds Building Society. Alternatively please use our search facility and we should be able to find you a conveyancing practitioner in Calcot on the panel for Leeds Building Society.

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