Do lenders provide you with an approved list of Mortimer conveyancing solicitors? How do you know who is on the Principality conveyancing panel?
Mortimer conveyancing firms themselves provide us confirmation that they are on the Principality conveyancing panel as opposed to being supplied with a list from Principality directly.
My wife and I are purchasing a flat in Mortimer. I might seem paranoid but how we can trust a conveyancer? On completion day we will need to put money into their account. What is the protection we have from them run away with our money?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
I am due to exchange contracts on my apartment. I had a double glazing fitted in June 2007, but did not receive a FENSA certificate or Building Regulation Certificate. My purchaser’s lender, Bank of Ireland are being problematic. The Mortimer solicitor who is on the Bank of Ireland conveyancing panel is recommending indemnity insurance as a solution but Bank of Ireland are requiring a building regulation certificate. Why do Bank of Ireland have a conveyancing panel if they don't accept advice from them?
It is probably the case that Bank of Ireland have referred the matter to their valuer. The reason why Bank of Ireland may not want to accept indemnity insurance is because it does not give them any reassurance that the double glazing was correctly and safely installed. The indemnity insurance merely protects against enforcement action which is very unlikely anyway.
My offer was accepted on a house in Mortimer on 5/8/2022, valuation was booked five days after, all came back fine. Conveyancer appointed, so all that was missing was my mortgage offer. Having made daily calls to Coventry BS and chasing them on my offer, I have now been told that my offer will not be issued unless the lawyer is on the Coventry BS conveyancing panel. Are Coventry BS entitled to hold back the Mortgage pending the lawyer being on the approved list?
Mortgage companies tend not to not issue a mortgage until they have details of a lawyer on their panel. It can take a few weeks for Coventry BS to deal with your lawyer's application to be on the Coventry BS conveyancing panel. There's no guarantee that your solicitor will be accepted.
Due to the input of my in-laws I had a survey completed on a house in Mortimer in advance of appointing conveyancers. I have been informed that there is a flying freehold aspect to the property. Our surveyor advised that some mortgage companies tend refuse to issue a loan on such a property.
It depends who your proposed lender is. Lloyds has different requirements for example to Halifax. Should you wish to telephone us we can investigate further with the appropriate lender. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Mortimer. Conveyancing may be slightly more expensive based on your lender's requirements.
Hoping to buy a property located in Mortimer and I am already nervous. I couldn't find anything specific about Mortimer. Conveyancing will be needed in due course but do you know about the Mortimer area? or perhaps some other tips you can share?
Rather than looking online forget looking online you should go and have a look at Mortimer. In the meantime here are some basic statistics that we found
Are you able to shed any light on the nature of conveyancing provided by Mortimer conveyancing solicitors?
The majority of Mortimer conveyancing companies manage to conduct various legal advice to domestic and rural land owners, sellers, investors, freeholders and tenants such as:
Standard residential sale conveyancing in Mortimer and nationwide
House purchase conveyancing in Mortimer and countrywide
Property related matters arising from relationship breakdown. Staircasing and Equity Loan Redemption Shariah Compliant Islamic Conveyancing Advice on Energy Performance Certificates