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Find a West Wittering Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in West Wittering? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your West Wittering home move at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised West Wittering conveyancers for over 130 lenders.


Recently asked questions about conveyancing in West Wittering

I have 70 years unexpired on my lease and require a lease extension for my apartment in West Wittering. Conveyancing solicitors on the Bank of Ireland panel can deal with such extensions right?

Most leasehold conveyancing experts should be able to deal with a lease extension. if you are obtaining a mortgage then your lender may insist that the lease be extended before competition. Bank of Ireland have specific requirements as set out in the UK Finance Lenders’ Handbook in relation to minimum unexpired lease terms. As of 7/2/2020 the requirements read as follows :

Yes, subject to a minimum lease term of 85 years. The unexpired lease term must be at least the mortgage term plus 45 years. See also 5.14.9

What is your number one tip for choosing a conveyancing solicitor in West Wittering

We would encourage you not to base your choice on the lowest West Wittering conveyancing costs illustration. You really do get what you’re paying for when it comes to conveyancing solicitors. A cheap quote may mean that the conveyancing solicitor is handling a lot of jobs at one time and you won’t get the quality of service and the attention that you need. It is, however, wise to use a conveyancer who has a fixed fee on a no sale, no fee basis. This way, you know exactly what you’ll have to pay in ahead of the deal.

Intending to buy a apartment in West Wittering. I have received an online quote from a licenced conveyancer, which states: "There will be no charge for dealing with the Building Society if you are obtaining a mortgage". I take this to mean that there will be no additional fee if the solicitor is on the Virgin Money conveyancing panel. I wanted to make sure it means there will be no additional fees for dealing with the mortgage.

They are simply saying that the cost for acting for the lender is included in the fee being quoted. It is worth you checking that the West Wittering conveyancing practitioner is on the Virgin Money conveyancing panel.

UBS have agreed my home loan in principle, my bid on a house in West Wittering has been agreed to, what happens next?

Your property agent will need to be informed of your conveyancing practitioner's details (make sure the property lawyers are on the lender’s approved list). Call up UBS or your broker and complete any relevant documentation. UBS will appoint a valuer who will get in contact with the selling agent or seller to arrange a slot for the valuation to happen. Once conducted (assuming no problems) it takes on average ten days to receive the mortgage offer. UBS will issue the offer to you and your conveyancers. The transaction will then take it’s course according the nature and complexity of the conveyancing in West Wittering.

Just had an offer accepted on a new build flat in West Wittering. Conveyancing is necessary evil at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build legal work.

Set out below is a sample of a selection of leasehold new build enquiries that you should expect your new-build leasehold conveyancing in West Wittering

    The Landlord must covenant to assume the management if the Management Company goes into liquidation or otherwise defaults in running the management scheme. Forfeiture - bankruptcy or liquidation must not apply under this provision. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Investor purchasers must be able to freely grant unsecured tenancies at market rents without requiring any consents. Will the freehold then be transferred for a nominal consideration (not exceeding £100) to the Management Company?

Yesterday I discovered that there is a flying freehold issue on a house I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. West Wittering is where the house is located. What do you suggest?

Flying freeholds in West Wittering are not the norm but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside West Wittering you would need to get your solicitor to go through the deeds very carefully. Your mortgage company may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in West Wittering may decide that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold property.

Do I need to pop into the offices of the mortgage company conveyancing panel solicitor to execute the legal charge? If so, I will appoint a lawyer who conducts conveyancing in West Wittering so that I can attend their offices when needed.

Whereas this was necessary 12 years ago, most lenders no longer require their conveyancing panel solicitor to witness the borrowers signature. You will still be obliged to provide ID Documents and there are still distinct advantages to using a local solicitor, in your case a conveyancing solicitor in West Wittering.

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Find out more about how flying freehold can affect your the value of a property.