I am selling my maisonette in Hampshire and the EA has just called to warn that the purchasers are changing their law firm. I am told that this is due to the fact that the bank will only engage with solicitors on their approved list. On what basis would a big named lender only deal with specific solicitors rather the firm that they want to appoint to handle their conveyancing in Hampshire ?
UK lenders have always had an approved set of law firms they are content to work with, but in recent years big names such as Yorkshire Building Society, have reviewed and reduced their conveyancing panel– in some cases removing conveyancing firms who have acted for them for more than 15 years.
Lenders blame a rise in fraud as the reason for the pruning – criteria have been tightened as a smaller panel is easier to maintain. Banks tend not to reveal how many solicitors have been dropped, claiming the information is commercially sensitive, but the Law Society says it is being contacted daily by practices that have been removed from panels. Plenty of firms do not even realise they have been dropped until contacted by a borrower who has instructed them as might be the situation in your buyers' case. Your purchasers are unlikely to have any sway in the decision.
We just had an offer accepted to buy with Earl Shilton BS. I went into a few local practices but am unable to find a Hampshire conveyancing firm on the Earl Shilton BS approved list. Please you help?
Please do take advantage of the search tool on this page. Please choose the building society and type Hampshire or your preferred area and you will see numerous solicitors based in Hampshire or by proximity to you.
I have recentlybecome aware that Wolstenholmes have closed. They carried out my conveyancing in Hampshire for a purchase of a leasehold apartment 18 months ago. How can I be sure that the property is in my name in the name of the former proprietor?
The quickest way to see if the premises is registered to you, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Hampshire conveyancing specialists.
Jane (my partner) and I may need to let out our Hampshire ground floor flat for a while due to a new job. We used a Hampshire conveyancing firm in 2004 but they have closed and we did not have the foresight to get any advice as to whether the lease prohibits the subletting of the flat. How do we find out?
Notwithstanding that your previous Hampshire conveyancing solicitor is not available you can check your lease to check if you are permitted to let out the premises. The rule is that if the deeds are non-specific, subletting is permitted. There may be a precondition that you must seek consent from your landlord or other appropriate person before subletting. The net result is that you cannot sublet without first obtaining consent. The consent must not not be unreasonably turned down. If your lease does not allow you to sublet you will need to ask your landlord for their consent.
Hampshire Leasehold Conveyancing - Sample of Queries before buying
Be sure to find out if the the lease contains any onerous restrictions in the lease. By way of example it is very common in Hampshire leases that pets are not allowed in in a block in Hampshire. If you love the apartmentin Hampshire but your dog is not allowed to move with you then you will be presented with a difficult compromise. This question is important as a) areas can result in problems for the block as the common areas may start to deteriorate where maintenance are not paid for b) if the leaseholders have a dispute with the running of the building you will wish to know about it Are there any major works anticipated that will add a premium to the maintenance charges?
If instructed can a conveyancer remove someone from the title of my property in Hampshire ?
Removing or adding someone to the title of your house is relatively straightforward. You’ll need to appoint a lawyer to discuss your legal rights before you can proceed with a transfer of property. Contact us to book a free consultation with one a lawyer