When can the exchange of contracts occur in domestic conveyancing in Mortimer and am I required to attend the conveyancers branch?

Where you are in close proximity to one of the conveyancing solicitors in Mortimer you are welcome to attend to sign the paperwork. However, the firms we work with provide countrywide coverage for conveyancing and give as equally comprehensive and professional a job for you when communicating with you digitally. The executing of the sale agreement is not the important part. Signing on the dotted line simply enables the firm to address the formalities when the time is right, which is ordinarily shortly after signing. The exchange process is nowadays normally dealt with by telephone and can be very rapid, although where a lengthy "chain" is in the mix, since the process requires the relevant party's solicitor (not necessarily a conveyancing solicitor in Mortimer)to be in the office at the appropriate time.

The Mortimer conveyancing firm that just started acting on my house acquisition in Mortimer have suddenly shut down. I only went with them because I needed a firm on the Clydesdale conveyancing panel and my previous Mortimer lawyer was not. I gave my credit card details for them to take one hundred and fifty pounds for searches. What do I do now?

Assuming that you have an Estate Agent in the equation then inform them straight away so that they advise the vendors that there may be a slight delay due to reasons beyond your control. Most sellers would be sympathetic and urge their lawyer to send a new set of papers to your new solicitors. You should appoint new lawyers that are on the Clydesdale conveyancing panel and notify the lender. If you have paid over any money, it will hopefully be held by the SRA as money in an intervened firm's bank accounts is transferred to the SRA. Then, the SRA or the intervention agent looks at the intervened firm's accounts to work out who the money belongs to. To claim your money you will need to contact the SRA. If the SRA cannot return money you are owed from the firm's bank accounts, or if they can only return part of the money, you can apply to the Compensation Fund for a grant. Your new lawyers may be able to assist.

Do I find a Licenced Conveyancer or Solicitor for conveyancing in Mortimer?

There are many registered licenced Conveyancers in Mortimer and Solicitor practices in Mortimer who provide Conveyancing services We would stress that both are regulated professionals specialising in the legal work in transferring property. They may both also handle other property legal work such as remortgage conveyancing, enfranchisement and transfer of equity conveyancing.

I am assisting my sister sell her property in Mortimer. Will the conveyancing solicitor commission the EPC or it is for me to see to?

After the demise of Home Packs, energy performance certificates was maintained a required part of selling a house. An energy assessment needs to be commissioned in advance of the property being placed on the market. It is not a task that conveyancers ordinarily organise. If you are using a Mortimer conveyancing solicitor they may be willing to arrange energy assessments given their contacts with long established Mortimer assessors

I am the single beneficiary of my late mum's estate and I have everything in my name alone, including the house in Mortimer. The Mortimer property was put into my name in September. I now wish to sell up. I do know about the CML 6 month 'rule', meaning my proprietorship may be treated the same way as if I'd bought the property in September. Do I have to wait 6 months to sell?

The Council of Mortgage Lenders’ handbook instructs conveyancers to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you might be affected by that. How sensible a view banks take of it, depend on the mortgage company as this provision primarily exists to identify the purchase and immediately sell or the wholesaling and assigning of property.

Last May I purchased a leasehold house in Mortimer. Do I have any liability for service charges for periods before completion of my purchase?

Where the service charge has already been demanded from the previous lessee and they have not paid you would not usually be personally liable for the arrears. However, your landlord may still be able to take action to forfeit the lease. A critical element of leasehold conveyancing for your conveyancer to ensure to have an up to date clear service charge receipt before completion of your purchase. If you have a mortgage this is likely to be a requirement of your lender.

If you purchase part way through an accounting year you may be liable for charges not yet demanded even if they relate to a period prior to your purchase. In such circumstances your conveyancer would normally arrange for the seller to set aside some money to cover their part of the period (usually called a service charge retention).

I purchased a 2 bed flat in Mortimer, conveyancing having been completed 9 years ago. Can you give me give me an indication of the likely cost of a lease extension? Similar properties in Mortimer with a long lease are worth £171,000. The ground rent is £50 charged once a year. The lease finishes on 21st October 2104

You have 79 years remaining on your lease we estimate the price of your lease extension to be between £8,600 and £9,800 as well as professional fees.

The suggested premium range above a general guide to costs for extending a lease, but we cannot give you the actual costs in the absence of comprehensive due diligence. You should not use the figures in tribunal or court proceedings. There may be other concerns that need to be taken into account and clearly you should be as accurate as possible in your negotiations. You should not take any other action based on this information before seeking the advice of a professional.

I am buying a flat and require a conveyancing solicitor in Mortimer who is on the mortgage company solicitor panel. Can you recommend a Mortimer or local Mortimer solicitor?

Our service is limited to being a directory service for firms who wish to listed as being on the approved conveyancing panel for the mortgage company who carry out conveyancing in Mortimer. We dont recommend any particular conveyancing practice.