We are looking to buy a flat and need a conveyancing solicitor in Hampshire who is on the Bank of Ireland approved panel. Could you point me in the right direction as regards a conveyancing firm?
Our service is limited to being a directory service for firms who wish to be listed as being on the approved conveyancing panel for Bank of Ireland . We don't recommend any particular firms conducting conveyancing in Hampshire.
A friend advised me that if I am buying in Hampshire I should carry out a Neighbourhood, Planning and Local Amenity Search. Can you explain what the purpose of this search is?
A search of this type is usually included in the estimate for your Hampshire conveyancing searches. It is a large document of about 40 pages, listing and setting out important information about Hampshire around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Hampshire Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average Property Price, Crime details, Hampshire Education with maps and statistics, Local Amenities and other useful information regarding Hampshire.
I'm buying a new build house in Hampshire with a loan from Alliance & Leicester . The developers refused to budge the amount so I negotiated five thousand pounds worth of fixtures and fittings instead. The sale representative told me not inform my conveyancer about the extras as it would affect my mortgage with Alliance & Leicester . Is this normal?.
All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.
Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.
Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.
Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what should have been a straight forward, chain free conveyancing. Hampshire is the location of the property. Is there any guidance you can give?
Flying freeholds in Hampshire are rare but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Hampshire you must be sure that your lawyer goes through the deeds very carefully. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Hampshire may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold residence.
I am using a search engine for the words on line conveyancing in Hampshire it brings up many solicitorsin the area. How do I determine which is the suitable conveyancing solicitor for my move?
The best method of choosing a suitable conveyancer is through a personal recommendation, so ask colleagues and those you trust who have acquired a property in Hampshire or a local estate agent or financial adviser. Costs for conveyancing in Hampshire vary, so it's advisable to secure at least three fee estimates from different property lawyers. Be sure to secure confirmation that the costs are assured not to rise.