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Recently asked questions about conveyancing in Pagham

Completed the sale of my flat in Pagham last August yet the purchaser is e-mailing every few hours complaining that her conveyancer needs to hear from mine. What should my lawyer have done following completion?

Following your disposal your solicitor should send the transfer documentation and all additional paperwork to the buyer’s conveyancer. Where relevant, your conveyancer should also send confirmation that the mortgage has been discharged to the purchasers solicitors. There are no post completion steps just for conveyancing in Pagham.

How does conveyancing in Pagham differ for new build properties?

Most buyers of new build residence in Pagham approach us having been asked by the builder to sign contracts and commit to the purchase even before the premises is constructed. This is because house builders in Pagham usually acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct property lawyers as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Pagham or who has acted in the same development.

I decided to have a survey completed on a house in Pagham before instructing solicitors. I have been informed that there is a flying freehold overhang to the property. Our surveyor advised that some banks may not issue a mortgage on a flying freehold property.

It varies from the lender to lender. HSBC has different requirements for example to Halifax. Should you wish to telephone us we can investigate further via the relevant bank. If you lender is happy to lend one our lawyers can help as they are accustomed to dealing with flying freeholds in Pagham. Conveyancing can be more complicated and therefore you should check with your conveyancing solicitor in Pagham to see if the conveyancing will be more expensive.

Am I better off to use a Pagham conveyancing lawyer who is local to the property I am buying? An old friend can carry out the conveyancing however his firm is located 400miles drive away.

The primary upside of using a high street Pagham conveyancing firm is that you can drop in to sign paperwork, deliver your ID and pester them if necessary. They will also have local intelligence which is a bonus. However it's more important to get someone that will pull out all the stops for you. If if people you trust used your friend and on the whole were happy that must trump using an unknown Pagham conveyancing lawyer just because they are based in the area.

I only have 72 years unexpired on my flat in Pagham. I need to get lease extension but my freeholder is absent. What should I do?

On the basis that you meet the appropriate requirements, under the Leasehold Reform, Housing and Urban Development Act 1993 you can apply to the County Court for an order to dispense with the service of the initial notice. This will enable the lease to be granted an extra 90 years by the magistrate. You will be obliged to prove that you have used your best endeavours to find the lessor. In some cases a specialist would be useful to conduct investigations and to produce a report to be used as evidence that the freeholder is indeed missing. It is advisable to get professional help from a solicitor both on investigating the landlord’s disappearance and the application to the County Court overseeing Pagham.

Leasehold Conveyancing in Pagham - Sample of Questions you should ask before Purchasing

    It is important to be aware whether window replacement or some other significant cost is pending that will be shared between the leaseholders and will materially increase the the service costs or require a specific invoice. Does this lease have in excess of 82 years unexpired? This question is helpful as a) areas may cause problems for the block as the communal areas may start to deteriorate if maintenance remain unpaid b) if the leasehold owners have a dispute with the running of the building you will want to know about it

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Find out more about how flying freehold can affect your the value of a property.