AssumingI were to acquire a straightforward propertyin Warsash for cash and have no survey and no conveyancing searches how much would I expect to have to pay for conveyancing in Warsash?

Any savings you would achieve will be limited to the Warsash conveyancing searches. Your conveyancing practitioner still be obliged to do everything else - money laundering, communicating with the sellers conveyancing practitioner, SDLT return, register the ownership etc. You might save a bit for them not having to register a charge however it will not be a lot.

Do I have to have a meeting at the offices of the solicitor to execute the legal charge? If so, I will choose one who does conveyancing in Warsash so that I can attend their offices if necessary.

Whereas this was necessary 15 years ago, almost all mortgage companies no longer require their conveyancing panel lawyer to witness the borrowers signature. It will still be necessary for you to provide ID documents and there are still manifest benefits to instructing a locally based solicitor, in your situation a conveyancing solicitor in Warsash.

I have been on the look out for a flat up to £235,500 and identified one round the corner in Warsash I like with a park and station in the vicinity, the downside is that it only has 51 years unexpired on the lease. There is not much else in Warsash in this price bracket, so just wondered if I would be making a grave error buying a short lease?

Should you require a mortgage the shortness of the lease will likely be a potential deal breaker. Discount the price by the expected lease extension will cost if it has not already been discounted. If the existing owner has owned the premises for a minimum of 2 years you may ask them to commence the lease extension formalities and then assign it to you. You can add 90 years to the existing lease term with a zero ground rent applied. You should consult your conveyancing lawyer regarding this.

My husband and I are FTB’s - had an offer accepted, but the property agent advised that the owners will only issue a contract if we appoint the agent's chosen conveyancers as they need a ‘quick sale’. We would rather use a high street conveyancer who is familiar with conveyancing in Warsash

It is unlikely the sellers are behind this. If they want ‘a quick sale', alienating a serious purchaser is is going to put the whole deal at risk. Contact the sellers directly and make sure they understand (a)you are keen to buy (b)you are excited to move forward, with mortgage lined up © you do not need to sell (d) you wish to move quickly (e)however you are going to instruct your own,trusted Warsash conveyancing firm - not the ones that will provide the estate agent a commission or meet his conveyancing figures demanded by corporate headquarters.

Due to complete next month on a ground floor flat in Warsash. Conveyancing lawyers assured me that they are sending me a report within the next couple of days. Are there areas in the report that I should be focusing on?

Your report on title for your leasehold conveyancing in Warsash should include some of the following:

Where does the liability rest to repair and maintain the block. It is essential for you to know which party is liable for the repair and maintenance of every part of the building Changes to the flat if lease caters for for a reserve fund for major repairs? Whether the landlord has obligations to ensure rights of quiet enjoyment over your property and do you know what it means in practice?

Warsash Conveyancing for Leasehold Flats - Sample of Queries Prior to Purchasing

Are there any major works on the horizon that could add a premium to the maintenance costs? This question is useful as a) areas can cause problems for the block as the communal areas may start to deteriorate where repairs remain unpaid b) if the tenants have a dispute with the managing agents you will want to have full disclosure What is the the remaining lease term?