Forgive me if this question is silly but I am unseasoned as a 1st time buyer of a ground floor flat in Seaview. Do I collect the keys to the property on the completion date from my solicitor? If so, I will instruct a local conveyancing solicitor in Seaview?
On the day of completion you will not be required to go to the conveyancers office in Seaview. Your solicitors will transfer the completion advance to the seller's solicitors, and shortly after the monies have arrived, you will be called to collect the keys from the Estate Agents and start moving into the property. This tends to happen early afternoon.
How can we know in advance if a Seaview conveyancing solicitor on the Nationwide panel is any good?
When it comes to conveyancing in Seaview seeking recommendations is a good start. Before you go ahead, check if they offer a no sale no fee offer. Also, you often get what you pay for - a firm which quotes more, will often provide a better service than one advertising the lowest fees. We would always advocate that you speak with the solicitor conducting your conveyancing.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Seaview solicitor on the Lloyds panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
Just had an offer accepted on a new build flat in Seaview. Conveyancing is a frightening process at the best of times but I have never purchased a new build flat before. What sort of enquires would be asked in new build conveyancing.
Set out below are examples of a few leasehold new build questions that you should expect your new-build leasehold conveyancing in Seaview
If there are lifts in the building, please confirm that the owners of flats on the ground and basement floors will not be required to contribute towards the cost of maintenance and renewal. Please confirm the Lease plans are architect prepared. Where there is an Undertaking being granted there is the risk of forfeiture of the Headlease subject to relief if one or more of the Underlessees are willing to accept the original Head Lessee’s obligations as otherwise relief will be denied to the Underlessees. The only alternatives are the Head Lessor agreeing not to forfeit the Headlease or the Head Lessee guaranteeing to the Underlessees that it will not be in breach of the Headlease. Will control of the Management Company (if any) be handed over to purchasers on completion of the last sale or earlier?
I am looking for a ground for flat up to £235,500 and found one close by in Seaview I like with a park and transport links nearby, the downside is that it only has 51 remaining years left on the lease. There is not much else in Seaview suitable, so just wondered if I would be making a grave error acquiring a short lease?
If you need a home loan that many years may be an issue. Reduce the offer by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the property for at least 2 years you could ask them to start the process of the extension and pass it to you. An additional ninety years can be extended on to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.
I need to find a conveyancing solicitor for some conveyancing in Seaview. I have discover a web site which appears to be the perfect offering If it is possible to get all the legals done via email that would be ideal. Do I need to be wary? What are the potential pitfalls?
As usual with these online conveyancers you need to read ALL the small print - did you notice the extra charge for dealing with the mortgage?
A licensed conveyancer dealt with my conveyancing in Seaview 8 years past having stored my deeds but has since been shut down – What can I do to get hold of them?
Title deeds, as such, no longer exist as the majority of properties in Seaview are archived digitally at Land Registry. Where you need to show evidence of proprietorship or are selling or refinancing your conveyancer can obtain up to date copies of the register from the Land Registry in any case.
If you feel there may be other documents or you have any other queries please e-mail your request with details of the transaction and documents you need to email@example.com. The CLC will let you know what information they have and any additional information they may need before they are in a position to identify and send the documents to you. Following an intervention it may take some time for the CLC to access archived files and documents, but your request will be actioned as quickly as possible.