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Find a Mortimer Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Mortimer? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Mortimer home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Mortimer conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Mortimer

The formalities of my purchase has taken place for my property in Mortimer. Conveyancing was of an acceptable standard but I would like to complain about the lender. How do I make a complaint?

Almost all lenders have complaints procedures. Your first point of contact should be one of the lender’s branches or the Customer Services Department at head office. Ordinarily complaints to a lender are sorted out effectively and efficiently. If you feel the matter is not resolved you can write to Financial Ombudsman Service, South Quay Plaza, 183 Marsh Wall, London E14 9SR who will take matters further.

About to purchase maisonette in Mortimer. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Lender if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Aldermore conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the Mortimer conveyancer is on the Aldermore conveyancing panel.

I have instructed a Mortimer lawyer having checked that they are on the Nottingham conveyancing panel. Does my lawyer arrange the survey of the property?

Nottingham will need an independent valuation of the property. Your lawyer will not arrange this. Usually Nottingham will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Mortimer postcode. As you are getting a mortgage with Nottingham, you could contact them to see if they have a list of approved surveyors in Mortimer.

I'm buying my first flat in Mortimer with a mortgage from Platform Home Loans Ltd. The builders refused to budge the amount so I negotiated £7000 of additionals instead. The property agent advised me not inform my lawyer about this deal as it will adversely affect my loan with Platform Home Loans Ltd. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what should have been a straight forward, no chain conveyancing. Mortimer is the location of the property. Can you shed any light on this issue?

Flying freeholds in Mortimer are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Mortimer you would need to get your solicitor to go through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Mortimer may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I was advised by a few property agents in Mortimer to choose a conveyancer using your seach tool. What’s the financial upside for Estate Agents to recommend your site over another?

We don’t offer any commission for directing people to this site. We found it would be just too difficult to pay a commission as home movers will think, ‘How come the agent getting a kickback? Why am I not receiving any benefit too?’ So we decided to step away from that.

If all goes to plan we aim to complete our sale of a £375,000 apartment in Mortimer in 8 days. The landlords agents has quoted £384 for Landlord’s certificate, building insurance schedule and 3 years service charge statements. Is the landlord entitled to charge such fees for a leasehold conveyance in Mortimer?

Mortimer conveyancing on leasehold apartments usually involves the buyer’s solicitor submitting questions for the landlord to answer. Although the landlord is under no legal obligation to address such questions the majority will be willing to assist. They are entitled to levy a reasonable charge for answering questions or supplying documentation. There is no set fee. The average fee for the information that you are referring to is £350, in some cases it exceeds £800. The administration charge levied by the landlord must be sent together with a summary of entitlements and obligations in respect of administration fees, without which the charge is not strictly payable. Reality however dictates that one has little option but to pay whatever is requested of you if you want to complete the sale of your home.

I purchased a 1st floor flat in Mortimer, conveyancing formalities finalised half a dozen years ago. Can you let me have an estimate of the premium that my landlord can legally expect in return for granting a renewal of my lease? Similar flats in Mortimer with a long lease are worth £181,000. The average or mid-range amount of ground rent is £55 per annum. The lease ends on 21st October 2075

You have 50 years left to run we estimate the price of your lease extension to be between £31,400 and £36,200 plus legals.

The figure that we have given is a general guide to costs for extending a lease, but we are not able to provide a more accurate figure without more comprehensive due diligence. Do not use this information in tribunal or court proceedings. There are no doubt other issues that need to be taken into account and clearly you should be as accurate as possible in your negotiations. Neither should you take any other action placing reliance on this information before seeking the advice of a professional.

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Find out more about how flying freehold can affect your the value of a property.