Finally the sale completed on my house in Hampshire last June yet the purchaser is Skype messaging me to moan that their lawyer needs to hear from mysolicitor. What should my lawyer have done now that I have sold?
Following your sale your solicitor is duty bound to send the transfer documentation and all additional paperwork to the buyer’s solicitors. Depending on the transaction, your conveyancer must also send confirmation that the mortgage has been redeemed to the purchasers lawyers. There are no post completion procedures specific conveyancing in Hampshire.
I am being advised by my conveyancer that lack of right of way insurance is needed on my purchase. What is the level of cover for Hampshire conveyancing?
The right level of lack of right of way indemnity insurance should be dictated by who your lender. It would differ for example between Yorkshire Building Society and Chelsea Building Society. Conveyancing lawyers as opposed to borrowers take out such policies.
I happen to be the sole beneficiary of my late grandmother’s estate and I have everything in my name alone, including the house in Hampshire. The Hampshire property was put into my name in December. I want to move. I understand that there is a CML six month 'rule', which means that my proprietorship could be considered the same way as if I'd bought the house in December. Is the property unsalable for six months?
The CML handbook mandates solicitors to: "report to us immediately if the owner or registered proprietor has been registered for less than six months." By the strict wording you may be affected by that. Most banks would take a pragmatic view as this clause principally exists to pick up on subsales or the wholesaling and assigning of property.
My partner and I are in the throws of viewing houses in Hampshire and I am about to put in an offer. Is it premature to have a solicitor in place? I am planning to take a mortgage with Clydesdale.
It would be wise to instigate your search sooner rather than later. Once you decide who you want to use and once your offer is accepted you can instruct them to work for you and forward their contact information on to the estate agent. As you are taking out a mortgage with Clydesdale, ask your prospective lawyers if they are on the Clydesdale conveyancing panel otherwise they can't do the mortgage legal work.
A relative suggested that where I am buying in Hampshire I should carry out a Neighbourhood, Planning and Local Amenity Search. What does it cover?
A search of this type is sometimes quoted for as part of the standard Hampshire conveyancing searches. It is a large report of about 40 pages, listing and detailing significant information about Hampshire around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Hampshire Education with plans and statistics, Local Amenities and other useful information about Hampshire.
Our conveyancer has advised that he intends to complete and exchange simultaneously on the disposal of our £250,000 garden flat in Hampshire in just under a week. The managing agents has quoted £372 for Landlord’s certificate, building insurance schedule and previous years service charge statements. Is the landlord entitled to charge such fees for a leasehold conveyance in Hampshire?
Hampshire conveyancing on leasehold flats often requires the purchaser’s conveyancer submitting questions for the landlord to address. Although the landlord is not legally bound to answer such questions the majority will be willing to assist. They are at liberty to charge a reasonable charge for answering enquiries or supplying documentation. There is no set fee. The average costs for the paperwork that you are referring to is over three hundred pounds, in some situations it is in excess of £800. The administration charge required by the landlord must be accompanied by a synopsis of entitlements and obligations in relation to administration charges, without which the charge is technically not due. In reality you have little choice but to pay whatever is requested of you should you wish to exchange contracts with the buyer.
Hampshire Conveyancing for Leasehold Flats - A selection of Questions you should ask Prior to Purchasing
The prefered form of lease arrangement is a share of the freehold. In this situation the tenants enjoy control and even though a managing agent is usually retained if it is larger than a house conversion, the managing agent employed by the leaseholders. What is the the remaining lease term? How much is the ground rent and service charge?
I need to find a mortgage company panel solicitor in Hampshire. Can you assist?
It is not clear why you need a Hampshire panel solicitor but in any event, if you can not find one on our search tool you will need to speak directly to the lender to find out which solicitors in Hampshire are on their panel . If you do find such a firm in Hampshire not listed please direct them to our site to list. At a fee of one pound per month it is not expensive to register on the site