I instructed a high street firm for my conveyancing in Oakley last week. Reviewing the Terms I seeI am liable for costs even if the dealdoes not happen. Should I ditch them and select an on-line solicitor practice promoting no move no charge conveyancing in Oakley?

It is usually a trade off in that if "No Sale No Fee" is advertised then the conveyancing charges will tend to be be higher to neutralise those cases that do not proceed. Do bear in mind that these schemes rarely protect you from expenditure for example Oakley conveyancing search charges.

We are planning to acquire a house and need a conveyancing solicitor in Oakley who is on the Lloyds conveyancing panel. Can you recommend a local solicitor?

Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Lloyds . We don't recommend any particular firms conducting conveyancing in Oakley.

I am purchasing my first flat in Oakley with a mortgage from Lloyds TSB Bank. The sellers refused to budge the amount so I negotiated 6k of additionals instead. The property agent suggested that I not disclose to my solicitor about the side-deal as it could adversely affect my mortgage with the lender. Is this normal?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

I've recently found out that there is a flying freehold issue on a house I have offered on two weeks back in what was supposed to be a quick, no chain conveyancing. Oakley is where the house is located. Can you shed any light on this issue?

Flying freeholds in Oakley are rare but are more likely to exist in relation to terraced houses. Even though you don't necessarily need a conveyancing solicitor in Oakley you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Oakley may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

I am buying a maisonette mortgage free. My lawyer has been handed with 2 distinct forms of photo ID, bank statement, multiple utility bills. Now he wants a copy from a probate lawyer stating that the money is legitimate and that it has come from inheritance and not selling fake watches.

For some years now requires conveyancing solicitors as well as banks, building societies and other financial institutes to obtain satisfactory evidence of the identity of the client. This is because solicitors who deal with money and property on behalf of their clients can be used by criminals wishing to launder money. In order to comply with the law of money laundering, your Oakley conveyancing lawyer will need to obtain evidence of your identity as as well as make sure that your funds are legitimate.