A friend advised me that in buying a property in Lee On The Solent there could be a number of restrictions as to what one can do in terms of external alterations to the property. Is this right?

There are anumerous of properties in Lee On The Solent which have some sort of restriction or requirement of consent to execute external variations. Part of the conveyancing in Lee On The Solent should determine what restrictions are applicable and advising you as part of a ROT that should be sent to you.

Can you point me to a directory of Principality panel solicitors in Lee On The Solent on the Building Society Association’s Website?

No. There is no such directory service on the CML or Building Society Association sites. Very few lending institutions make their panel listings available on the web. If you are seeking to appoint a Lee On The Solent lawyer on the Principality please make the most of our tool.

I currently have a mortgage with Virgin Money for my property in Lee On The Solent. Conveyancing has been completed months ago. Should I wish to rent out my property and do not currently have a buy-to-let mortgage do I need to remortgage to a BTL mortgage or inform Virgin Money?

Virgin Money must be informed of your intention in advance of letting out your property as this is likely to be a breach of Virgin Money’s mortgage conditions. In many cases banks or building societies will allow you to rent out your former home without needing to switch to a buy-to-let mortgage but some lenders will add a surcharge to your mortgage rate to reflect the higher risk. You should contact Virgin Money directly. It should not be necessary to do this via a Virgin Money conveyancing panel firm.

A friend advised me that where I am purchasing in Lee On The Solent I should ask my conveyancer to execute a Neighbourhood, Planning and Local Amenity Search. What does it cover?

This is a search is sometimes quoted for as part of the standard Lee On The Solent conveyancing searches. It is a large report of about 40 pages, listing and detailing important information about Lee On The Solent around the property and the people living there. It incorporates an Aerial Photograph, Planning Applications, Land Use, Mobile Phone Masts, Rights of Way, the Lee On The Solent Housing Market, Council Tax Banding, the demographics of People living in the area, the dominant type of Housing, the Average House Prices, Crime statistics, Lee On The Solent Education with plans and statistics, Local Amenities and other useful data concerning Lee On The Solent.

I'm buying a new build house in Lee On The Solent with the aid of help to buy. The builders refused to budge the amount so I negotiated £7000 of fixtures and fittings instead. The sale representative suggested that I not to tell my solicitor about this deal as it may impact my mortgage with the bank. Do I keep my lawyer in the dark?.

All lenders require a Disclosure of Incentives Form from the builder of any new build, converted or renovated property, It is available online from the Lenders’ Handbook page on the CML website. CML form is completed and handed to the lender's surveyor when the inspection is done.

Lenders have different policies on incentives. Some accept none at all, cash or physical, while others will accept cash incentives up to 5%.

Hard to understand why the representative of a builder would be suggesting you withold information from a solicitor when all this will be clearly visible on forms the builder has to supply to its solicitor, the buyer's solicitor and the surveyor.

Due to the encouragement of my in-laws I had a survey completed on a property in Lee On The Solent ahead of appointing solicitors. I have been told that there is a flying freehold element to the property. My surveyor has said that some mortgage companies will not give a mortgage on this type of home.

It depends who your proposed lender is. HSBC has different requirements from Halifax. Should you wish to call us we can look into this further with the relevant bank. If you lender is happy to lend one our lawyers can assist as they are accustomed to dealing with flying freeholds in Lee On The Solent. Conveyancing will be smoother if you use a solicitor in Lee On The Solent especially if they are acquainted with such properties in Lee On The Solent.

Taking into account that I will soon part with over three hundred thousand on a garden flat in Lee On The Solent I would like to have a conversation with the solicitor regarding thehouse move before appointing the firm. Is this something that you can arrange?

This is something that we encourage - it is our preference to talk to you we do not take any clients on without you first talking to the solicitor due to be conducting your property ownership legalities in Lee On The Solent.There is no ‘factory style conveyancing’ - every client is an important person, not a matter reference. The law firms that we put you in touch with believe that the fees you are calculated and presented to you for your conveyancing in Lee On The Solent should be the figure that you end up paying.