It is 10 years ago since I bought my home in Havant. Conveyancing solicitors have now been instructed on the sale but I am unable to find the title documents. Is this a problem?
You need not be too concerned. Firstly the deeds may be kept by your mortgage company or they could still be with the solicitor who oversaw the purchase. Secondly in most cases the property will be recorded at the land registry and you will be able to establish that you are the registered owner by your conveyancing solicitors obtaining up to date copy of the land registers. Nearly all conveyancing in Havant relates to registered property but in the rare situation where your home is not registered it adds to the complexity but is resolvable.
What is the difference between a licensed conveyancer and conveyancing solicitor in Havant
Two types of professional can perform conveyancing in Havant namely CLC regulated conveyancers or solicitors. The two can handle conveyancing services that required to complete the sale or purchase of property. They are both obliged to perform Havant conveyancing to the same quality and guidelines so you may be safe in the knowledge that your conveyancing will be properly conducted and that all necessary procedures should be appropriately taken.
Over the last few months I have been searching for a ground for flat up to £235,500 and identified one near me in Havant I like with a park and station in the vicinity, however it's only got 61 remaining years left on the lease. There is not much else in Havant in this price bracket, so just wondered if I would be making a grave error acquiring a lease with such few years left?
Should you require a home loan that many years will likely be an issue. Reduce the offer by the expected lease extension will cost if not already taken into account. If the existing owner has owned the property for at least twenty four months you could request that they commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing solicitor about this matter.