Find a Hampshire Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Hampshire? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Hampshire home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Hampshire conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Hampshire

I have just started taking steps with the intention of swapping over from my current residential loan to a BTL Bank of Ireland mortgage. I have been informed by my broker that I must appoint a solicitor for this. I had a chat my past Hampshire conveyancing solicitor who who conducted the conveyancing when I previously acquired the property. The costs illustration issued of just over five hundred pounds has taken me by surprise as its a remortgage than a sale or purchase.

The estimate fees seem a bit high. If you are content to expend time scrutinising prices you might trim some of the cost by as much as a hundred pounds. That being said, assuming were happy with the conveyancing the firm gave you maylive to regret opting for an an untested solicitor. Remember to enquire that the solicitor can also act for Bank of Ireland. You can utilise our search tool to locate a Hampshire conveyancing firm on the Bank of Ireland approved list of lawyers, which can often include conveyancing solicitors in Hampshire.

We hope to to purchase with Darlington Building Society. I dropped in a few local companies yet cant to find a Hampshire conveyancing firm on the Darlington Building Society panel. Please you help?

You should take advantage of the search tool on this site. Please choose the mortgage company and type Hampshire or your location and you will discover a number of lawyer offices in Hampshire or by proximity to you.

Will our conveyancer be asking questions regarding flooding as part of the conveyancing in Hampshire.

The risk of flooding is if increasing concern for lawyers conducting conveyancing in Hampshire. Some people will buy a property in Hampshire, fully aware that at some time, it may be flooded. However, leaving to one side the physical destruction, if a property is at risk of flooding, it may be difficult to get a mortgage, suitable building insurance, or sell the property. Steps can be carried out as part of the conveyancing process to forewarn the buyer.

Solicitors are not best placed to impart advice on flood risk, however there are a numerous checks that can be undertaken by the purchaser or on a buyer’s behalf which will figure out the risks in Hampshire. The conventional set of information supplied to a buyer’s conveyancer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a standard inquiry of the vendor to find out whether the property has ever been flooded. In the event that flooding has previously occurred which is not notified by the owner, then a buyer could issue a compensation claim stemming from an misleading answer. The purchaser’s solicitors may also order an enviro search. This should reveal whether there is a recorded flood risk. If so, additional investigations will need to be initiated.

Are there restrictive covenants that are commonly picked up during conveyancing in Hampshire?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the legal transfer of property in Hampshire. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am tempted by the attractive purchase price for a couple of maisonettes in Hampshire which have in the region of 50 years left on the lease term. Should I regard a short lease as a deal breaker?

A lease is a legal document that entitles you to use the property for a period of time. As the lease shortens the value of the lease reduces and results in it becoming more costly to acquire a lease extension. For this reason it is often a good idea to extend the lease term. It is often difficulties arise selling premises with a short lease because mortgage lenders less inclined to grant a loan on such properties. Lease extension can be a difficult process. We advise that you seek professional help from a conveyancer and surveyor with experience in this area.

Leasehold Conveyancing in Hampshire - Sample of Queries Prior to Purchasing

    The prefered form of lease arrangement is a share of the freehold. In this scenario the leaseholders enjoy control and notwithstanding that a managing agent is usually employed if the building is bigger than a house conversion, the managing agent is directed by the tenants. How much is the ground rent and service charge? Is anyone aware of any major works in the planning that will increase the maintenance charges?

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