The Emsworth conveyancing firm handling our Emsworth conveyancing has identified a difference between the assumptions in the valuation survey and what is in the title deeds. My solicitor has advised that he must ensure that the bank is OK with this discrepancy and is content to go ahead. Is my conveyancer’s stance legitimate?

Your solicitor must comply with the UK Finance Lenders’ Handbook conditions which do require that your lawyer disclose any incorrect assumptions in the lender’s valuation report and the legal papers. Should you refuse to allow your lawyer to make the appropriate notification then your lawyer will have no choice but to discontinue acting for both parties.

We are buying a property and the lawyer has mentioned Chancel Repair for which the property could be liable given it’s proximity to the area of such a church. She has suggested insurance. Is this strictly appropriate for conveyancing in Emsworth

Unless a prior purchase of the premises took place after 12 October 2013 you can expect conveyancing practitioners delivering conveyancing in Emsworth to remain recommending a chancel search and or insurance against a claim.

Are there restrictive covenants that are commonly identified during conveyancing in Emsworth?

Covenants that are restrictive in nature can be picked up when reviewing land registry title as part of the process of conveyancing in Emsworth. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I have been on the look out for a leasehold apartment up to £245,000 and found one round the corner in Emsworth I like with amenity areas and railway links in the vicinity, however it only has 51 years unexpired on the lease. There is not much else in Emsworth suitable, so just wondered if I would be making a grave error acquiring a lease with such few years left?

Should you require a home loan that many years may be an issue. Discount the offer by the anticipated lease extension will cost if not already taken into account. If the existing owner has owned the property for a minimum of 2 years you can ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the current lease term with a zero ground rent applied. You should consult your conveyancing lawyer concerning this matter.

Is it necessary during the course of the conveyancing process to visit the offices of the bank conveyancing panel solicitor to sign the legal charge? If so, I will choose one who does conveyancing in Emsworth as it will be easier to pop in to their offices if necessary.

Most conveyancing panel lawyers for the mortgage company undertake conveyancing via the post, internet or over the phone. This means that they can undertake your Conveyancing Transaction no matter where you live in England or Wales. YOu dont have to use a conveyancing solicitor in Emsworth. it would nevertheless be wise to check if you can still book an appointment to go into appointed conveyancing lawyer if you prefer.