Find a Pagham Conveyancing Solictior on Your Lender’s Panel

Ready to buy a new home in Pagham? Failing to check that a lawyer is on your lender’s list of approved solicitors can put your Pagham conveyancing at risk of delay or failure.

Only LenderPanel.com provides a subset of authorised Pagham conveyancers for over 130 lenders.

Recently asked questions about conveyancing in Pagham

What does my ID and proof of funds have anything to do with my conveyancing in Pagham? Is this really necessary?

In order to comply with Money Laundering Regulations any Pagham conveyancing firm will require evidence of your identity in all conveyancing transactions. This is usually satisfied by provision of a passport and an original bank statement or utility bill evidencing your correct address.

Under Money Laundering Regulations, conveyancers are duty bound to ascertain not simply the ID of conveyancing clients but also the origin of the money that they receive in respect of any matter. An unwillingness to disclose this will result in your lawyer cancelling their relationship with you, as clearly this will cause a conflict between the set Regulations and a refusal to disclose.

Your conveyancers will have an obligation to inform the relevant authorities should they consider that any amounts received by them may contravene the Money Laundering Regulations.

We're in Pagham, First time buyers buying with a mortgage (lender is Bank of Ireland , and our lawyer is on the Bank of Ireland conveyancing panel). How long should the conveyancing process take?

The fact that your lawyer is on the Bank of Ireland conveyancing panel is a help. It would almost certainly delay matters if they were not. However, no solicitor should guarantee a timeframe for your conveyancing, due to third parties outside of your control such as delays caused by lenders,conveyancing search providers or by the other side’s solicitors. The time taken is often determined by the number of parties in a chain.

A colleague recommended that if I am buying in Pagham I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes included in the estimate for your Pagham conveyancing searches. It is a large report of more than thirty pages, listing and setting out important information about Pagham around the property and the people living there. It includes an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the local Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime details, Local Education with plans and statistics, Local Amenities and other useful data about Pagham.

How does conveyancing in Pagham differ for newly converted properties?

Most buyers of new build premises in Pagham come to us having been asked by the housebuilder to sign contracts and commit to the purchase even before the premises is ready to move into. This is because house builders in Pagham usually purchase the land, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Pagham or who has acted in the same development.

I am 14 days into a leasehold purchase having been recommend to solicitors by the high street agent to carry out the conveyancing in Pagham. We are not happy. Could you you assist me in finding new solicitors?

A conveyancer would have to be very poor to suggest changing them. Has the mortgage offer been generated? If so you will need to make them aware of the new contact details and get the offer are re-issued. Your new solicitor ideally needs to be on the mortgage company panel to avoid escalating costs and frustration. That should be your starting point. Our find a solicitor tool will help you find a bank approved conveyancer for your home move in Pagham

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