Recently been in touch with my conveyancing lawyer in West Wittering who completed the legal work 18 months ago asking for a conveyancing estimate based on the same type of house sale & purchase (a leasehold premises and a freehold property) of almost identical values with a home loan from Leeds Building Society. I am now being charged twice the amount. Am I right to be tempted to shop around for an alternative firm of conveyancing solicitor?

The quote is slightly on the high side. If you you were to look around you might decrease the fees slightly by say £100 plus VAT. On the other hand, assuming were satisfied with the legal work the firm offered you couldlive to regret choosing an an untested solicitor. If is important to be sure that the solicitor can also act for Leeds Building Society. You can use our search tool to find a West Wittering conveyancing firm on the Leeds Building Society approved list of lawyers, which can often include conveyancing solicitors in West Wittering.

We are planning to move property in February. Does my conveyancing solicitor call the removal company on the completion day. Incidentally, can you suggest a removal company in West Wittering. Conveyancing firm was organised prior to coming across this page.

On the day of completion you will need to pick up the keys from the property agent but this can only occur once the vendors lawyers confirm to the agent that the monies to complete are in and the keys can be passed over. Subsequently you can inform the removal company that they can start moving you in. We do not suggest a particular removal company but can help you choose a residential property solicitor in West Wittering or a firm with expertise in conveyancing in West Wittering.

Can you point me to a directory of HSBC panel conveyancers in West Wittering on the Building Society Association’s Website?

Unfortunately not yet. There is no such facility on the Council of Mortgage Lenders or Building Society Association sites. A small selection of lenders make their panel listings open the public online. If you are in need of a West Wittering property lawyer on the HSBC please use our tool.

I recently had an offer agreed on an apartment in West Wittering. My financial adviser pressured me to appoint their conveyancing practitioner. I paid an on account payment of £175. A few days later, the solicitor called me embarrassingly acknowledging that they were not on the RBS conveyancing panel. Am I right in thinking that I should be due a refund?

You should be able to recover this from the law firm if they were not on the RBS panel. They should have asked at the outset which lender you were obtaining a mortgage with. An important lesson to readers of this site is to check that the lawyers are on the appropriate lender panel.

Should our lawyer be asking questions about flooding during the conveyancing in West Wittering.

Flooding is a growing risk for conveyancers carrying out conveyancing in West Wittering. Plenty of people will buy a property in West Wittering, fully expectant that at some time, it may be flooded. However, leaving to one side the physical damage, where a property is at risk of flooding, it may be difficult to get a mortgage, satisfactory insurance cover, or dispose of the property. Steps can be carried out during the course of a house purchase to forewarn the buyer.

Lawyers are not best placed to impart advice on flood risk, but there are a various searches that may be undertaken by the purchaser or on a buyer’s behalf which can give them a better understanding of the risks in West Wittering. The conventional set of completed inquiry forms supplied to a buyer’s lawyer (where the solicitors are adopting what is known as the Conveyancing Protocol) includes a usual question of the owner to find out whether the premises has historically flooded. In the event that flooding has previously occurred and is not revealed by the vendor, then a purchaser could bring a claim for damages resulting from an inaccurate response. The buyer’s lawyers should also carry out an enviro report. This will disclose whether there is a recorded flood risk. If so, more detailed investigations will need to be carried out.

Are there restrictive covenants that are commonly picked up as part of conveyancing in West Wittering?

Restrictive covenants can be picked up when reviewing land registry title as part of the process of conveyancing in West Wittering. An 1874 stipulation that was seen was ‘The houses to be erected on the estate are each to be of a uniform elevation in accordance with the drawings to be prepared or approved by the vendor’s surveyor…’

I am buying a new build house in West Wittering with a loan from The Royal Bank of Scotland. The developers refused to move on the amount so I negotiated £7000 of additionals instead. The property agent told me not inform my lawyer about the deal as it would impact my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the developer of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.