Am I correct in assuming that the fact that my solicitor in Whiteley is not on my bank's conveyancing panel that there is a problem with the quality of her work?

It would not be wise to jump to that conclusion. There are plenty of reasonable explanations. A recent report by the solicitors regulator indicated that over three quarters of law firms surveyed had been removed from at least one lender panel. The top 5 reasons are as follows: (1) low volume of transactions (2) the lawyer is a sole practitioner (3) as part of the HSBC panel reduction (4) regulatory contact by SRA (5) accidental removal. If you are concerned you should contact the Whiteley conveyancing practice and ask them why they are no longer on the approved list for your bank.

Our solicitor has discovered a a problem with the lease for the flat we are buying in Whiteley. The other side have offered defective title insurance as a workaround. We are content with insurance and will cover the costs. Our lawyer says that he must be satisfied that the mortgage company is willing to move forward with this solution. Are we the client or is the bank?

Notwithstanding that you have a mortgage offer from the mortgage company does not mean to say that the property will meet their requirements for the purposes of a mortgage. Your lawyer has to ensure that the lease has to comply with the UK Finance Lenders’ Handbook requirements. You and the mortgage company are the client. These conveyancing instructions must be adhered to.

I need some expedited conveyancing in Whiteley as I am under a deadline to exchange contracts within 2 weeks. Fortunately I do not require a mortgage. Is it possible to avoid the conveyancing searches to save money and time?

As you are are a cash buyer you have the choice not to do searches although no law firm would recommend that you don't. Drawing on years of experience of conveyancing in Whiteley the following are examples of what can show up and adversely impact market value: Enforcement Actions, Overdue Charges, Outstanding Grants, Railway Schemes,...

I am buying a new build flat in Whiteley. Conveyancing is daunting at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.

Here is a sample of a few leasehold new build questions that you may expect your new-build leasehold conveyancing in Whiteley

There must be mutual enforceability of lessee’s covenants. The Vendor must covenant to keep unoccupied units in good repair until long leases are granted therefore. Please supply a car parking plan. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? The Lease must contain a provision on behalf of the Vendor to pay the service charges in respect of unoccupied units in order to ensure that all services can be provided.

Yesterday I discovered that there is a flying freehold element on a house I have offered on a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Whiteley is the location of the property. Can you shed any light on this issue?

Flying freeholds in Whiteley are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Whiteley you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Whiteley may determine that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.