I sincerely hope you can assist me. My Selsey solicitor is assuring me that he has toapply for Selsey conveyancing searches becausethe firm are on the Nat Westapproved lawyer panel. Do I not have a choice here?
You have limited options available to you. As you are obtaining a mortgage with a bank your conveyancing practitioner has to comply with their conditions as set out in their version of the CML Conveyancing Handbook. Your property lawyer would have previously signed the Terms and Conditions of your lender’s conveyancing panel appointment which obliges them to follow the CML Handbook conditions . Even if you were a cash buyer you would be ill advised not to carry out Selsey conveyancing searches.
I require expedited conveyancing in Selsey as I am under a deadline to complete in less than 3 weeks. A home loan is not required. Is it possible to escape the need for conveyancing searches to save fees and time?
As you are not obtaining a mortgage you have the choice not to have searches carried out although no lawyer would advise that you don't. With plenty of history conveyancing in Selsey the following are examples of issues that can arise and therefore affect future mortgageability: Refused Planning Applications, Outstanding Charges, Overdue Grants, Railway Schemes,...
I have justdiscovered that Stirling Law have been shut down. They conducted my conveyancing in Selsey for a purchase of a freehold house 18 months ago. How can I check that the property is not still registered in the name of the previous owner?
The quickest way to see if the premises is registered to you, you can make a search of the land registry (£3.00). You can either do this yourself or ask a law firm to do this for you. If you are not registered you can seek help from one of a number of Selsey conveyancing specialists.
How does conveyancing in Selsey differ for newly converted properties?
Most buyers of new build or newly converted property in Selsey contact us having been asked by the builder to sign contracts and commit to the purchase even before the residence is finished. This is because house builders in Selsey tend to acquire the site, plan the estate and want to get the plots sold off as they are building the properties. Buyers, therefore, will have to exchange contracts without actually seeing the house they are buying. To reduce the chances of losing the property, buyers should instruct conveyancing solicitors as soon as the property is reserved and mortgage applications should be submitted quickly. Due to the fact that it could be several months and even years between exchange of contracts and completion, the mortgage offer may need to be extended. It would be wise to use a lawyer who specialises in new build conveyancing especially if they are accustomed to new build conveyancing in Selsey or who has acted in the same development.
What are my options where I am not happy with the conveyancer who handled our conveyancing in Selsey?
We live in an imperfect world, and unfortunately sometimes things do go wrong. That being said there is recourse if you were not happy with your conveyancing in Selsey. This varies from trying to resolve matters directly with them, through to reporting a lawyer to their governing body. If you remain unhappy you may consider enlisting the help of the Legal Ombudsman.