Having sold my house in Havant last September yet the purchaser is texting every few hours to moan that his conveyancer is waiting to hear from mine. What should my lawyer have done now that I have sold?
After completion of your disposal your lawyer is obliged to forward the transfer deeds and all additional paperwork to the purchaser's lawyers. Depending on the transaction, your lawyer should also evidence that the home loan has been redeemed to the purchasers solicitors. There is unlikely to be post completion formalities just for conveyancing in Havant.
we are a couple who are hoping to buy a purpose built flat in Havant with a homeloan from .We have a Havant conveyancing solicitor but advised that his firm is not listed on their "panel". We have to appoint a panel solicitor or retain our high street solicitor and fork out for a panel lawyer to represent them. This seems very unfair; Can we not simply insist that use our lawyer?
Unfortunately,no. The loan issued to you contains terms and conditions, a common one being that conveyancers will be on the approved list. Until recently, most banks had large numbers of law firms on their panels: a borrower could find one for themselves, as long as it was on the lender's panel. The lender would then simply instruct the borrower's lawyers to act for the lender, too. You can use your lender's panel lawyers or you could borrow from another lender which does not restrict your choice. Another option that might be available is for your solicitors to apply to be on the conveyancing panel for
Does a directory service exist listing panel conveyancers in Havant on the Building Society Association’s Website?
Unfortunately not yet. There is no such directory service on the Council of Mortgage Lenders or Building Society Association websites. A small selection of mortgage companies make their panel listings available online. Where you are looking for a Havant on the please make the most of our facility.
I have today made my last payment due on my mortgage with . I assume I don't need a Havant on the panel to discharge the mortgage at the Land Registry. Am I right?
If you have finished paying off your mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the mortgage from the register. , and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where has sent the Land Registry the discharge electronically, and
- has instructed the Land Registry to do so
The formalities of my purchase has taken place for my property in Havant. Conveyancing was a necessary evil but I would like to complain about the lender. How do I make a complaint?
All banks and building societies have complaints procedures. Your first port of call should be one of the lender’s branches or the Customer Services Team at head office. We understand that complaints to a lender are sorted out effectively and efficiently. However if you are not satisfied that the matter is not resolved you can write to Financial Ombudsman Service with full details of your complaint.
I have justbecome aware that Wolstenholmes have been shut down. They conducted my conveyancing in Havant for a purchase of a freehold house 18 months ago. How can I check that the property is in my name in the name of the former proprietor?
The easiest way to check if the property is in your name, you can carry out a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Havant conveyancing specialists.
My company is intending to take an assignment of a lease of a shop on a shopping parade. Can you recommend lawyers offering no-move-no charges for non-domestic conveyancing in Havant for below 1500k?
We can recommend firms who host a wealth of experience of commercial conveyancing in Havant, including the sale and acquisition of businesses as well as simply premises. If you are looking to purchase or lease a shop, pub, restaurant, office, retail unit or a complete business we can put you in touch with the right solicitor. As for the charges these will vary based on the structure and terms of the deal. Let us have your contact information or telephone so as to enable us to provide you with a fixed commercial conveyancing calculation.