I chose a local firm for my conveyancing in Hedge End and Botley yesterday. Looking through the terms of engagement I notewe are on the hook for charges even where the conveyance does not complete. Would I be best advised to select a web based lawyer promising no-sale-no-fee conveyancing in Hedge End and Botley?
Generally there is a compromise along the lines that if "No Completion No Fee" is advertised then the fee levels will tend to be be uplifted to cover the transactions that abort. Dont forget that these promotions generally do not cover outlay e.g. Hedge End and Botley conveyancing search costs.
I am purchasing a house mortgage free in Hedge End and Botley. I have resided for the previous dozen years in Hedge End and Botley. Conveyancing searches are a lot of money. As I have knowledge of the road and vicinity intimately should I not bother getting the solicitor to do all the conveyancing searches?
If you not getting a mortgage, then all but one or two of the Hedge End and Botley conveyancing searches are at your discretion. Your lawyer will 'advise', perhaps strongly, that you should have searches carried out, but she is duty bound to take that path of guidance. Do consider; if you are likely to sell the house one day, it will be of interest to your prospective buyer what the searches determine. Sometimes premises with no practical issues can still reveal detrimental search results. A good conveyancing solicitor in Hedge End and Botley should be able to give you some constructive advice here.
I am considering applying for a HSBC mortgage for purchase of a newly converted (under development) in Hedge End and Botley with 70% LTV. Is it compulsory to choose a solicitor on the conveyancing panel for HSBC ?
In theory, you could use a solicitor that is not on the HSBC conveyancing panel, but HSBC would require one of their panel solicitors to be instructed to act in their interests, and you'd have to pay for this - so most people instruct a panel solicitor. It's also easier, as otherwise you'd have to deal with two solicitors for the same transaction.
My bid for a property was accepted at auction in Hedge End and Botley. Conveyancing is necessary. What happens now?
Now that you are for all intents and purposes signed on the dotted line you now have to find a conveyancing lawyer as a matter of priority as you will have a fast approaching deadline in which to complete the deal. An auction property will have a corresponding legal set of papers. This will likely include evidence of title and search results. In the case of leasehold property the conveyancing papers should contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing documentation relating to a leasehold property. You should hand this to your appointed conveyancing solicitor at the earliest opportunity. Do make sure that that you have the requisite funding in place to complete on the on the contractual date .
I have decided to exercise my right to buy my property in Hedge End and Botley off the council. I have a mortgage offer with RBS. Conveyancing is new to me. Can I proceed without a solicitor easily? I think we can but we keep being told I should have one. Any advice?
It is not advisable to proceed with a house purchase without a solicitor. The council's solicitor are not acting for you. You need a solicitor for a number reasons. One of which is to verify what plans the Council have for repairs and refurbishment for the next five years. Many leaseholders have been stung for contributions of thousands of pounds. In any event, if you are getting a mortgage with RBS, you will need to appoint a solicitor on the RBS conveyancing panel.
RBS have agreed my home loan in principle, my bid on a house in Hedge End and Botley has been agreed to, now what?
The estate agent will want to be advised as to your solicitor's details (ensure that the property lawyers are on the lender’s panel). Call up RBS or your broker and finalise any relevant forms. RBS will appoint a valuer who will get in contact with the estate agent or seller to schedule a time for the valuation to take place. Once carried out (assuming no problems) it takes approximately ten days for the mortgage offer to be issued. RBS will issue the offer to you and your solicitors. The transaction will then take it’s course according the nature and complexity of the conveyancing in Hedge End and Botley.
I used Wolstenholmes several years ago for my conveyancing in Hedge End and Botley. Now, I need my documents however the law firm is no longer operating. What do I do?
You should call the Solicitors Regulatory Authority (SRA) to help locate your conveyancing files. They can be contacted on please contact on 0870 606 2555. Alternatively, you should use their online form to make an enquiry. You will need to provide the SRA with as much information as possible to assist their search, including the name and address in Hedge End and Botley of the conveyancing firm of solicitors you previously retained, the name of conveyancing solicitor with whom you had dealings, and the date on which you last had dealings with the firm.