My financial adviser requires my Seaview lawyer’ panel reference for the Santander conveyancing panel. Can you suggest how I discover this. I have called my local Seaview branch but they cant find it on their system.
The sensible thing to do is ask for this information from your Seaview solicitor . They keep a central record lender panel numbers.
I am buying a right to buy a flat in Seaview. How practical is it for me to do the conveyancing?
Leaving aside the complexities and merits of DIY conveyancing in Seaview you will have to appoint a solicitor on your lender's conveyancing panel to look after their interests. Most people therefore find it easier to let the solicitor act for them and the lender. Furthermore there is minimal cost savings to be made in you doing conveyancing for yourself and another lawyer conducting the conveyancing for the lender. Please feel free to use the search tool to find a lawyer on your lender panel in Seaview.
We are buying a flat in Seaview. It might be a silly question but how we can trust a solicitor? At some point we will need to put our life savings into their account. What protection do we have from them run away with our monies?
Be assured that all money in a Solicitors client account is 100% safe, and even if your Solicitor ran off with it, the Law Society would reimburse you fully.
is it true that all Seaview solicitor firms on the Bank of Ireland conveyancing panel are regulated by the Solicitors Regulatory Authority?
As a firm of solicitors, in order to be on the Bank of Ireland approved list of solicitors they would need to be regulated by the SRA. The majority of lenders do list licenced conveyancers on their panel and in that case the practice would be overseen by the Council of Licensed Conveyancers.
I have today made my last payment due on my mortgage with Lloyds. I assume I don't need a Seaview property lawyer on the Lloyds panel to remove the mortgage at the Land Registry. Please confirm.
If you have finished paying off your Lloyds mortgage, they may send you evidence showing that you have paid it off. Alternatively they may notify the Land Registry directly. The Land Registry need to see this evidence before they will remove the Lloyds mortgage from the register. Lloyds, and any evidence they send you, will determine the action you need to take. In cases where no conveyancer is acting for you and you have paid off your mortgage:
- but are not moving to another property
- where Lloyds has sent the Land Registry the discharge electronically, and
- Lloyds has instructed the Land Registry to do so
I decided to have a survey completed on a property in Seaview in advance of appointing conveyancers. I have been informed that there is a flying freehold overhang to the house. The surveyor advised that some banks tend refuse to give a mortgage on such a home.
It depends who your proposed lender is. Lloyds has different requirements from Birmingham Midshires. Should you wish to call us we can check with the appropriate bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Seaview. Conveyancing will be smoother if you use a solicitor in Seaview especially if they regularly deal with such properties in Seaview.
Am I best advised to use a Seaview conveyancing practitioner based in the location that I am hoping to buy? We have a good friend who can perform the legal work but her office is 300kilometers drive away.
The primary upside of using a high street Seaview conveyancing practice is that you can visit the firm to execute paperwork, deliver your identification documents and apply pressure on them if necessary. They will also have local intelligence which is a plus. However nothing is more important than finding someone that will do a good and efficient job. If if people you trust instructed your friend and the majority were happy that must trump using an unknown Seaview conveyancing lawyer just because they are based in the area.