Having been told to check out your site we were going to use a conveyancing solicitor in Hampshire endorsed using your comparison tool but have come across some other quotes via the web look cheaper – why is this?

One can find numerous conveyancing organisations advertising alleged cheap conveyancing, but supplementalcharges result in the final bill being escalated. Conveyancers are obliged to make sure that charges outlined in terms of engagement should be honest and reasonable raised The conveyancers that we put forward for conveyancing in Hampshire set out all legal fees for the property you intend topurchase.

We previously instructed conveyancers based in Hampshire on the Principality solicitor panel. They are now charging me a supplemental fee for handling the Principality mortgage. Is this an additional conveyancing fee specified by Principality?

As unfair as it may seem, as long as it’s in their Terms of Engagement or estimate then yes your solicitor is entitled to charge a fee for this. This charge is not set by Principality but by your Hampshire property lawyer. Plenty of firms on the Principality panel will levy ’dealing with mortgage’ fee but some firms incorporate it on their overall fee.

I have today made my last payment due on my mortgage with UBS. I assume I don't need a Hampshire conveyancer on the UBS panel to discharge the mortgage at the Land Registry. Am I right?

If you have finished paying off your UBS mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the UBS mortgage from the register. UBS, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

1. but are not moving to another property
2. where UBS has sent the Land Registry the discharge electronically, and
3. UBS has instructed the Land Registry to do so

After shopping around on the internet I have found a Hampshire lawyer having made sure that they are on the Barclays conveyancing panel. Does my lawyer arrange the survey of the property?

Barclays will need an independent valuation of the property. Your lawyer will not arrange this. Usually Barclays will appoint their own surveyor to do this, and you will have to pay for it. Remember that this is a valuation for mortgage purposes and not a survey. Your property lawyer will not organise the survey but they may be able to put you in touch with a local one that they recommend. RICS offers a find a surveyor service (just google it) where you can search for a qualified surveyor by your Hampshire postcode. As you are getting a mortgage with Barclays, you could contact them to see if they have a list of approved surveyors in Hampshire.

In what way does the Landlord & Tenant Act 1954 affect my commercial property in Hampshire and how can you help?

The particular law that you refer to provides protection to business tenants, giving them the dueness to make a request to court for a continuation of occupancy when the lease reaches an end. There are certain specified grounds where a landlord can refrain from granting a lease renewal and the rules are involved. We are happy to direct you to commercial conveyancing solicitors who use the act for protection and help with commercial conveyancing in Hampshire

I need to retain a conveyancing solicitor for freehold conveyancing in Hampshire. I have discover a web site which seems to have the ideal offering If it is possible to get all this stuff done via email that would be preferable. Do I need to be wary? What should out be looking out for?

As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?

Are there common deficiencies that you encounter in leases for Hampshire properties?

Leasehold conveyancing in Hampshire is not unique. All leases are drafted differently and drafting errors can sometimes mean that certain clauses are wrong. For example, if your lease is missing any of the following, it could be defective:

A provision to repair to or maintain parts of the premises A duty to insure the building

A defective lease will likely cause issues when trying to sell a property primarily because it impacts on the ability to obtain a mortgage on the property. Lloyds TSB Bank, Leeds Building Society, and Bank of Ireland all have express conveyancing instructions when it comes to what is expected in a lease. Where a lender has been advised by their lawyers that the lease is problematic they may refuse to grant the mortgage, obliging the purchaser to pull out.

Leasehold Conveyancing in Hampshire - Examples of Questions you should ask Prior to Purchasing

It would be wise to discover as much as possible about the company managing the building as they can either make your life much easier or uncomfortable. Being a leasehold owner you will be in the clutches of the managing agents from a financial perspective and when it comes to daily matters like the upkeep of the communal areas. Enquire of prospective neighbours what they think of their service. On a final note, investigate as to the dates that you are obliged pay the maintenance charge to the relevant party and precisely what it includes. Can you inform me if there are any major works in the near future that will likely add a premium to the service costs? How is the lease structured?