I am acquiring a brand new flat in Seaview and my lawyer is informing me that she has to the lender to reveal incentives from the developer. I am under pressure to sign contracts and I have no desire to prolong the conveyancing. is my lawyer playing by the book?
You should not exchange unless you have been advised to do so by your lawyer. A precondition to being on a mortgage company panel is to comply with the UK Finance Lenders’ Handbook requirements. The CML Conveyancing Handbook requires that your lawyer have the appropriate Disclosure of Incentive form completed by the developer and accepted by your lender.
Can I use your services to recommend a Conveyancing solicitor in Seaview even where I’m not purchasing or disposing of a house, for instance where I want to buy a shop in Seaview with a mortgage from The Mortgage Works?
Our comparison service is predominantly there to find residential conveyancing solicitors in Seaview but we have set out towards the bottom of this page a selection of Seaview commercial conveyancing firms. You should make contact with the firm directly to check if they are also authorised to represent The Mortgage Works
I just acquired a flat at auction in Seaview. Conveyancing is needed. What happens now?
Given that you are now exchanged you should choose a conveyancing lawyer soon as you are facing a fast approaching a drop dead date to complete the property. Every auction property will have an associated legal pack. This should include evidence of title and search results. If you have purchased leasehold property the legal papers may contain a copy of the lease, management information and a sellers leasehold information form and associated conveyancing paperwork pertinent to leasehold premises. You must hand this to your appointed conveyancing solicitor ASAP. You also need to ensure that you have funds organised to complete the transaction on the set completion date.
Does a directory service exist listing TSB panel solicitors in Seaview on the UK Finance Lenders’ Handbook Website?
No. There is no such tool on the CML or Building Society Association sites. Very few banks make their panel listings open the public over the internet. Where you are in need of a Seaview lawyer on the TSB please make the most of our tool.
We have a mortgage agreed in principle with Kent Reliance. Seaview conveyancing solicitors have been selected. How long does it take for Kent Reliance to forward the offer to the conveyancer?
There is no definitive answer here. Have Kent Reliance done the valuation? Have you advised Kent Reliance as to your lawyers' details and checked that your lawyers are on the Kent Reliance conveyancing panel? It is not unusual for a mortgage offer to take a month to come through.
I've recently found out that there is a flying freehold issue on a property I put an offer in a fortnight ago in what was supposed to be a quick, no chain conveyancing. Seaview is the location of the property. Can you offer any guidance?
Flying freeholds in Seaview are unusual but are more likely to exist in relation to terraced houses. Even where you use a solicitor outside Seaview you must be sure that your lawyer goes through the deeds diligently. Your bank may require your conveyancing solicitor to take out an indemnity policy. Some of the more diligent conveyancing solicitors in Seaview may ascertain that this is not enough and that the deeds be re-written to give you the most up to date legal protection. If so, the next door neighbour also had to sign up to the revised deeds.It is possible that your lender will not accept the situation so the sooner you find out the better. You should also check with your insurance broker as to whether they will insure a flying freehold premises.
My mum and dad are unable to locate their Seaview property on the HM Land Registry website. They recall that back in the 70’s when they purchased the bungalow there were complications with the post code not being identified on some systems.
Nearly all properties in Seaview should show up. Have you limited your search to simply the postcode. Ordinarily it will identify all the premises inside that postcode. Where registered it will be there with a title number. Where they bought back in the 60’s it's conceivable it may be unrecorded. The address might still be revealed but with the title number identified as 'na'. In this scenario you will need to locate the original title documentation which may be with your parent’s lender.