Will my conveyancing lawyers need to check that the building insurance when buying a house in Hedge End and Botley. My lender is Accord Mortgages
Accord Mortgages have specific requirements as set out in the UK Finance Lenders’ Handbook. As of 2/1/2026, the requirements read as follows :
Is it the case that all Hedge End and Botley CQS (Conveyancing Quality Scheme) solicitors are on the Coventry BS conveyancing panel?
Some major banks and building societies now use CQS as the kick off point for Panel membership such as HSBC and Santander. CQS accreditation however gives no guarantee to lender panel acceptance. That being said,the Council of Mortgage Lenders have indicated that it is likely to become a pre-requisite for solicitors wishing to join their panels.
We had selected conveyancers with offices in Hedge End and Botley on the Lloyds solicitor panel. They have just billed me a supplemental fee for dealing with the Lloyds mortgage. Is this an additional conveyancing fee set by Lloyds?
Provided it is contained in their Terms and Conditions or Quote then yes your lawyer is entitled to levy a fee for this. The fee is not set by Lloyds but by your Hedge End and Botley conveyancer. Some firms on the Lloyds panel will quote an ‘acting for lender’ fee and others do not.
Our offer on a detached house in Hedge End and Botley has been accepted, the sellers do nevertheless have a connected purchase. The sellers have placed an offer on a property, however it’s not yet tied up, and have viewings of other properties booked. I have chosen a nearby conveyancing solicitor in Hedge End and Botley. What should be my next step? When do I get the mortgage application with UBS started?
It is usual to have concerns where there is a chain as you are unlikely to want to be too out of pocket too early (mortgage application is approx £1k, then valuation, Hedge End and Botley conveyancing search charges, etc). First, you should ensure that your conveyancer is on the UBS approved list. Concerning the next steps this very much depends on the uniqueness of your case, desire for the property and on the state of the market. In a buoyant market many buyers will apply for a home loan with UBS and arrange for the valuation and only if it comes back ok would they pay their lawyer to press on with the conveyancing in Hedge End and Botley.
I decided to have a survey done on a property in Hedge End and Botley ahead of appointing lawyers. I have been told that there is a flying freehold element to the house. Our surveyor advised that some mortgage companies will not give a mortgage on a flying freehold house.
It depends who your proposed lender is. Bank of Scotland has different requirements for example to Nationwide. If you contact us we can investigate further with the relevant lender. If you lender is happy to lend one our lawyers can assist as they are used to dealing with flying freeholds in Hedge End and Botley. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Hedge End and Botley to see if the conveyancing will be more expensive.
We are four weeks into a freehold purchase having been referred to conveyancers by the estate agent to handle our conveyancing in Hedge End and Botley. I am not happy. Could you you assist me in finding new solicitors?
A solicitor would need to be really bad to suggest replacing them. Has the mortgage been sent? In the event that it has you must advise them of the new lawyer and get the loan are re-issued. Your conveyancer should be on the banks approved list to avoid added expenses and delays. So that should be your starting point. The search tool will assist you in finding a bank approved conveyancer for your home move in Hedge End and Botley
Should one remove a deceased person's name from the title register for a property in Hedge End and Botley?
Where a Hedge End and Botley property is co-owned and one of the owners passes away, the name will not automatically be removed from the Land Registry title. You are not required to amend the title as in the event of a sale you would just be required to evidence why the co proprietor is missing from the transfer, typically this is in the form of the probate documents.
With the aim of making things more straight forward for the sale of the property you can arrange to have the deceased name erased from the title by applying to HM Land Registry with proof of the death. There is no land registry fee payable.