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Find a Gosport Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Gosport? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Gosport home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Gosport conveyancers for over 130 lenders.


Recently asked questions about conveyancing in Gosport

A loan agreement from NatWest for the refinancing of my 2 bedroom apartment is due any day now. Are you able to propose a low cost conveyancing solicitor in Gosport?

You have arrived at the wrong place to search for cut-price fees for conveyancing in Gosport. Our aim is to provide excellent value conveyancing but we do not advertise as being the cheapest. Avoid the trap of appointing organisations offering the bait of ninety nine pound conveyancing in Gosport. In your best case scenario, in deciding on low cost conveyancing, you will get your money’s worth and at worst you will end up being stung for additional fees and still not end up with the service you were hoping for.

We had chosen solicitors located in Gosport on the Clydesdale solicitor approved list. They are now charging me an additional amount for handling the Clydesdale mortgage. Is this a supplemental conveyancing fee specified by Clydesdale?

Provided it is contained in their Terms of Engagement or estimate then yes your conveyancing practitioner is entitled to charge a fee for this. The charge is not dictated by Clydesdale but by your Gosport lawyer. Numerous firms on the Clydesdale panel will charge ’dealing with mortgage’ fee and others do not.

I am purchasing a property in Gosport. A rare aspect is that the roof has a solar panel. Solicitors conducting should look into this right? Will my lender Leeds Building Society be concerned?

As you are obtaining a mortgage with Leeds Building Society your lawyer must follow the formal requirements outlined in Section 2 of UK Finance Lenders’ Handbook for Leeds Building Society. The CML Handbook includes minimum provisions for solar panel roof-space leases, and lawyers are required to report to Leeds Building Society where a lease does not satisfy these specifications. The requirements relate to the installation of panels on properties nationwide and is not limited to Gosport.

I have paid off my mortgage with Lloyds. I assume I don't need a Gosport solicitor on the Lloyds panel to remove the mortgage at the Land Registry. Am I right?

If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:

  1. but are not moving to another property
  2. where Lloyds has sent the Land Registry the discharge electronically, and
  3. Lloyds has instructed the Land Registry to do so
The Land Registry will send you a letter confirming that your Lloyds mortgage has been paid off.

I am buying a new build flat in Gosport. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. Can you give me some examples of some of the questions asked in new build legal work.

Set out below are examples of a few leasehold new build enquiries that you may expect your new-build leasehold conveyancing in Gosport

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier? Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Has the Lease plan been approved by the Land Registry and if not when will they be lodged for this purpose?

I've recently found out that there is a flying freehold element on a house I put an offer in a fortnight ago in what was supposed to be a straight forward, no chain conveyancing. Gosport is the location of the property. Is there any guidance you can give?

Flying freeholds in Gosport are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Gosport you must be sure that your lawyer goes through the deeds thoroughly. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Gosport may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

We are in the throes of selling our flat in Gosport. Conveyancing solicitors are doing their job but we have been asked to pay an extortionate amount from the managing agents. So far we have paid £268 for a leasehold management information and then a further £200 plus VAT for supplemental questions supplied by the purchaser's property lawyer.

You will not have control over the level of the bill for this information however the average costs for the information for Gosport leasehold property is £360. When it comes to Gosport conveyancing transactions it is customary for the vendor to cover the charges. The landlord or their agents are not duty bound to answer such questions although many will be content to do so - albeit often at high prices out of proportion to the work involved. Regretfully there is no law that requires fixed charges for administrative tasks. Neither is there any prescriptive time frame by which they are required to supply answers.

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Find out more about how flying freehold can affect your the value of a property.