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Find a Shinfield and Arborfield Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Shinfield and Arborfield? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Shinfield and Arborfield home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Shinfield and Arborfield conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Shinfield and Arborfield

My husband and I are hoping to acquire a property in Shinfield and Arborfield and have instructed a Shinfield and Arborfield conveyancing firm. Within the past 48 hours our conveyancer has forwarded the sale agreement to be signed with a detailed report with a view to exchanging next week. National Westminster Bank have this afternoon contacted us to advise us that there is now an issue as our Shinfield and Arborfield lawyer is not on their approved list of lawyers. What do we do from here?

When purchasing a property with mortgage finance it is standard for the purchasers' solicitors to also act for the purchaser's lender. In order to act for a bank or building society a law firm has to be on that lender's conveyancing panel. An application has to be made by the law firm to the lender to become a member of the lender's panel and there are increasingly strict criteria which the firm has to satisfy and indeed some lenders now require their panel members to be part of the Law Society’s Conveyancing Quality Scheme. Your solicitor should contact your lender and see if they can apply for membership of their conveyancing panel, but if that is not viable they will instruct their own solicitors to act. You don't have to instruct a firm on the lender’s conveyancing panel and you may continue to use your own Shinfield and Arborfield solicitors, in which case it will likely add costs, and it may delay matters as you are adding another lawyer into the mix.

My apartment in Shinfield and Arborfield is up for sale and I have a purchaser. Will the conveyancing practitioner have to be on the Nottingham conveyancing panel in order to deal with repayment of my mortgage?

Ordinarily, even if your lawyer is not on the Nottingham conveyancing panel they can still act for you on your sale. It might be that the lender will not release the original deeds (if applicable and increasingly irrelevant) until after the mortgage is paid off. You should speak to your lawyer directly before you start the process though to ensure that there is no problem as lenders are changing their panel criteria fairly frequently currently.

I decided to have a survey done on a property in Shinfield and Arborfield ahead of instructing conveyancers. I have been informed that there is a flying freehold element to the property. The surveyor has said that some lenders may not issue a mortgage on such a home.

It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to call us we can investigate further via the relevant mortgage company. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Shinfield and Arborfield. Conveyancing may be slightly more expensive based on your lender's requirements.

Are there any apps to assist me to locate a Shinfield and Arborfield law firm on the Halifax conveyancing panel? I am a keen cyclist and am prepared to travel upto 25kilometers to meet the conveyancer.

Feel free to make use of the search on this page. Please choose the lender and your location and you will see a number of Shinfield and Arborfield conveyancing lawyers locally. We have detailed some Shinfield and Arborfield conveyancing firms at the bottom of this page and you can telephone them to see whether they are on the Halifax approved list

Can you offer any advice when it comes to finding a Shinfield and Arborfield conveyancing practice to carry out our lease extension conveyancing?

When appointing a solicitor for lease extension works (regardless if they are a Shinfield and Arborfield conveyancing firm) it is most important that he or she should be familiar with the legislation and specialises in this area of conveyancing. We advise that you talk with several firms including non Shinfield and Arborfield conveyancing practices before you instructing a firm. If the firm is ALEP accredited then so much the better. The following questions could be useful:

    What are the legal fees for lease extension work? Can they put you in touch with clients in Shinfield and Arborfield who can give a testimonial?

Leasehold Conveyancing in Shinfield and Arborfield - Sample of Questions you should ask Prior to Purchasing

    What prohibitions are there in the Shinfield and Arborfield Lease? Many Shinfield and Arborfield leasehold apartments will incur a service charge for maintenance of the building levied by the landlord. Where you buy the apartment you will have to pay this liability, usually quarterly accross the year. This can be anything from two or three hundred pounds to thousands of pounds for blocks with lifts and large common areas. In all likelihood there will be a rentcharge for you to pay yearly, normally this is not a large figure, say approximately £50-£100 but you should to enquire it because occasionally it could be many hundreds of pounds.

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Find out more about how flying freehold can affect your the value of a property.