I am acquiring property in Wootton Bridge. My Solicitor is not on the lender conveyancing panel. Can I still use my Wootton Bridge conveyancing solicitor notwithstanding that they are not on the mortgage company panel?

You must appoint a lawyer to complete the formalities when you need a mortgage to buy your property. They will carry out all the essential due diligence on the property, make sure that you’re registered as proprietor and ensure that all the required mortgage paperwork is dealt with. You may instruct a Wootton Bridge solicitor of your choice. Nevertheless, where the lawyer appointed is not a member of the lender solicitor panel further charges will be incurred as separate legal representation will be required by them. Lender panel applications can be submitted, so where your conveyancer has not in the past sought membership they should take the opportunity to apply.

Our nephew is in the process of securing a new build apartment in Wootton Bridge with a home loan from Aldermore. His solicitor has said that there is a delay in receiving the ‘Disclosure of Incentive Form’. This document is news to me - what is it and who needs sight of it?

The form is intended to provide information to the main parties engaged in the transaction. Therefore, it will be provided to your son’s lawyer who should be on the Aldermore conveyancing panel as a standard part of the process, and to the valuer when requested. The developer will be required to start the process by downloading the form and completing it. The form will therefore need to be available for the valuer at the time of his or her site visit. The form should be sent to the Aldermore conveyancing panel solicitor as early as possible, in order to avoid any last minute delays, and no later than at exchange of contracts.

We wanted to use a conveyancing solicitor in Wootton Bridge for our home move. Our broker informed us that our mortgage company Yorkshire Building Society won't deal with them. Why is this not regarded as unfair competition?

A lender may require a panel solicitor act for it. You would be expected to bear the cost of this. Try using our search facility to select a solicitor to carry conveyancing in Wootton Bridge on the Yorkshire Building Society conveyancing panel.

How can the Landlord & Tenant Act 1954 impact my business property in Wootton Bridge and how can your lawyers assist?

The 1954 Act affords security of tenure to commercial lessees, giving them the dueness to make a request to court for a new lease and remain in occupation at the end of the lease term. There are limited grounds that a landlord can refuse a lease renewal and the rules are complicated. We are happy to direct you to commercial conveyancing practices who use the act to your advantage and assist with commercial conveyancing in Wootton Bridge

My husband and I have an offer in principle from Norwich and Peterborough Building Society who indicated we could borrow up to £400k. At what point do we need to instruct a lawyer for conveyancing? Wootton Bridge is where we plan to move to.

It would be wise to instruct a solicitor now so that the conveyancing practitioner can open the ledger so they can do their AML checks etc. Once you wish them to start work you will be asked for a deposit usually about £175. That would normally be after you have the loan offer from the lender and survey results, nevertheless if you wish to speed the process you can start quicker even though you may be risking some money.